The coronavirus (COVID-19) pandemic is considered a foreseen event by many travel insurance providers, which means there are limited benefits available relating to the outbreak.
Some travel insurance providers don’t consider contracting COVID-19 to be foreseen, meaning they can still provide Emergency Medical and Medical Evacuation coverage if a traveler contracts the virus while on their trip.
For a list of travel insurance providers that may provide this coverage, visit Squaremouth’s Coronavirus Travel Insurance Guide.
Emergency Medical Coverage for Coronavirus
Emergency Medical coverage for coronavirus specifically covers the treatment of COVID-19 for travelers who unexpectedly contract the coronavirus while traveling. Medical coverage and eligibility vary per travel insurance provider.
Medical Evacuation Coverage for Coronavirus
Medical Evacuation coverage can provide transportation of the traveler to the nearest adequate medical facility in the event of a traveler contracts coronavirus or experiences another medical emergency during their trip. If the treating physician determines they should return home to receive further medical attention, this benefit can also cover those transportation expenses.
Squaremouth recommends a minimum of $100,000 in emergency medical and medical evacuation coverage, to account for COVID-19 related medical care and evacuation expenses.
For answers to frequently asked questions related to the coronavirus pandemic, please visit the Coronavirus Coverage FAQs in our Help Center.