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The below information was preserved for historical context only and was accurate at the time of publishing

Overview

Nationwide offers five comprehensive policies through Squaremouth, including three specifically designed for cruisers. Additionally, Nationwide stands out by including ‘Interruption for Any Reason’ benefits as standard protection, which is rare among providers.

Trips Protected
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SINCE 2018
808
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AVG. MONTH
1
Total Reviews
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SINCE 2018
687
Detailed Rating
Customer Service Before Trip
4.14/5
Customer Service During Trip
3.43/5
Customer Service During Claim
3.38/5

See how Nationwide Mutual Insurance Company compares to other providers on Squaremouth in customer satisfaction and service quality:

Overall Customer Rating by Provider
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*The overall customer rating is the average of all reviews for the provider since they joined the marketplace.

Customer Reviews

4.01 (687 reviews)

Customers generally have positive experiences with Nationwide’s customer service, praising agents for being helpful and easy to reach. However, some note that claims can take longer than expected to process, with delays in response times once a claim is filed.

  • 5
    386
  • 4
    121
  • 3
    75
  • 2
    34
  • 1
    71
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  • Nationwide Mutual Insurance Company policy: Prime

    I contacted a representative about not being able to go on the trip due to a health issue before we were scheduled to leave. I’ve heard nothing and wondering what is going on with the request to have my trip money returned and what I must do to bring this to a resolution. Apparently no one on your end must of ever looked into my claim since your sending me a request for how my trip went since I never left to go on the trip.
    So what is going on with your end.

    BONNIE from VA
    Review Received: February 26, 2026
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    Nationwide Mutual Insurance Company policy: Essential

    I never had utilized Nationwide before, but after my first experience with Nationwide, I will be sure to never use them again for any insurance purpose! I will keep it simple. An agent on the phone helped me at first, checked on things, and said I was good to go and was very pleasant and represented well. The next representee I delt with had a completely different outlook (and attitude), said the first representee was wrong, and demanded a series of documentation to proceed. This was not even a claim! I could only imagine what one would have to go through for an actual claim!! Buyer beware.

    Brian from CA
    Review Received: February 20, 2026
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    Nationwide Mutual Insurance Company policy: Essential

    Was sent the form for trip delay due to cancelation of flight. Just looking to reimburse the hotel stay. Looks to be a complicated process to file this!! Wish me luck!

    Kurt from MI
    Review Received: February 11, 2026
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    Nationwide Mutual Insurance Company policy: Essential

    I will never purchase insurance from Nationwide again. Their customer service was lacking. They did not respond to emails. They could not be reached by phone. They were not knowledgeable about their product.

    Douglas from CA
    Review Received: January 16, 2026
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    Nationwide Mutual Insurance Company policy: Essential

    i am waiting to receive my claim result

    masoud from CA
    Review Received: January 9, 2026
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    0 out of 0 people found this review helpful
    Nationwide Mutual Insurance Company policy: Essential

    Shannon from MI
    Review Received: December 29, 2025
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    0 out of 0 people found this review helpful

    Should be able to see the claim process. Never got an email that it was processed, just a check that showed up in the mail.

    Nationwide Mutual Insurance Company policy: Prime

    Nationwide was very helpful with answering my questions and concerns before my trip departure. I felt confident enough with them to buy another policy for another upcoming trip.

    Briggitte from CA
    Review Received: December 18, 2025
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    Nationwide Mutual Insurance Company policy: Essential

    I had to cancel my trip and I am still waiting to hear from Nationwide as they are reviewing my claim. I submitted all my information and the. They still asked for more.

    None from NY
    Review Received: December 18, 2025
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    Nationwide Mutual Insurance Company policy: Prime

    11/16/25 KLM 606 SFO transfer 11/17/25 Amsterdam -Genova KLM 1645 land at 1:35 pm our baggages missing. Everything we packed for the cruise in the 2 luggages, we paid $75 each. NO carry - on, we didn't have extra cloth. Arrived Genova Italy, the weather was cold .
    MSC Cruise sail From: 11/17/25 Genova - 11/20/25 Marseille France- 11/21/25 Barcelona Spain.
    The baggages delivered to the ship on the fifth day at 5pm.

    I Claimed :Baggages Delayed 5 Days. I needed reimbursement for our emergency essentials purchased. I submitted Nationwide Claim Form ,all related receipts, Airline Tickets , Airline baggage missing report and tracking tag on 12/08/2025. Please, help follow up and let me know. Thank you.

    Your loyal customers
    Melinda Tran and Van Chi Hoang

    MELINDA from CA
    Review Received: December 13, 2025
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    Nationwide Mutual Insurance Company policy: Essential

    my mom had got COVID-19 a day before we had departed

    Angelina from MA
    Review Received: November 29, 2025
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    0 out of 1 people found this review helpful