Can I Cancel My Trip if a Family Member Becomes Sick?

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Most travel insurance plans provide coverage for trip cancellation and trip interruption.  Those coverage benefits have a list of covered reasons in order to cancel or interrupt a trip.  One of the predominant covered reasons is worded similar to a sickness, injury or death of you, a traveling companion or a family member.  The sickness should be severe enough for a doctor to recommend that you not travel or to warrant family members be bedside at a hospital, for example.  If the cause of the sickness or passing is a pre-existing medical condition, then it is important to have a plan that covers pre-existing medical conditions.  Always refer to the certificate of insurance for details.