Overview

Berkshire Hathaway offers four comprehensive policies on Squaremouth, all with an A++ rating from AM Best. Their LuxCare plan covers trip cancellations for trips costing up to $100,000 per traveler, making it a popular choice for those with expensive trips.

Trips Protected
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SINCE 2016
103,119
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AVG. MONTH
783
Total Reviews
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SINCE 2016
973
Detailed Rating
Customer Service Before Trip
4.38/5
Customer Service During Trip
3.77/5
Customer Service During Claim
4.08/5

See how Berkshire Hathaway Travel Protection compares to other providers on Squaremouth in customer satisfaction and service quality:

Overall Customer Rating by Provider
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*The overall customer rating is the average of all reviews for the provider since they joined the marketplace.

Customer Reviews

4.3 (973 reviews)

Berkshire Hathaway customers find customer service agents helpful and easy to reach. While the provider has an efficient claims process, some customers report frustration with the communication and clarity while waiting for reimbursement.

  • 5
    639
  • 4
    155
  • 3
    93
  • 2
    35
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    51
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  • Berkshire Hathaway Travel Protection policy: ExactCare

    Trip canceled week before itinerary started. Unable to cancel the policy that covered only medical evacuation and get a refund for a trip that never happened. If I insure a car, and I sell it before the policy period expires, I get a refund for the unused service period. Discouraging that BH does not offer the same courtesy.

    Robert from AZ
    Review Received: April 2, 2020
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    6 out of 6 people found this review helpful
    Berkshire Hathaway Travel Protection policy: ExactCare

    We spent $3500 on insurance with a name and company (Berkshire Hathaway) we trusted, only to be denied assistance when we asked for it. You asked if we filed a claim, we were ready to, but when we called them, the first thing their recorded message said was they did not honor claims pertaining to the Corona Virus.
    What the heck is insurance for? I did NOT read the umpteen pages of boilerplate that came with the policy. I did NOT expect them to honor a claim if I got a cold on board.
    But having to change flights and everything else concerned with our shortened trip - well - I expected better. The very nature of insurance is a firm taking a bet that I won't need their help. Me - in case I might - I'm willing to pay them to cover that contingency, should it arise.
    I certainly don't fault Squaremouth -- but there is something inherently wrong with an industry that accepts payment for a service, and then denies that service

    Gretchen from OR
    Review Received: April 1, 2020
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    13 out of 13 people found this review helpful
    Berkshire Hathaway Travel Protection policy: ExactCare

    I emailed to see if I could get an extension due to the pandemic and was told no. I contacted the insurance company and they said they would look into it. I got the policy extended three weeks by them directly.

    Bradley from MN
    Review Received: April 1, 2020
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    2 out of 2 people found this review helpful
    Berkshire Hathaway Travel Protection policy: ExactCare Value

    VERY SATISFIED WITH THE SERVICE. FULLY REIMBURSED WITHIN A TIMELY MANNER.

    Richard from FL
    Review Received: March 24, 2020
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    3 out of 3 people found this review helpful
    Berkshire Hathaway Travel Protection policy: ExactCare

    Unable to cancel an unneeded policy for a cancelled trip. Very disappointing.

    Robert from AZ
    Review Received: March 20, 2020
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    6 out of 6 people found this review helpful
    Berkshire Hathaway Travel Protection policy: ExactCare

    Thank you for providing a good customer relations. I have called to file a claim. I have been busy to put the claims together but prompt follow up from your insurance claims department was appreciated. Thank you.

    Ryan from CA
    Review Received: March 2, 2020
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    3 out of 3 people found this review helpful
    Berkshire Hathaway Travel Protection policy: ExactCare

    Reliable company with decent value for the comprehensive coverage I needed. Much appreciated knowing I would be cared for if something happened on the trip.

    Elizabeth from NY
    Review Received: February 25, 2020
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    1 out of 2 people found this review helpful
    Berkshire Hathaway Travel Protection policy: ExactCare

    I had a health issue develop during my trip that required several visits to a local dermatologist and prescriptions for oral meds and topical creams. Since it was not a typical vacation-type injury (e.g., broken bones from a fall, food-poising, etc...) I was concerned it would not be covered. However, after providing them with copies of my diagnosis from the doctor and copies of the receipts for the prescriptions, they quickly processed my claim and paid all my costs in full. And they deposited the funds directly into my bank account. I highly recommend them for travel insurance.

    Tannika from CA
    Review Received: February 25, 2020
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    10 out of 10 people found this review helpful
    Berkshire Hathaway Travel Protection policy: ExactCare

    A very easy and pleasant transaction.

    Michelle from WI
    Review Received: February 21, 2020
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    4 out of 5 people found this review helpful
    Berkshire Hathaway Travel Protection policy: ExactCare

    The ending is fine, but the claim process took longer than we expected. From first filing our claim to receiving our check was about 6 weeks, not the promised 15 days. Twice we were asked to submit documentation that we had already submitted. When we asked to speak on the phone to the person processing our claim, she was busy on another line and our request on her voice mail for a callback didn't work. Nobody ever called us back. The operator who did answer wanted information about our claim and she seemed very confused by our answer. We wonder if she had the expertise or authority to handle our claim and, if not, why we had to share our information with her.

    So, three stars. Five stars for the final resolution, but a demotion for the length of the process and for the poor communication.

    John from FL
    Review Received: February 16, 2020
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    13 out of 13 people found this review helpful

Last updated: September 23, 2026