HTH Travel Insurance Reviews

Did need a lot of documentation to be sent, but resolved positively.

It took 3 try’s to reach HTH claims representatives, primarily due to their Eastern time zone office hours closing at 5pm. This created a very early closing time when in Hawaii (minus 6 hours) and minus 3 hours in Las Vegas. Once connected, HTH emailed claim documents within 1 business day. Our trip was interrupted due to a family members medical emergency. They were released from the hospital September 13th. We are waiting for her Doctor visit next month to complete HTH forms and submit the claim. Our updated review will be available after the completion of the claim process.

Third time using this service. Looking forward to using it again on our next trip.

It took so long to communicate with sqauremouth insurance then they direct me with HTH. Once director of squaremouth stepped in then all the communication was smooth and fast. HTH were very unprofessional. The sad part is whenever I sent email the agent sent the same email. They do not checked the history..I spend a lot of money on phone cards as they put me on hold then disconnected I requested to call me but didn't get any call.
I m a reqular traveler this kind of service was very painful.

I will submit my claim please help me. In that. Thank you for all the help.

Once again Squaremouth made it really easy to compare policies and provided many options to consider. Highly recommend.

It was easy to contact HTH when we needed a doctor in Oslo, Norway. They explained how to contact the doctor and we would need to file a claim because there were not any doctors available in Oslo that would bill them directly. We did have a problem when we called the doctor's office to find out their hours and to make an appointment. The phone was answered automatically in Norwegian and expected us to respond. We had no idea what was required and pressing "0" did not help. So we went to a local pharmacy for help and they gave us the medication we needed. So it all worked out for us in the end.

I think that the website could be greatly improved. That is the main reason I gave it 4 stars instead of 5. Here are some details.

The purchaser should be able to sort for just policies that do NOT EXCLUDE pre-existing conditions and only view those policies, as an example.

I'd appreciate more website information on what dollar amounts I should purchase. For example, how much does it cost to evacuate one from the ship to a hospital....do I need $100K insurance or $500K or $1 million. It was hard to determine how much insurance I needed and various policies offered various dollar amounts of coverage.

Policies with similar/identical coverage and deductibles should be sorted and displayed next to each other.

The entire process was just so easy though I did not need to file a claim knowing I was covered was Peace of Mind!

I was in Nepal, became ill, I contacted HTH and they were very responsive. They made some reasonable requests for information on the first claim which I was able to submit online, That claim has subsequently been paid. The second claim was billed directly to them as the medical provider was pre-approved by HTH. All in all,;fast, responsive, no problems and was reimbursed as I expected.
It was nice knowing that SquareMouth was there in the background to maintain parity if necessary

I thought there might be a problem with our plans and called to find out our options and the questions were answered without hesitation Our trip went on as planned