Trawick International Travel Insurance

Overview of Trawick Travel Insurance

Founded in 1998, Trawick International began as a small operation providing student‑insurance solutions to universities and scholars studying abroad. By 2008, it added travel insurance to its offerings, which now stands as the provider’s core business. To date, Trawick is one of the nation’s most trusted travel insurance companies.

Trawick creates policies to protect a wide range of traveler profiles, including casual vacationers, cruise passengers, international students, expatriates, remote workers, and frequent global travelers.

The provider currently offers three annual travel insurance policies on the Squaremouth marketplace. These plans provide 12 months of travel protection, regardless of the number of trips you take throughout your coverage period. For frequent travelers, this type of plan is often cheaper than purchasing a new plan for each trip.

In addition to year-round travel protection, Trawick International provides additional peace of mind through 24/7 multilingual customer assistance and a worldwide network of quality hospitals, physicians, and pharmacies.

How Trustworthy is Trawick Travel Insurance?

Trawick International is a well-established travel insurance provider with over 25 years of experience serving travelers worldwide. Their plans are underwritten by Nationwide Mutual Insurance Company, a financially secure and highly reputable insurer, and carry an A (Excellent) rating from AM Best. Trawick also maintains an A+ rating with the Better Business Bureau (BBB), reflecting their commitment to transparency and customer service.

Our Take: Trawick International offers one of the strongest selections of annual travel insurance plans on the market, making it a top option if you plan to take multiple trips over the course of the next 12 months. Each of its annual policies includes Trip Cancellation and Trip Interruption coverage, benefits not often found in multi-trip coverage.

While Trawick excels in pre-trip support and provides reliable 24/7 travel assistance, its claims experience remains a consistent point of concern for customers, as cited in their reviews. Specifically, customers report excessive documentation and long wait times when trying to get reimbursed for a covered expense. However, this is common among insurance providers.

Overall, Trawick is a strong choice if you want affordable year-round protection, the convenience of covering unlimited trips under one policy, and cancellation coverage built into every plan. Just be mindful of the medical limits and consider your comfort level with a more documentation-heavy claims process.

Trawick Customer Satisfaction Ratings

While Trawick has received mixed reviews over the years, the majority of them have been positive. Overall, Trawick has very good satisfaction ratings at 4.1 stars, but this is considerably reduced by the low score customers give their claims processing services.

The ratings below are based on almost 4,000 verified Trawick customer reviews who purchased Trawick plans from Squaremouth.

Squaremouth customers mention that Trawick provides strong pre-trip assistance. This typically means customers find it easy to access insurance documentation, make policy modifications, or get clarification on specific coverage scenarios before starting their trip.

That said, claims support is Trawick’s weakest link, with the provider scoring less than 3 out of 5 stars in the ‘Customer Service During Claim’ category. This is one of the lowest scores in this category out of all providers on Squaremouth.

Although most travelers never need to file a claim, receiving adequate support is important.

Have a look at these Trawick International reviews to get a better understanding of what customers have to say:

Pros & Cons of Trawick Travel Insurance

Trawick is one of the nation’s most popular travel insurance providers, especially among travelers seeking annual coverage. Consider the following attributes to determine if its plans are right for you.

Trawick is one of the few providers on the market that provides Trip Cancellation and Trip Interruption coverage within its annual plans. While most annual plans offer no coverage for your travel expenses, Trawick’s policies provide anywhere from $2,500 – $10,000 in trip cost protection. This can give you additional peace of mind when traveling during your 12-month coverage period.

All of Trawick’s plans also include coverage for adventure activities. Although extreme sports like skydiving and hang gliding are excluded from coverage, the provider does provide financial protection if an accident occurs while participating in leisure sports like kayaking, skiing, or fishing.

One potential drawback for Trawick involves the medical coverage that comes with the annual plans. Emergency Medical coverage on these policies falls between $10,000 – $50,000, which is less than what we would recommend for an international trip. This coverage is also secondary, meaning that to qualify for reimbursement, you would have to first file a claim with your primary health insurance. This can result in additional paperwork and wait times when filing a claim.

This leads to another negative for Trawick, which is the low scores it receives from previous customers regarding the claims process. Specifically, some customers report having to fill out extensive paperwork when filing a claim, while others put their negative experience down to long wait times.

Ready to explore your options? Compare Trawick International plans against other top providers.

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Trawick’s Annual Travel Insurance Plans

Trawick offers the most robust collection of annual travel insurance policies on our comparison platform. Review the different plans below to determine which one is right for you.

Which Trawick Plan is Right for Me?

Trawick’s Safe Travels Annual line consists of a handful of multi-trip travel insurance policies that provide cost savings to frequent business and leisure travelers. All plans in this product line include in-demand benefits like Emergency Medical, Medical Evacuation, Trip Cancellation, Trip Interruption, Travel Delay, and Baggage Loss.

Safe Travels Annual Executive is Trawick’s most comprehensive annual policy. It features up to $10,000 in Trip Cancellation and Trip Interruption protection, which is twice as much as the next provider’s second strongest plan. It also features up to $50,000 in Emergency Medical coverage and $250,000 in Medical Evacuation coverage, which meets our medical coverage recommendations for international travel. This is a great option if you want strong coverage that lasts year-round.

Safe Travels Annual Basic is Trawick’s most popular multi-trip plan among Squaremouth users. This can be attributed to the plan’s affordability compared to other annual policies. The plan offers slightly lower coverage limits than Safe Travel Annual Deluxe for less than half the price. This is a solid option if affordability is your primary concern.

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Compare Trawick Travel Insurance vs. Competitors

Below, we look at how Trawick compares to the other top-rated providers currently listed on Squaremouth in terms of price and customer ratings.

How Much Does Trawick Travel Insurance Cost?

When it comes to pricing, Trawick’s plans generally sit in the middle of the road. See how its premiums compare for both non-cancellation and cancellation plans.

The cost of annual travel insurance depends on a wide range of factors, such as your age, the number of travelers on your policy, and the amount of coverage a plan provides.

Trawick’s travel medical plan, which generally refers to plans that don’t include cancellation coverage, costs $38.96 on average. This is in line with most other providers on the market, who average between $30 – $40 for this coverage. With this in mind, Trawick is not well-known for their medical coverage, and currently only offers a maximum of $50,000 in Emergency Medical coverage. If getting sick or injured while traveling is a concern of yours, you can find similarly priced plans with higher coverage limits.

The provider’s comprehensive coverage is fairly inexpensive compared to other top-rated providers, with an average premium of $218.32\. For context, roughly half of providers on Squaremouth have an average comprehensive travel insurance premium of $300 or more.

However, unlike most comprehensive plans that cover 100% of your prepaid, non-refundable travel expenses, Trawick’s annual plans will only cover costs up $2,500 – $10,000, depending on the plan. If you foresee your travel expenses exceeding these limits, it may be worth considering plans from another provider.

Is Trawick Travel Insurance Highly Rated?

Trawick International has among the highest numbers of customer reviews of any provider on Squaremouth.

Trawick currently holds an overall customer satisfaction rating of 4.11 out of 5 stars. While still a solid score, this places them as one of the lowest-rated providers on Squaremouth.

Despite receiving high praise for its pre-trip customer support, this low score can be largely attributed to the low customer satisfaction ratings the provider received for its claims handling.

While these ratings are important and can provide insight into a provider’s level of customer service, it’s also important to note that every provider on our platform has been carefully vetted by our expert product team and offers 24/7 dedicated support throughout your trip.

Plan Features
Overall Coverage	Comprehensive high limits for medical and trip interruption	Broad coverage, with options for customization
Cost	Competitive pricing, especially for comprehensive plans	Moderate pricing with flexible plan options
Customer Rating	4.1 Good 3,730 Reviews	4.5 Very Good 208 Reviews
AM Best Rating	A (Excellent)	A (Excellent)
Unique Benefits	Layoff and work reason cancellation, financial default coverage	Sporting equipment coverage
Insurance Partners	Backed by Nationwide Mutual Insurance Company.	Backed by BCS Insurance Company and Jefferson Insurance Company.

Is Trawick Travel Insurance Worth the Cost?

Yes, Trawick Travel Insurance is worth the cost for frequent travelers seeking an affordable and convenient way to insure multiple trips throughout the year. Its annual plans offer strong value, particularly because they include Trip Cancellation coverage, which is rarely found in multi-trip policies.

Trawick is one of the most popular providers on our platform and is supported by decades of experience protecting travelers both domestically and abroad. Add in 24/7 multilingual assistance, and Trawick becomes an appealing choice for travelers who prioritize convenience and affordability.

Alternatives to Trawick Travel Insurance

Struggling to find a Trawick plan that fits your upcoming travel plans? Consider plans from these other popular annual travel insurance providers:

Battleface

Battleface is a provider known for its flexible build-it-yourself plans. They offer a single annual policy aptly named Battleface Multi-Trip Annual.

Blue Cross Blue Shield

Blue Cross Blue Shield, formerly GeoBlue, offers two annual travel insurance policies, Blue Cross Blue Shield Multi-Trip Platinum excl US and Blue Cross Blue Shield Multi-Trip Gold excl US.

Seven Corners

Seven Corners is one of the top-selling providers on Squaremouth and offers the only annual plan on our site with Primary medical coverage, the Seven Corners Travel Medical Annual Multi-Trip excl US plan.

FAQs: Trawick Travel Insurance

Does Trawick Offer Single Trip and Annual Travel Insurance Plans?

Yes, Trawick International offers both single-trip and annual travel insurance policies. However, at the time of writing, Squaremouth only offers Trawick’s annual plans.

Are Trawick’s Plans Good for More Than One Trip?

Yes. Trawick International offers annual travel insurance policies that are specifically designed to cover multiple trips within a 12-month period.

With an annual plan, you pay once and receive protection for every trip you take during the year, as long as each trip falls within the maximum trip length allowed by the policy. The maximum trip length for Trawick’s annual plans is 30 days.

Does Trawick Offer Any Upgrades or Add-ons?

No, Trawick’s current lineup of policies available on Squaremouth does not allow you to customize your coverage through add-ons or policy upgrades.

What Key Benefits are Offered by Trawick’s Plans?

Trawick’s plans include essential protections like Emergency Medical, Medical Evacuation, Trip Delay, and Baggage benefits, along with 24/7 worldwide travel assistance. Many plans also cover popular leisure and adventure activities, making them a strong fit for active travelers. One of the standout features of Trawick’s lineup is that their annual multi-trip plans include Trip Cancellation and Trip Interruption coverage, an uncommon benefit among annual policies.

Does Trawick Cover Pre-Existing Conditions?

No, none of Trawick’s policies on Squaremouth currently cover pre-existing conditions. Its policies also impose a 90-day lookback period.

If pre-existing condition coverage is important to you, consider plans from our ‘Best Travel Insurance for Pre-Existing Conditions’ list.

Is Trawick a Good Option for International Travel?

Yes, Trawick can be a solid option for international travel, especially if you want flexible coverage across multiple trips abroad rather than buying a new plan each time. Their annual policies provide emergency medical and evacuation protection for every trip you take under the policy, which is especially useful if your regular health insurance doesn’t cover you when you leave the country.

Find other great plans for overseas travel with our ‘Best International Travel Insurance’ list.

Does Trawick Provide 24/7 Assistance?

Yes, Trawick International, along with every other provider on Squaremouth, provides 24 Hour Emergency Assistance Services to policyholders. This service can assist in referring medical care, coordinating evacuations, providing translation services, and more.

How Do I File a Claim with Trawick Travel Insurance?

Trawick claims must be filed directly with the provider. This is typically completed online via a claim portal. Use the contact information and links below to get started with your Trawick claim.