Indonesia Travel Insurance: Plans & Prices
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Reviewed By Last updated: 03/26/2026
Key Takeaways
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Based on Squaremouth policy sales over the past year, the best-selling travel insurance plans among customers visiting Indonesia are offered by Tin Leg, Travel Insured International, and IMG..
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While medical care in Indonesia is generally more affordable than in the United States, U.S. health insurance is not accepted, so travelers should purchase coverage to avoid potentially high out-of-pocket expenses.
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Indonesia has high-quality private hospitals in major cities like Jakarta and Bali, but medical resources are limited in rural areas. We recommend travel insurance with strong Medical Evacuation coverage to ensure you can be transported to appropriate care if needed.
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Travelers typically spend around $300 on Indonesia travel insurance. Premiums are primarily driven by factors like trip cost, trip length, and the depth of coverage a policy provides.
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While millions of tourists visit Indonesia each year without incident, travelers should be aware of risks such as tropical diseases, food- and water-borne illnesses, and natural disasters.
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Try our online travel insurance comparison tool to get multiple travel insurance quotes for Indonesia at once. For personal assistance, call our award-winning agents at 1-800-240-0369.
Squaremouth’s Indonesia Travel Insurance Recommendations
Over the last 12 months, the top three travel insurance plans purchased by travelers with upcoming trips to Indonesia on Squaremouth were:
Squaremouth recommends a policy with at least $50,000 in Emergency Medical coverage and at least $100,000 in Medical Evacuation coverage. This is consistent with Squaremouth’s general recommendations for international travel.
The Emergency Medical benefit can offer reimbursement for medical bills related to an unforeseen illness or injury, and the Medical Evacuation benefit can provide reimbursement for the costs associated with a traveler needing to be evacuated to the nearest adequate medical facility.
In most cases, Squaremouth also recommends a comprehensive policy that includes Trip Cancellation coverage. This is recommended for travelers with prepaid and non-refundable trip costs.
Trip Cancellation can provide reimbursement for prepaid and non-refundable trip expenses for travelers if they need to cancel their trip for a covered reason before leaving for their trip. These reasons typically include unforeseen illness or injury, natural disasters, inclement weather, or a terrorist incident.
Policies that include Trip Cancellation also include the Trip Interruption benefit. This can cover expenses related to an unforeseen trip interruption, such as illness or injury, death of a traveler or family member, inclement weather, or natural disaster. Trip Interruption can reimburse 100% – 200% of the trip costs and reimburse for additional expenses related to rebooking a flight if necessary.
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More Details on the Best Travel Insurance for Indonesia
Best Indonesia Medical Coverage
Medical / Med Evac Coverage
$500,000 / $500,000Cancellation / Interruption Limits
100% / 150% of trip cost
The top-selling Indonesia travel insurance policy among Squaremouth customers, accounting for roughly 20% of all sales for the destination
Provides up to $500,000 in reimbursement for unexpected medical expenses, including hospital stays, doctor’s visits, and prescription medication
Covers up to $30,000 in prepaid travel expenses per person if your trip is cancelled due to a covered reason, making it a great option if your Indonesia trip involves non-refundable costs like airfare and hotel bookings
Best Option for Cutomization
Medical / Med Evac Coverage
$100,000 / $500,000Cancellation / Interruption Limits
100% / 150% of trip cost
Offers a variety of unique add-ons that you can apply to your coverage for extra peace of mind and financial protection, such as Cancel For Any Reason (CFAR), Interruption For Any Reason (IFAR), and Rental Car Damage protection
Gives travelers the option to enhance their trip protection with policy upgrades, which can increase coverage limits for select benefits for a small fee during the checkout process
Offers complimentary coverage for children under 18, helping families reduce travel insurance costs when visiting Indonesia
Best for Indonesia Evacuation Coverage
Medical / Med Evac Coverage
$100,000 / $500,000Cancellation / Interruption Limits
100% / 150% of trip cost
Offers $500,000 in Medical Evacuation reimbursement per person, ensuring you have access to adequate care when traveling through rural or low-resource areas of Indonesia
Provides up to $100,000 in Non-Medical Evacuation coverage if you need to evacuate due to volcanic activity, tsunami risks, or other natural disaster
Includes $1,000 per person in Baggage Loss protection, covering personal belongings that are stolen, damaged, or lost during your trip to Indonesia
Indonesia Travel Insurance Trends and Data
Bali is the most popular destination in Indonesia, offering pristine beaches, crystal clear waters, and a stunning coastline. Travelers also visit Indonesia to experience the busy streets of Jakarta or travel to one of the over 13,000 islands that make up the country.
Destination Rank: 40
Percentage of Squaremouth Sales: 0.63%
Average Premium: $290.26
Average Trip Cost: $4,634.22
Squaremouth Analytics compares thousands of travel insurance policies purchased over the last two years to identify changes and trends in the travel insurance industry.