St. Maarten Travel Insurance: Plans & Prices
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Reviewed By Last updated: 08/18/2025
St. Maarten Travel Insurance Requirements
As of October 15, 2022, travel insurance is now optional for travelers visiting St. Maarten. Prior to this, travelers visiting the country were required to purchase the St. Maarten SXM Protection plan, which provides health coverage for visitors.
Squaremouth’s St. Maarten Travel Insurance Recommendations
Although the country has waived its requirements, travel insurance is still advisable for foreign visitors traveling to St. Maarten. Squaremouth recommends at least $50,000 in Emergency Medical coverage for international travelers. Squaremouth also recommends travelers search for a travel insurance policy with at least $100,000 in Medical Evacuation coverage. Medical Evacuation can cover the cost of an evacuation to the nearest hospital in the event of an emergency.
In addition to these required benefits, Squaremouth recommends a comprehensive travel insurance policy that includes other benefits for the most common travel insurance concerns. Primarily, this includes Trip Cancellation coverage and Medical Evacuation coverage.
Many travelers visiting St. Maarten have high trip costs and want to protect themselves in the event they can’t travel. For these travelers, we recommend a comprehensive policy with Trip Cancellation. The Trip Cancellation benefit can reimburse 100% of a traveler’s prepaid and non-refundable trip costs, such as airfare, hotels, and cruises, if they need to cancel for a covered reason. This can include not being able to travel because they are sick with Covid-19 or another illness.
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St. Maarten Travel Insurance Trends and Data
St. Maarten has become a more popular destination for tourists amid the pandemic, becoming one of the most commonly visited destinations, according to Squaremouth sales data. The island destination has been the fastest-growing destination amid the Covid-19 pandemic.
Destination Rank: 73
Percentage of Squaremouth Sales: 0.19%
Average Premium: $248.62
Average Trip Cost: $3,512.78
Squaremouth Analytics compares thousands of travel insurance policies purchased pre- and post-pandemic to identify changes and trends in the travel insurance industry.