Overview

Tin Leg offers nine policies on Squaremouth, with its Gold plan being the top seller on the marketplace. They provide affordable cancellation options and have plans tailored for cruises and adventure travel.

Trips Protected
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SINCE 2014
342,653
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AVG. MONTH
7,425
Total Reviews
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SINCE 2014
5,231
Detailed Rating
Customer Service Before Trip
4.63/5
Customer Service During Trip
4.06/5
Customer Service During Claim
4.07/5

See how Tin Leg compares to other providers on Squaremouth in customer satisfaction and service quality:

Overall Customer Rating by Provider
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*The overall customer rating is the average of all reviews for the provider since they joined the marketplace.

Customer Reviews

4.53 (5,231 reviews)

Tin Leg customers praise the provider’s customer service, especially when making changes to their coverage or trip details. However, some have expressed frustration with the claims process, particularly regarding the amount of documentation required.

  • 5
    3792
  • 4
    883
  • 3
    314
  • 2
    119
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  • Tin Leg policy: Gold

    I was told it was basically a waste of time because Trip Delay would'nt cover me.

    Kathy from OR
    Review Received: June 2, 2024
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    0 out of 1 people found this review helpful
    Tin Leg policy: Gold

    Thomas from NY
    Review Received: June 2, 2024
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    1 out of 1 people found this review helpful

    In the end my claim was approved, and I was paid my just amount. That said I found the process and documents required to "prove" I was too sick to travel on the day my cruise departed excessive and some even pointless. To have to prove where the money came from I paid for the trip with doesn't seem relevant as an example. This experience has made me reluctant to travel because even if I purchase relative expensive trip insurance and some problem occurs outside of the country or involves multiple doctors and organizations, I can't imagine being able to get all the "required" documents. Tin Leg was totally inflexible in their demands. At one point I was having trouble getting a letter from the cruise line stating I didn't go on the cruise and didn't get any money back from them. I explained this to the claim adjuster and his response was get it or you won't get paid.

    Tin Leg policy: Gold

    Waste of money

    Michael from WA
    Review Received: June 1, 2024
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    1 out of 1 people found this review helpful
    Response from Tin Leg

    Thank you for sharing your feedback with us. Your satisfaction is very important to us, and we would like to better understand what went wrong and how we can make it right. We would like to schedule some time to speak with you regarding your concerns. Please visit our Zero Complaint page at - https://www.squaremouth.com/zero-complaint-guarantee and complete this form to open a Zero Complaint case. You will receive an email to schedule a time to speak with a member of our team.
    Thank you for giving us the opportunity to improve our products and services.

    Tin Leg policy: Gold

    Due to hospitalization, I was unable to go on my trip. I contacted Tin Leg and placed a claim before the start of the trip. I am waiting for my refund. I thought I sent all the needed information but they keep asking for additional information. I hope I will receive information in regards to my full reimbursement soon.

    Anne from PA
    Review Received: May 31, 2024
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    2 out of 2 people found this review helpful
    Response from Tin Leg

    Thank you for sharing your feedback with us. We apologize for the frustration you have experienced throughout the claim process.
    I have discussed your claim with our claim team to gather more information about your claim. I understand that your claim is still in process and we require additional documents to support your claim, including flight itineraries and receipts for the loss you incurred during your delay. It is important to remember that insurance is highly regulated, and documentation is required, for any claim. Your claim adjuster reached out via email today with a list of missing documentation for your claim. We appreciate your patience and hope to make the process smoother for you moving forward.

    Tin Leg policy: Gold

    Terrible customer service when I called in on two occasions while traveling. Both Susie and MacKenzie were not able to help me at all. I would ask specific questions and both associates would read from the certificate on insurance, Mackenzie was even citing page numbers and paragraphs.

    One of the reasons I chose this company was for the 24-hour assistance but it was anything but. Why would a company put reps on the phone if they can't answer questions? The standard response was always "I am not a licensed claims adjuster." If you are going to offer 24-hour assistance it should be helpful, not frustrating.

    I am a traveler who always insures my trips. Fortunately, I have never had to use my insurance until now and it is beyond frustrating.

    I can read a certificate, but they does not give all the insight and coverage/limitations. That is what I was seeking.

    Catherine from TX
    Review Received: May 31, 2024
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    3 out of 3 people found this review helpful
    Response from Tin Leg

    Thank you for your feedback. We apologize for the inconvenience you experienced while trying to get information during your trip delay.
    We understand how frustrating it can be when timely assistance is needed, and we regret that our customer service agents were unable to provide the answers you were looking for. Our customer service team is dedicated to offering the best support possible, but it's important to note that they are not claims adjusters and thus cannot guarantee coverage details or outcomes. Claims adjusters have the specific training and authority to handle coverage determinations and complex policy questions.
    After reviewing your policy, I see you have initiated your claim with our claim team and scheduled a call on 06/06 with them. Our team will be happy to answer your claims related questions and they will be able to review your policy and provide the detailed information and support you need.
    Again, we apologize for any inconvenience this may have caused and appreciate your understanding.

    Tin Leg policy: Gold

    Because the original cruise company went bankrupt our travel agency was able to rebook us on another cruise just a few days later. I was able to change dates with your company very easily which was greatly appreciated.

    anonymous from KS
    Review Received: May 29, 2024
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    2 out of 3 people found this review helpful
    Tin Leg policy: Gold

    This is absolutely the worst it reflects very poorly on your company. Tin Leg is delaying and needing more and more
    documentation, and delaying claims and I predict in the end will deny it. My rating of 1 should have been 0 but that option was not available, needless to say this experience is very sobering and the $970 we paid for the policy was really such a scam.
    Reading your advertising about your commitment to customer service is such a disgrace. At least live up to your advertisement!
    Stig Osterberg

    Stig from WA
    Review Received: May 29, 2024
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    7 out of 7 people found this review helpful
    Response from Tin Leg

    Thank you for sharing your feedback with us. We apologize for the frustration you have experienced throughout the claim process.
    I have discussed your claim with our claim team to gather more information about your claim. I understand that your claim is still in process and we require additional documents to support your claim, including flight itineraries and receipts for the loss you incurred during your delay. It is important to remember that insurance is highly regulated, and documentation is required, for any claim. Your claim adjuster reached out via email today with a list of missing documentation for your claim. We appreciate your patience and hope to make the process smoother for you moving forward.

    Tin Leg policy: Gold

    It's in the very early stages so far.

    Jerome from IN
    Review Received: May 29, 2024
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    0 out of 1 people found this review helpful
    Tin Leg policy: Economy

    Easy to purchase insurance for a reasonable price.

    Sarah from GA
    Review Received: May 28, 2024
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    0 out of 0 people found this review helpful
    Tin Leg policy: Gold

    We are still waiting to hear back from you about our claim

    David from FL
    Review Received: May 28, 2024
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    0 out of 1 people found this review helpful