Travel Insurance FAQ Archives

Can Travel Insurance Help if a Cruise is Cancelled?

When you choose a cruise as your next vacation, you sign up for a floating hotel that moves you from one incredible port to the next. But beneath the unlimited buffets and endless sea views lurks an inconvenient reality — cruise cancellations happen more often than most travelers expect. Weather can turn on a dime. […]

Can I Buy More Than One Travel Insurance Policy for the Same Trip?

You can never be too cautious when planning a trip. Travel insurance policies are the best way to protect against unforeseen events that could impact your trip and limit out-of-pocket costs. While one comprehensive plan is usually enough, there are times when multiple travel insurance policies make sense. Am I Allowed More Than One Travel […]

How Late Can You Buy Travel Insurance?

If you find yourself without travel insurance and your departure date approaching, you may be wondering if it’s too late to protect your trip. Rest assured, you’re not alone. For many travelers, purchasing travel insurance can be an afterthought. It’s not uncommon for travelers to start thinking about buying travel insurance at the 11th hour. Fortunately, […]

Can a Trip be Cancelled Because a Visa was Denied?

Unfortunately, a visa being denied is typically not a covered reason for a traveler to cancel their trip under the Trip Cancellation benefit of travel insurance. International travel plans are often contingent on a traveler being able to obtain a visa to visit the foreign country. If the visa application is denied, or not received […]

Do I Have to Pay All of the Premium at One Time?

When getting a travel insurance quote, the number of travelers must be entered. The price that is shown on the quote results page is the total premium cost to cover everyone on that quote. In order to obtain the policy, the total premium must be paid at that time. Some international travel insurance plans are […]

How late can I change my travel dates for my travel insurance plan?

It is extremely important that in the event your travel dates change, you advise your travel insurance company immediately of the change. The change must be made prior to the original scheduled departure date AND prior to revised departure date. If you forget to call with an earlier or later date, or if you call […]

What is the Difference Between Primary and Secondary Travel Medical Coverage?

You know that purchasing medical travel insurance is helpful when traveling, not just for your wallet or peace of mind but also for your health. But do you know what type of coverage you need? Which of all your insurance types are primary versus secondary, and which would go into effect over another in a […]