IMG has nine policies on Squaremouth, including ‘cancellation-only’ and ‘medical-only’ options. They offer some of the best Travel Delay and Emergency Medical coverage available, with certain plans providing up to $2,000,000 in medical protection.
See how IMG compares to other providers on Squaremouth in customer satisfaction and service quality:
*The overall customer rating is the average of all reviews for the provider since they joined the marketplace.
IMG customers have noted that the customer service is attentive both before and during their trips, especially when they need to modify their policies. Some customers have experienced difficulties with the online claims portal and uploading documents. However, IMG has recently improved its claims process to make it more efficient and transparent for customers.
I haven’t failed my claim yet Because I’m in the hospital recovering. I missed my flight from Memphis to Minneapolis on February 14. As yet, I do not have access to my insurance information to check my policy and see what it covers. as soon as I get a hold of my folder with the information in it, I will call square mouth and talk to customer service about filing a claim. Judy McConnell.
After I fractured my ankle a week before our cruise, I contacted IMG and was provided with a list of items needed to submit with my claim. It took me a few days to gather the paperwork, but it was not terribly difficult. Several days later, I received a message saying my claim was being reviewed. It wasn't long before another message arrived saying I could expect a full reimbursement.
I was very pleased that the process progressed so quickly and smoothly. Less than a week later, the funds were deposited in our bank account. I've used Squaremouth to shop for three more upcoming cruises. You have a loyal customer. Thank you.
I have found IMG very slow in their service. I started the claim 11/17/25 and have submitted the last document (which they only requested very late in the process on 1/21/26 and it is still not settled. You never get to talk to the actual person who is handling your claim; only a front line person who repeats back only the information you have available on their claims website.
Needless today I have been very disappointed in their process and slow response time.
Easy to purchase insurance with representative by phone.
Felt confident of coverage.
Able to rest easy knowibg it was there.
IMG Claims Department were OK, but did ask me to upload some receipts which had already been uploaded, then denied parts of the claim which seemed perfectly legitimate to me. Not enough, though, to make me feel that it would be worth the time and energy to go through their appeals process, so pretty well judged on their part.
The initial purchasing of the policy was very easy and the agent I worked with was wonderful. When I got to the final purchase of the policy the process was rocky and the assistance I received a little frustrating especially being a first time user. I all worked out in the long run but, I wanted to be honest that the second phase was not as good as the first.
IMG's form for a claim is very time consuming and difficult. It does not give you enough options to fill out the form properly.
Fast to get quote. Mo issues.
when i called to review coverage with the rep, he was very informative and I hung up being happy I purchased the policy.
I submitted my claim, and within a few days I had a return email stating that my claim had been accepted. The funds were transferred directly to my bank account within about a week. I've never had to make a claim with travel insurance before, but I've heard enough horror stories from friends and family to know that this transaction was the exception. Filing the claim online was easy, instructions were clear, and they held to the timeline they promised. I'll definitely purchase travel insurance through IMG again in the future.
Last updated: June 17, 2026