Will travel insurance cover me if my visa is denied and I am unable to go?
No, unfortunately, having a visa denied is not a covered reason for cancellation with travel insurance polices. You would need to consider a policy that offers “cancel for any reason”. This would allow you to cancel for “any” reason up to 2 days before departure and file a claim. However this benefit generally costs 40 – 50% more, pays a reduced benefit of 75 – 80% and has conditions which apply.