Included in Trip Cancellation and Trip Interruption
Provides reimbursement for prepaid, non-refundable trip payments and deposits if a trip is cancelled due to a sickness, injury, or death of you, a traveling companion, or a family member. Please consider whether coverage is needed for pre-existing medical conditions. If so, please select a policy that also covers pre-existing conditions.
The Company will reimburse You, up to the Maximum Benefit shown on the Confirmation of Coverage, if You are prevented from taking Your Trip for any of the following reasons that are Unforeseen and takes place after the Effective Date:
Your Sickness, Accidental Injury or death, that results in medically imposed restrictions as certified by a Physician at the time of Loss preventing Your participation in the Trip. A Physician must advise to cancel the Trip on or before the Scheduled Departure Date;
Sickness, Accidental Injury or death of a Family Member or Traveling Companion, booked to travel with You, that results in medically imposed restrictions as certified by a Physician preventing that person’s participation in the Trip;
Sickness, Accidental Injury or death of a non-traveling Family Member;
The death or Hospitalization of Your Host at Destination;