Travel Insurance FAQ Archives

What is flight insurance?

Flight insurance can help refund the costs a traveler incurs if they miss their flight or something happens while they’re flying. For many travelers, this is one of the main reasons to consider travel insurance. Flight insurance coverage can help a traveler in four different ways: Under the Trip Cancellation benefit, it can refund your […]

Can I Buy Insurance If I’m a Traveling Athlete?

Those traveling for the purpose of sports may seek an insurance policy in the event of an accident during these activities, however athletes looking for travel insurance coverage for sporting activities or competitions will find that coverage will be very limited. While traveling athletes may be able to protect themselves while participating in sporting and […]

Can I buy travel insurance for multiple trips?

Frequent travelers who plan on taking multiple short trips throughout a year may find that the most cost effective and convenient option is to purchase an annual travel insurance policy. Most annual travel insurance policies will cover an unlimited number of trips throughout a year, with a limit on the number of days per trip […]

I’ve booked my flights using miles, how does this affect my travel insurance?

When purchasing trip cancellation travel insurance, determining which trip costs to include and which to exclude can often cause confusion for travelers. If travelers are using frequent flyer miles or rewards points to fund a portion of their trip, it can even further complicate the process. Travel insurance comparison site, Squaremouth, explains frequent flyer mile […]

Who has the cheapest travel insurance?

Travel insurance is not one size fits all. Because of the ways premiums are determined, and the variety of travel insurance options, there are no definite answers as to who offers the cheapest travel insurance. How are premiums determined? Multiple factors affect the price of travel insurance, and like any type of insurance policy, higher […]

What Can a Medical Evacuation Membership Do?

What are medical evacuation memberships? Medical evacuation memberships from companies like MedjetAssist and Air Ambulance Card will fly sick or injured travelers to the hospital of their choice when they are hospitalized at least 150 miles from their home. Coverage can be provided both domestically and internationally. Memberships typically do not limit the amount of […]

Medical Evacuation and Repatriation: How much coverage do I need?

Travelers are often concerned about the amount of Medical Evacuation coverage they should look for in a travel insurance policy. Some policies will offer up to $2 million or even an unlimited amount of coverage. However, these policies can be expensive and may not be necessary for most travelers. Here is some information that can […]

Can I cancel a trip due to a family member’s pre-existing medical condition?

Many travelers purchase travel insurance in case a family member’s ongoing health issues cause them to change their travel plans. Travel insurance companies refer to these ongoing health issues as Pre-Existing Medical Conditions. What travelers may not realize is some policies may not cover trip cancellation if it is related to a family member’s pre-existing medical […]

What’s the difference between Medical Evacuation and Emergency Medical Benefits?

Medical Evacuation and Emergency Medical benefits are some of the most common benefits travelers are looking for when buying travel insurance. However, when choosing a travel insurance policy with medical benefits and understanding how much coverage you are actually getting, it is important to know what each benefit will cover. The Medical Evacuation and Repatriation […]

Life Insurance in Travel Insurance: How Does it Work?

In addition to Trip Cancellation and Emergency Medical benefits, life insurance coverage is another concern for many travelers. Depending on the policy, some travel insurance may already include life insurance benefits. They may also be offered as an additional upgrade to a travel insurance policy. There are three types of life insurance benefits which can […]