Best Saudi Arabia Travel Insurance Plans & Coverage (2026)
Written By 
Reviewed By Last updated: 03/12/2026
Key Takeaways
-
In the last 12 months on Squaremouth, the top three travel insurance plans purchased by travelers with upcoming trips to Saudi Arabia are offered by: Tin Leg, IMG, and Travel Insured International.
-
U.S. travel insurance is not accepted throughout Saudi Arabia. Health coverage is mandatory when entering the country.
-
In light of the recent military action and flight cancellations in the Middle East, Squaremouth recommends opting for a comprehensive travel insurance policy with Cancel For Any Reason protection. Cancel For Any Reason and Interruption for Any Reason protection can extend your coverage, allowing you to make a travel insurance reimbursement claim for scenarios typically excluded from standard cancellation and interruption coverages.
-
Try our online travel insurance comparison tool to get quotes from multiple providers at once. For personal assistance, call our award-winning agents at 1-800-240-0369.
Do You Need Travel Insurance to Visit Saudi Arabia?
Travelers heading to Saudi Arabia must apply for a Tourist Visa to enter the country. Part of the application process involves securing mandatory health coverage that lasts for the duration of your stay.
The health insurance policy, which was approved by the Saudi Council of Health Insurance, covers medical emergencies up to SAR 100,000, roughly $27,000. The policy may cover expenses such as hospital bills, diagnostic services, and medications.
While this coverage is mandatory, we strongly recommend obtaining additional protection for your Saudi Arabia trip that includes further medical coverage, as well as protection from cancellations, delays, terrorism, baggage delays, and more.
Squaremouth’s Saudi Arabia Travel Insurance Recommendations
Over the last 12 months, the top three travel insurance plans purchased by travelers with upcoming trips to Saudi Arabia on Squaremouth were:
How Much Does Saudi Arabian Travel Insurance Cost?
According to Visit Saudi, the cost of a tourist eVisa, which includes the mandatory health insurance policy, will cost SAR 535. This equates to roughly $142.
For further protection, many travelers heading to Saudi Arabia opt to purchase additional coverage through a third-party travel insurance provider. The cost of a comprehensive travel insurance policy is determined by a wide range of factors, including your total insured trip costs, the length of your trip, your age, and the extent of your coverage.
On average, Squaremouth customers who travel to Saudi Arabia typically spend between $350-$400 on a comprehensive travel insurance plan, with an average trip cost of around $6.500.
What Should Your Saudi Arabia Travel Insurance Include?
When traveling to Saudi Arabia, it’s important to have comprehensive travel insurance coverage to protect yourself against unexpected events. Here are some key components your Saudi Arabia travel insurance should include:
- Emergency Medical: For most international trips, we recommend at least $50,000 in medical coverage. Since Saudi Arabia’s required plan doesn’t meet this limit, we recommend additional protection.
- Medical Evacuation: Your insurance should cover the cost of emergency medical evacuations to a suitable medical facility. We recommend at least $100,000 in Medical Evacuation Coverage.
- Trip Cancellation: This coverage protects you financially if you need to cancel your trip due to unforeseen circumstances such as illness, injury, death of a family member, and natural disasters.
- Baggage & Personal Item Loss: Make sure your insurance policy includes coverage for loss, theft, or damage to your luggage and personal belongings during your trip.
- Delay Coverage: Reimbursement for expenses incurred due to travel delays, missed connections, or trip disruptions caused by factors such as flight cancellations, severe weather, or transportation strikes.
- Emergency Assistance Services: All travel insurance providers on Squaremouth offer 24/7 emergency assistance services to support you before and during your trip.
- Terrorism Coverage: Given the geopolitical situation in some regions, it’s advisable to check if your insurance includes coverage for acts of terrorism, civil unrest, or political instability.
Before purchasing a policy, carefully review the terms, conditions, and exclusions. Consider your individual needs and the nature of your trip to ensure that the selected policy provides adequate coverage for your specific circumstances. It’s advisable to compare policies from different providers to find the one that best meets your requirements.
More Details on the Best Travel Insurance for Saudi Arabia
Best Overall Medical Coverage
Medical / Med Evac Coverage
$500,000 / $500,000Cancellation / Interruption Limits
100% / 150% of trip cost
The top-selling travel insurance plan on Squaremouth, accounting for roughly 13% of all policy sales
Comes standard with $500,000 in Emergency Medical and Medical Evacuation coverage, which is among the highest offered by any comprehensive travel insurance plan
Includes 100% Trip Cancellation protection, which reimburses up to $30,000 in trip expenses per traveler in the event of a covered cancellation
Best Value Travel Insurance
Medical / Med Evac Coverage
$100,000 / $500,000Cancellation / Interruption Limits
100% / 150% of trip cost
With 30 years of experience providing reliable travel insurance at competitive prices, IMG plans are popular among seniors with pre-existing medical conditions
Offers $100,000 in Emergency Medical coverage, meeting our recommendation, with primary coverage to ensure more efficient insurance claims
Plans have the option to add CFAR and IFAR coverage, which can add the most possible flexibility and additional peace of mind
Best Overall Family Travel Insurance
Medical / Med Evac Coverage
$100,000 / $500,000Cancellation / Interruption Limits
100% / 150% of trip cost
Features the most generous ‘Free Coverage for Kids’ pricing, allowing up to 9 children to be covered at no additional cost for an insured adult
The most popular family plan, chosen by roughly 14% of families insuring trips through Squaremouth
The customization options, well-rounded coverage, and up to $500,000 in medical coverage also make FlexiPAX our pick for ‘Best International Travel Insurance For Families’
The only family plan on Squaremouth that offers the optional Cancel For Any Reason (CFAR) and Interruption for Any Reason (IFAR) upgrades, providing the most possible flexibility for families
Other Saudi Arabia Entry Requirements
Entry requirements for US citizens traveling to Saudi Arabia typically include:
- Visa: US citizens traveling to Saudi Arabia usually need a visa. This could be obtained through the Saudi embassy or consulate before traveling or through the Saudi eVisa system. The eVisa system allows eligible travelers to apply for a visa online.
- Passport: US citizens must have a passport valid for at least six months beyond the date of entry into Saudi Arabia.
Saudi Arabia Travel Tips & General Information
Safety in Saudi Arabia
Saudi Arabia is generally considered safe for travelers, including tourists and expatriates. The country has a low crime rate compared to many other countries, and violent crime targeting foreigners is rare.
Saudi Arabia has faced terrorism threats and incidents in the past, although the government has taken significant measures to combat terrorism and enhance security within the country. When in Saudi Arabia, it’s important to remain vigilant and stay informed about local security situations.
Travelers concerned about terrorism should consider travel insurance that includes Trip Cancellation coverage for terrorist events. This coverage provides reimbursement if a terrorist attack forces you to cancel your plans or end your trip early.
Food & Water in Saudi Arabia
Saudi Arabia generally maintains high food and water safety standards, particularly in urban areas and established establishments. The water is generally safe for drinking and cooking, but it’s generally recommended to stick to water bottles when traveling abroad. Bottled water is widely available throughout Saudi Arabia.
Saudi Arabia Weather & Natural Disaster Concerns
Saudi Arabia has a predominantly desert climate with high temperatures and low humidity, although it varies depending on the region. Travelers should be prepared for hot conditions and take appropriate precautions, such as staying hydrated and wearing sun protection, especially if traveling during the summer.
Saudi Arabia is relatively safe from natural disasters compared to other countries, but sandstorms and flash flooding have been known to occur in the region. To protect against severe weather events, many travel insurance plans offer Hurricane & Weather coverage.
Saudi Arabia Travel Insurance Trends and Data
Destination Rank: 106
Percentage of Squaremouth Sales: 0.05%
Average Premium: $227.49
Average Trip Cost: $3,648.15
Squaremouth Analytics compares thousands of travel insurance policies over the last two years to identify changes and trends in the travel insurance industry.