Overview

Tin Leg offers nine policies on Squaremouth, with its Gold plan being the top seller on the marketplace. They provide affordable cancellation options and have plans tailored for cruises and adventure travel.

Trips Protected
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SINCE 2014
405,525
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AVG. MONTH
9,107
Total Reviews
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SINCE 2014
5,683
Detailed Rating
Customer Service Before Trip
4.62/5
Customer Service During Trip
4.05/5
Customer Service During Claim
4.06/5

See how Tin Leg compares to other providers on Squaremouth in customer satisfaction and service quality:

Overall Customer Rating by Provider
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*The overall customer rating is the average of all reviews for the provider since they joined the marketplace.

Customer Reviews

4.52 (5,683 reviews)

Tin Leg customers praise the provider’s customer service, especially when making changes to their coverage or trip details. However, some have expressed frustration with the claims process, particularly regarding the amount of documentation required.

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    4118
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    944
  • 3
    344
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    131
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  • Tin Leg policy: Platinum

    Since this was a very expensive trip and you don't know when there's fires in Canada or other issues. We decided to purchase insurance and the reviews were very good for this company. They gave us peace of mind knowing that if something happened we would be reimbursed.

    John from CA
    Review Received: June 5, 2024
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    0 out of 2 people found this review helpful
    Tin Leg policy: Gold

    Bernard from DE
    Review Received: June 4, 2024
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    7 out of 7 people found this review helpful

    I was extremely disappointed. I have been a customer for many years and this was my first claim. Both my brother-in law and I filed claims and we had the exact same, bad experience. We filed claims separately sending all the documents requested. After a long wait we were BOTH asked to resend the same documents that we previously submitted. Coincidence? I don’t think so. It seems that this was a way of delaying the claims process. After another long wait for BOTH of us, we each received letter from the claims adjuster that our claim was denied because the airline did not have the part for the plane to fly and thus the 18 hour delay, and our loss was not covered. A DELAY is a DELAY. Our policy stated that it covers DELAY but there must be lots of excuses not to pay. I am bitter because the claim took so long to resolve and also that there was no payment. It is now apparent that if you need to make a claim, the claim process is arduous, drawn out and as in this case, the insurance will find a way of avoiding any payment due to the small print. If our claim was such a simple one to file, I can only imagine the process that a customer would need to go through if their luggage is stolen or a relative dies.

    Tin Leg policy: Gold

    The only item that wasn't addressed correctly in my opinion was one of my claim items being rejected. The rejected claim item was for additional parking costs. I didn't have a daily amount listed on my parking receipt and instead sent the whole charge and made a note showing a pro-rated portion. No allowance was made for the pro-rated portion and Tin Leg rejected it as if I was asking for it all to be reimbursed, which I wasn't. However, because my claim was less than $600 and my policy capped at $500, it was a moot point to me.

    Overall, I am happy with Squaremouth and Tin-leg. I have purchased with them before without the need to file a claim and will continue to do so, as I have found their price points for the features I want in travel insurance to be a good value.

    Thanks,
    Tim

    Timothy from AK
    Review Received: June 4, 2024
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    4 out of 5 people found this review helpful
    Tin Leg policy: Gold

    Very bad insurance company. I filed a 2 claims and on both claims they would not to take care of me. One was trip interruption, where they refused to pay for the interruption. The second was a lost baggage for 6 days and they as well refused to pay. Please be aware, DONT buy any insurance from them.

    Amir from TX
    Review Received: June 3, 2024
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    11 out of 11 people found this review helpful
    Response from Tin Leg

    Thank you for sharing your feedback with us. We apologize for the frustration you have experienced throughout the claim process.
    I have discussed your claim with our claim team to gather more information about your claim. I understand that your claim was unfortunately denied as your baggage delay occurred on your return home. Baggage delay benefits are designed to provide reimbursements when the unexpected happens during your trip to allow you to purchase essential items during your delay, and unfortunately, it does not include delays on your return home. I understand this has been a lengthy and frustrating process for you, and apologize that your claim did not have a more favorable outcome.

    Tin Leg policy: Gold

    I filed a claim with Tin Leg for the miniscule amount of USD$2,400 for three (3) of the four passengers; the representative from this carrier is requesting so many proofs we actually traveled. Apart from all the other requirements, like proof of loss, proof of payment for the loss, etc., which I have provided, she insists she needs the email confirmation from the airline from when we purchased the tickets. I don't have the airline email confirmation for two of the travelers, only for one of them, since we made two separate reservations and deleted the other reservation after we returned. I provided a copy of the credit card statement with confirmation of the purchase of all four (4) airline tickets, which also include ticket numbers, as well as copies of outbound and inbound boarding cards. 

    This process has been exhausting, and I believe Tin Leg hopes I get bored and give up on the claim.

    I will not recommend this carrier; I would rather forgo travel insurance than use them again.

    Patricia from NY
    Review Received: June 3, 2024
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    5 out of 5 people found this review helpful
    Response from Tin Leg

    Thank you for sharing your feedback with us. We apologize for the frustration you have experienced throughout the claim process.
    I have discussed your claim with our claim team to gather more information about your claim. I understand that your claim is still in process and we require additional documents to support your claim, including flight itineraries. Insurance is highly regulated, and documentation is required, for any claim. Your claim adjuster is available to assist in confirming which documents will help support your claim. Please do not hesitate to reach out to us anytime. We appreciate your patience and hope to make the process smoother for you moving forward.

    Tin Leg policy: Gold

    I chose TinLeg because we got better coverage for the same amount as other policies.

    Patrice from CA
    Review Received: June 3, 2024
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    1 out of 1 people found this review helpful
    Tin Leg policy: Gold

    The customer service has been very responsive ..

    I hope that my claim will be resolved soon …

    Ranjitrai from AZ
    Review Received: June 2, 2024
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    1 out of 2 people found this review helpful
    Tin Leg policy: Gold

    I was told it was basically a waste of time because Trip Delay would'nt cover me.

    Kathy from OR
    Review Received: June 2, 2024
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    0 out of 1 people found this review helpful
    Tin Leg policy: Gold

    Thomas from NY
    Review Received: June 2, 2024
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    1 out of 1 people found this review helpful

    In the end my claim was approved, and I was paid my just amount. That said I found the process and documents required to "prove" I was too sick to travel on the day my cruise departed excessive and some even pointless. To have to prove where the money came from I paid for the trip with doesn't seem relevant as an example. This experience has made me reluctant to travel because even if I purchase relative expensive trip insurance and some problem occurs outside of the country or involves multiple doctors and organizations, I can't imagine being able to get all the "required" documents. Tin Leg was totally inflexible in their demands. At one point I was having trouble getting a letter from the cruise line stating I didn't go on the cruise and didn't get any money back from them. I explained this to the claim adjuster and his response was get it or you won't get paid.

    Tin Leg policy: Gold

    Waste of money

    Michael from WA
    Review Received: June 1, 2024
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    1 out of 1 people found this review helpful
    Response from Tin Leg

    Thank you for sharing your feedback with us. Your satisfaction is very important to us, and we would like to better understand what went wrong and how we can make it right. We would like to schedule some time to speak with you regarding your concerns. Please visit our Zero Complaint page at - https://www.squaremouth.com/zero-complaint-guarantee and complete this form to open a Zero Complaint case. You will receive an email to schedule a time to speak with a member of our team.
    Thank you for giving us the opportunity to improve our products and services.

Last updated: September 24, 2026