Overview

AXA Assistance USA offers three comprehensive policies on Squaremouth, all underwritten by Nationwide Mutual Insurance Company. Their Platinum plan is the most popular and offers up to $250,000 in medical coverage along with the best baggage protection available on the marketplace.

Trips Protected
Calendar icon
SINCE 2015
79,422
Calendar icon
AVG. MONTH
135
Total Reviews
Star icon
SINCE 2015
1,058
Detailed Rating
Customer Service Before Trip
4.33/5
Customer Service During Trip
3.62/5
Customer Service During Claim
3.71/5

See how AXA Assistance USA compares to other providers on Squaremouth in customer satisfaction and service quality:

Overall Customer Rating by Provider
Loading...

*The overall customer rating is the average of all reviews for the provider since they joined the marketplace.

Customer Reviews

4.21 (1,058 reviews)

AXA customers frequently mention the provider’s efficient customer service, especially when it comes to making pre-departure adjustments to a policy. However, some customers have voiced that the claims process takes too long and lacks transparency.

  • 5
    646
  • 4
    206
  • 3
    89
  • 2
    48
  • 1
    69
  • Filter By
    Filter
    Sort By
    Sort
  • AXA Assistance USA policy: Platinum

    Stephen from WA
    Review Received: June 22, 2025
    Was this review helpful?
    0 out of 1 people found this review helpful


    - Kept requesting same information, despite having the information in the original submittal in the police report of theft. Slowed down process.
    - Took 15 days after each submittal for AXA-Claims to respond to submitted information, but only gave me one day to respond to their amount to be paid for the claim. Email supposedly giving me a chance to respond to their amount for the claim was sent by a 3rd party - I didn't see it until much later, as I was traveling.
    - No Explanation of Benefits (EOB) was ever provided, neither with the paid claim amount nor on the online site that was supposed to have it. Keep getting message 'EOB Download for this claim is not available at this time." I was told that a copy of the EOB would be emailed me when I called about the status of the claim - it was never sent to me (it's been 19 days since requesting it).
    - I received less than 57% of the claimed amount for theft of camera equipment. No explanation was ever provided on why there was such a large discrepancy between the claimed amount and the amount paid.
    - No process seems available to dispute the paid amount - I was told there was a Form to do so, but can't find it online - can't discuss with them anyway, since they have not bothered to provide the Explanation of Benefits which would have given me the necessary information.
    -

    AXA Assistance USA policy: Silver

    Customer Rep was very helpful and knowledgeable.

    Richard from PA
    Review Received: June 2, 2025
    Was this review helpful?
    0 out of 0 people found this review helpful
    AXA Assistance USA policy: Platinum

    The preferred provider hospital in Spain was extremely difficult to work with, as the private system is unnecessarily complicated--in fact, almost impossible to navigate. Nevertheless, the medical outcome was ultimately good and the insurance covered everything. I recommend AXA enthusiastically and will continue to use it every time I travel abroad.

    Seth from OH
    Review Received: May 17, 2025
    Was this review helpful?
    0 out of 7 people found this review helpful
    AXA Assistance USA policy: Platinum

    After months of AXA delaying pay out of my claim from one excuse to another, my claim was finally paid out after submitting my case to the WI insurance commissioner.

    Josh from WI
    Review Received: May 3, 2025
    Was this review helpful?
    0 out of 9 people found this review helpful
    AXA Assistance USA policy: Gold

    The rep couldn't seem to find my account, so it didn't go very far and wasn't helpful.

    Nicole from NY
    Review Received: April 12, 2025
    Was this review helpful?
    0 out of 4 people found this review helpful
    AXA Assistance USA policy: Gold

    Unfortunately, we were one of the few travelers that had to submit a claim to our travel insurance company, and we found the process to be very frustrating. We incurred medical expenses over the course of our travels, that were very unexpected and very expensive (and frankly, traumatic). Within four days of returning from our trip, we submitted our claim to AXA with all of the documentation that AXA requested. Several months went by with no determination on our claim being made, despite numerous follow ups from us. Eventually, we were forced to threaten legal action under our insurance contract. At that point, AXA began responding to our messages and promptly paid the full amount of our claim plus interest.

    Ultimately, AXA did its job and covered what it had agreed to cover, but it broke its own insurance contract in the process, and was frustratingly difficult to work with. It was, as a result, not a great experience, and why we can’t give more than three stars as a rating.

    Joe from MN
    Review Received: April 11, 2025
    Was this review helpful?
    1 out of 17 people found this review helpful
    AXA Assistance USA policy: Gold

    Obtaining the policy was no problem. Simple and easy to understand and obtain the insurance. After our trip we submitted two claims. Fairly straightforward having to deliver pictures and documents. One claim has been resolved satisfactorily. The second claim still in review.

    Elvira from AZ
    Review Received: April 3, 2025
    Was this review helpful?
    1 out of 4 people found this review helpful
    AXA Assistance USA policy: Platinum

    We filed claim and we have only been notified that you received it. That’s been over 3 weeks ago

    Dennis from MO
    Review Received: March 30, 2025
    Was this review helpful?
    0 out of 2 people found this review helpful
    AXA Assistance USA policy: Platinum

    Lyle from OH
    Review Received: March 26, 2025
    Was this review helpful?
    0 out of 0 people found this review helpful

    It was easy to fill out forms and submit documents online.

    AXA Assistance USA policy: Gold

    Purchased two insurance coverages for me and my partner. My claim was paid based on all documentation provided, his claim was not. Both coverages are actually identical!! I appealed to no avail. Truly unsatisfied with the whole thing

    ENRIQUE from FL
    Review Received: March 20, 2025
    Was this review helpful?
    1 out of 9 people found this review helpful