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Overview

Aegis provides three distinct policies on Squaremouth, including a stand-alone Trip Cancellation policy ideal for travelers who already have medical coverage. Their most popular plan, Go Ready Choice, is favored by international travelers with high trip costs.

Trips Protected
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SINCE 2013
74,933
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AVG. MONTH
456
Total Reviews
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SINCE 2013
1,392
Detailed Rating
Customer Service Before Trip
4.2/5
Customer Service During Trip
3.42/5
Customer Service During Claim
3.35/5

See how Aegis compares to other providers on Squaremouth in customer satisfaction and service quality:

Overall Customer Rating by Provider
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*The overall customer rating is the average of all reviews for the provider since they joined the marketplace.

Customer Reviews

4.08 (1,392 reviews)

Many Aegis customers appreciate the level of service they receive when they have questions about their coverage or need assistance while traveling. In contrast, other travelers have reported difficulties in obtaining status updates on filed claims.

  • 5
    781
  • 4
    269
  • 3
    168
  • 2
    72
  • 1
    102
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  • Aegis policy: Go Ready Choice

    Our daughter got sick in our claim. The requirement that we have a note from urgent care that specifically mentions a theme park instead of accepting a diagnosis and a school note seems a bit ridiculous

    Sylvia from OK
    Review Received: February 3, 2024
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    1 out of 1 people found this review helpful
    Aegis policy: Go Ready Choice

    Signing up was easy. I liked that you could add on items separately according to my needs.
    I had a question about one item (since this was an unusual, slightly risky trip: in case of fatality, whom to leave insurance to)
    & I got an answer immediately by making a simple phone call. No waiting time on hold either.
    Pricing very reasonable. I'll sign up again with future trips. Very satisfied!
    I highly recommend this policy to all travelers!

    Jeanne from NY
    Review Received: February 1, 2024
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    8 out of 10 people found this review helpful
    Aegis policy: Go Ready Choice

    There was little chance I would need to cancel since there is no pandemic now.

    Anonymous from CA
    Review Received: January 27, 2024
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    2 out of 6 people found this review helpful
    Aegis policy: Go Ready Choice

    Kathleen from NV
    Review Received: January 20, 2024
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    7 out of 8 people found this review helpful

    They were very professional and competed the claim in a timely manner. A small glitch in the beginning of the process took place in that I did not receive the needed claim form. Once I contacted them and they sent me the form, the process went very well. I will use them again as long as their insurance rates remain competitive, and their coverage is comparable.

    Aegis policy: Go Ready Choice

    This letter was sent to Aegis and Air New Zealand regarding my partners and my experience during the trip. We never received any correspondence from Aegis, even though they suggested we would in 7-10 days. We also spent countless hours, had to modify our trip due to her bag arriving 4 days later, and also scramble for work as her laptop was missing from her luggage. Again, we reached out to both Air New Zealand and Aegis to no avail. We are requesting trip interruption due to the 6 plus hours we were delayed, baggage delay due to the 4 plus days it took for her baggage arrived, and compensation for the laptop that is missing that did not seem to be an issue. Lastly, due to all the wasted time, we are requesting an upgraded seat. Please see the details below and please advise.

    Dear Air New Zealand,

    I am writing to formally document my complaint regarding significant issues encountered during my and my partner's recent trip with Air New Zealand (booking references EGXJNH and IMHFFH; flight date 29DEC2023). Unfortunately, despite numerous attempts to resolve these matters over the phone, we have not reached a satisfactory resolution.

    Flight Delay and Missed New Year's Eve Plans:
    Both my flight and my partner's flight were significantly delayed by over 7 hours and 30 minutes, including a 6-hour consecutive delay. This not only caused us to miss our New Year's Eve plans but also resulted in additional expenses for food and transportation. We request compensation for seat upgrades on our return flights to the United States as a gesture of goodwill for this extreme disruption to our trip.

    Mishandled Baggage and Delays:
    My baggage was mishandled and delayed by over four days, causing major inconvenience and distress. We wasted countless hours on the phone with both airport and airline personnel, receiving conflicting and ultimately incorrect information.

    Initially, Sydney baggage personnel assured us the bag was in New Zealand and would be delivered with a "Mishandled Baggage Cash Advance." However, the information was inaccurate – the bag remained in Chicago for days, and no cash advance was ever provided. We only discovered its arrival in Sydney through our own persistent efforts contacting the airport.

    Missing Laptop and Lack of Support:
    Upon finally receiving the delayed bag, we discovered a work computer was missing. Again, attempts to contact the relevant department for compensation or assistance were met with conflicting information and a lack of clear direction.

    Impact and Compensation Request:
    This frustrating experience significantly impacted our travels, forcing us to:
    Purchase emergency clothing, food, and additional transportation due to the delayed baggage.
    Waste valuable time on hold and communicating with various personnel without finding solutions.
    Miss planned celebrations and endure unnecessary stress.

    In light of these significant inconveniences and expenses, we request the following:
    Mishandled baggage compensation: To cover the additional costs incurred due to the delayed luggage.
    Compensation for the missing laptop: To reimburse the value of the lost item.
    Seat upgrades for our return flights to Chicago: As a small gesture of goodwill for the overall unsatisfactory experience.

    AOA from IL
    Review Received: January 19, 2024
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    14 out of 21 people found this review helpful
    Aegis policy: Go Ready Choice

    On December 30th, my wife and I came down with Covid. We had to go to the hospital in Brasillia Brazil. We gave them all of our insurance from you along with our Blue Cross Blue Shield, my secondary Employers Health Benifits. We were treated at the hospital and released. They told us we could go and didn't have to pay anything. I have no idea who they will contact for payment. We had to go to another hospital in Brasillia to get Paxlovid medication. I submitted all the documentation from the hospital to your company and haven't heard a thing since.
    I expected since both my wife and myself had Covid that the insurance would kick in and allow us to move to a hotel to isolate and extend our trip until we felt better. I found out that since the doctor didn't note on his records that we "weren't fit to travel", the insurance didn't cover the hotel, food or extend our trip until we were out of quarentine. I also found out that the airlines don't give a damn if you have covid or not, you fly when you have a valid ticket. The airlines give you the option to change your ticket, but you have to pay the difference in the fare.

    Steven from GA
    Review Received: January 18, 2024
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    12 out of 14 people found this review helpful
    Response from Aegis

    He initiated a medical claim with our Emergency Assistance team on Dec 30, 2023. They sought medical attention for COVID and were discharged. They were staying with family, and wished to move to a hotel to isolate, and postpone their flights. Medical Reports were requested, received and reviewed by our Medical Team on January 1st. The Medical reports received did not indicate that the customer was not Fit To Fly home on their scheduled return. This was discussed the with the customer and advised that without medical reports substantiating medical reasons why they were not fit to fly, we couldn’t confirm eligibility of expenses associated with an isolation hotel and new return tickets. It was further explained to him that based on the review from the medical team there is no medical requirement for him to delay his trip. He indicated that their motivation to delay their return and self isolate was to not risk the safety of others while they are COVID positive. While we appreciate his concern, there is no flight restriction based on covid at this point and we cannot authorize Travel Delay expenses at this time. He was advised If he was denied boarding, then we can review what the airline requests, and assist him with this, but without travel restrictions, he is fit to travel. He acknowledges that Airlines currently do not restrict travel when you are COVID positive, and was frustrated that his self imposed quarantine would not be eligible for benefits.

    Aegis policy: Go Ready Choice

    Everything went well and we took the wonderful trip!

    ELIZABETH from CO
    Review Received: January 16, 2024
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    1 out of 3 people found this review helpful
    Aegis policy: Go Ready Choice

    CANCELED BECAUSE OF COVID.
    FILED CLAIM.
    ONE MONTH LATER THEY ASKED FOR MORE FORMS TO BE SUBMITTED BY "E-MAIL"
    BEING TECHNOLOGICALLY CHALLENGED, I SENT THEM BY "USPS".
    NO RESPONSE SINCE THE LETTER AND FORMS WERE SENT.
    MAYBE NEXT MONTH, UNLESS VALENTINE'S DAY DELAYS THE PROCESS.

    Dwight from AR
    Review Received: January 16, 2024
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    10 out of 11 people found this review helpful

    Review Updated: 02/13/2024

    THE RESPONSE TIME TO RECEIVE THE INSURANCE PAYMENT WAS OVER 7 WEEKS.

    Aegis policy: Go Ready Choice

    We really enjoyed that the policy was easy to compare with others and everything was clearly laid out. We did experience a missed connection while we were on our trip and it was a bit of a headache working with the representative when we tried to file the claim. There was a communication barrier and we couldn't quite understand the person we were speaking with. Eventually we found out that we could not submit the claim until we returned home from our trip - which was nearly 3 weeks later. We submitted a claim and it has been almost a week and we have not heard anything back.

    Allison from MN
    Review Received: January 12, 2024
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    15 out of 15 people found this review helpful

    Review Updated: 02/12/2024

    We had a missed connection that resulted in a 10-hour delay at the airport until the next flight. We missed out on an entire day of our vacation. Since we had not actually booked any timed things or tickets, we did not receive any compensation. We do understand this, it's just a really big bummer. We did receive relatively prompt service which was appreciated. We likely will consider Aegis again.

    Response from Aegis

    We had a chance to speak with this client & cleared up some of her coverage confusion. Firstly, it’s not that she wasn’t allowed to submit a claim while on vacation. We simply recommend waiting until the trip is completed in case additional expenses are incurred.

    Secondly, the insured had not yet submitted a claim at the time of her review. She had simply informed us after hours on January 6th that she was going to miss her connecting flight. We responded to her the following morning on January 7th noting the backup documentation her adjuster would need. However, we never got a response from her to that email.

    Following our conversation with her after receiving this review, she realized that she didn’t have any eligible expenses to claim & decided to dismiss the process.

    Aegis policy: Go Ready Choice

    Patricia from VA
    Review Received: January 9, 2024
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    7 out of 7 people found this review helpful

    Took longer than stated. They would not cover cost of hotel in Buenos Aires on the return trip, not certain the reason, but am very happy they covered the remaining expenses. Feel as being nickel and dime to pieces....but that's the nature of insurance I suppose. This was a far more positive experience than a previous experience with a competitor.