Travel Insurance FAQ Archives

Is Travel Insurance Refundable?

So, you decided to take some R&R and booked a vacation. Then, you did the responsible thing and took out a travel insurance policy. Great work! But for one reason or another, now you want to cancel the insurance and get the premium back. Is that possible? This article can tell you what your options […]

What is Travel Insurance & How Does It Work?

Key Takeaways Whether you’re traveling across the country or around the world, every trip comes with some level of risk. Even minor disruptions can quickly turn into costly setbacks. For example, you might come down with the flu just days before departure and have to cancel your trip. Or your flight could be delayed overnight […]

Pregnancy & Travel Insurance: Coverage & Exclusions

Key Takeaways Does Travel Insurance Cover Pregnancy? Several travel insurance policies can offer Trip Cancellation protection for pregnancies, and may cover: That said, most travel insurance policies exclude pregnancy from Emergency Medical protection, treating it as a standard pre-existing condition exclusion. Additionally, routine care (like pregnancy check-ups) is always excluded by travel insurance, and this […]

How Long Does Travel Insurance Last?

The majority of travel insurance policies are designed to cover you for the entirety of your time away from home. However, there are different types of travel insurance plans available. For example, if you take one or two vacations a year, a single-trip plan for each trip is likely your best option. But if you’re […]

I’ve Booked My Flights Using Miles, How Does This Affect My Travel Insurance?

When purchasing Trip Cancellation travel insurance, determining which trip costs to include and which to exclude can often cause confusion for travelers. If travelers are using frequent flyer miles or rewards points to fund a portion of their trip, it can even further complicate the process. Travel insurance comparison site, Squaremouth, explains frequent flyer mile […]

Life Insurance in Travel Insurance: How Does it Work?

In addition to Trip Cancellation and Emergency Medical benefits, life insurance coverage is another concern for travelers. Depending on the policy, some travel insurance providers may already include life insurance benefits. They may also be offered as an additional upgrade to a travel insurance policy. There are three types of life insurance benefits which can […]

Do I Have to Insure My Entire Trip Cost on a Travel Insurance Policy?

When you’re shopping for travel insurance, one of the first questions you’ll see is about your “trip cost.” This figure plays a major role in determining how much you’ll pay for travel insurance and the amount you’ll be reimbursed if something goes wrong. So what exactly can you insure? And do you actually have to […]

What If I Need to Extend My Travel Insurance Policy?

Travel plans don’t always go according to schedule. Whether you fall in love with your destination and decide to extend your vacation or encounter an emergency that keeps you abroad longer than expected, there may come a point where your original travel insurance policy no longer covers the full length of your trip. If your […]

Can Travel Insurance Help if a Cruise is Cancelled?

When you choose a cruise as your next vacation, you sign up for a floating hotel that moves you from one incredible port to the next. Despite all the fun and games, cruises can come with their fair share of surprises. The weather can turn on a dime. Engines can malfunction. Cruise lines make last-minute […]

Can I Buy More Than One Travel Insurance Policy for the Same Trip?

You can never be too cautious when planning a trip. Whether you’re traveling domestically or abroad, travel insurance is the best way to protect against unforeseen events that could impact your trip and limit out-of-pocket costs. Can I Buy Two Travel Insurance Policies? Yes, it is possible, and sometimes wise, to purchase multiple travel insurance […]