Overview

Tin Leg offers nine policies on Squaremouth, with its Gold plan being the top seller on the marketplace. They provide affordable cancellation options and have plans tailored for cruises and adventure travel.

Trips Protected
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SINCE 2014
417,699
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AVG. MONTH
8,397
Total Reviews
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SINCE 2014
5,809
Detailed Rating
Customer Service Before Trip
4.62/5
Customer Service During Trip
4.06/5
Customer Service During Claim
4.06/5

See how Tin Leg compares to other providers on Squaremouth in customer satisfaction and service quality:

Overall Customer Rating by Provider
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*The overall customer rating is the average of all reviews for the provider since they joined the marketplace.

Customer Reviews

4.51 (5,809 reviews)

Tin Leg customers praise the provider’s customer service, especially when making changes to their coverage or trip details. However, some have expressed frustration with the claims process, particularly regarding the amount of documentation required.

  • 5
    4201
  • 4
    971
  • 3
    351
  • 2
    133
  • 1
    153
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  • Tin Leg policy: Standard

    Knowledgeable and very nice staff every time we interacted with them. Would not hesitate to go with them again.

    Delos from NY
    Review Received: January 28, 2026
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    1 out of 1 people found this review helpful
    Tin Leg policy: Gold

    The purchasing of plan was good, price competitive was good.
    Will be filling a claim so can’t comment yet on how that goes

    Teresa from CO
    Review Received: January 28, 2026
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    0 out of 0 people found this review helpful
    Tin Leg policy: Gold

    We tried to purchase all insurance for myself, my sister and her husband and learned it was by household. After booking mine, I was concerned the policies weren't linked and we were traveling together. We had to call back to link our travel insurance.

    Melissa from WI
    Review Received: January 23, 2026
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    0 out of 0 people found this review helpful
    Tin Leg policy: Gold

    TinLeg denied my legit claim and based on the BBB complaints and trust pilot reviews it is clear TinLeg is doing this for a lot of legit claims. Scammer insurance company all the way down. Easy to buy a policy that is actually useless insurance.

    Jeffrey from NC
    Review Received: January 23, 2026
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    4 out of 7 people found this review helpful
    Response from Tin Leg

    Thank you for sharing your feedback. Your claim was denied because your policy requires a strike of a common carrier to cause a complete cessation of travel services for at least 48 consecutive hours to be a covered event. Based on the documentation reviewed, the strike impacting your carrier lasted 24 hours on December 11, 2025, which does not meet the 48-hour requirement outlined in your policy language. We regret that your claim was not resolved as you hoped. For further clarification, please contact your assigned claim adjuster via email.

    Tin Leg policy: Gold

    We had good experience with Tin Leg Insurance when travelling.

    Sandip from PA
    Review Received: January 23, 2026
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    0 out of 1 people found this review helpful
    Tin Leg policy: Gold

    My husband had severe pain in his side half way through the cruise. We went to Medical and not wanting to go to a Jamaican hospital for a CT scan the medical staff treated the pain as a kidney stone. For 3 days til the end of the cruise, he went to medical for a 1 hr IV of pain and antibiotic medicine. After 1st treatment, pain subsided immensely and he was able to enjoy the rest of the cruise but could no longer drink because of medicine. The ship credited us the remainder costs of the drink package including mine!!!! That sucked!!!

    This could have gone alot worse. I am very happy with the way Tin Leg paid the medical costs. Sent in the information they requested along with all the paperwork from Medical which was quite extensive. This was a primary pay policy. In less than a week the claim was approved! Thank you very much!

    Chris
    wife of the patient

    Christine from IN
    Review Received: January 21, 2026
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    4 out of 4 people found this review helpful
    Response from Tin Leg

    Thank you so much for the thoughtful review! We're glad to hear everything went smoothly with TinLeg, and we hope your husband is recovering well.

    Tin Leg policy: Gold

    Very pleased with the service. Have used the service for multiple trips. Will continue to use Tin Leg.

    Clayton from WA
    Review Received: January 20, 2026
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    0 out of 0 people found this review helpful
    Tin Leg policy: Cruise

    Before filing the claim I called Tin Leg and discussed the situation that occurred on my trip to see if it even pertained to the coverage I had purchased from them (cost of $1,737.12) I was told that it sounded like it did so I did all of the steps requested for them to review the situation that occurred. I have no problem with the denial I received but I could have saved a lot of time not going through the lengthy collection & submission of the details. I was trying to avoid that by calling first (especially since I was also visiting my mom in the hospital). I called Tin Leg on Jan. 5, finished submitting everything on Jan. 10, and my mom passed away on Jan. 12. I would have preferred to spend that time with my mom, not wasting it on a claim. In any event, the part that is leading me to even do this review is the language in one of the paragraphs in the denial letter. It was insulting to me and left me feeling like Tin Leg’s opinion of me for submitting the claim for review was seen as a negative against me, a judgement of my integrity really. I would have never gone ahead with the claim if the person I spoke with on the phone had told me up front it didn’t qualify. Besides this trip, I have used Tin Leg in the past, but I highly doubt I will in the future.

    Sandy from WI
    Review Received: January 20, 2026
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    1 out of 1 people found this review helpful
    Response from Tin Leg

    Please accept our deepest condolences on the passing of your mother.
    Following a secondary review, we have identified an oversight and confirmed coverage for a $100.00 Travel Inconvenience benefit. We are finalizing your claim with priority and will have this payment issued within the next few days. We value your past loyalty and hope you will consider Tin Leg for your future travel needs.

    Tin Leg policy: Gold

    Brian from VA
    Review Received: January 19, 2026
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    0 out of 0 people found this review helpful

    Was very disappointed overall, although the support team was fairly quick to respond even with boilerplate responses.

    Filing a claim was hard and HIGHLY insecure for personal information. It’s not possible to add documents once you submit initial claim because you can’t access the claim via the secure upload site without a direct link that you must explicitly request and hope they send via email. And I believe that link is also insecure (no login required if you click it). Logging in directly with a password via the website doesn’t take you to the claim input page, so you have to use very insecure email to send personal info. After weeks of back and forth (20 emails), they denied the claim by stating “coverage under the Trip Delay benefit is specifically designed to trigger only when a delay is caused by one of the "Unforeseen Events" listed in your policy.” (Actual quote)

    So, even though the reason for my delay was NOT specifically listed as an exclusion, and was beyond my control, it still wasn’t covered in whole or in part. And it wasn’t a large claim either - my time getting all these files (and going back and forth for a detailed response from the airline) was worth more than the claim.

    I don’t recommend.

    Tin Leg policy: Gold

    We didn’t have to file a claim, which is great, but we felt good knowing we had the protection.

    Gary from FL
    Review Received: January 18, 2026
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Last updated: November 11, 2026