Last Updated: 07/27/2021 02:09PM ET

COVID-19 Travel Insurance Information Center

The coronavirus outbreak – officially named COVID-19 – was declared a pandemic on March 11, 2020. Since then, COVID-19 has spread worldwide and severely impacted the travel industry with travel restrictions and border closures. At the height of the pandemic, international travel came to a near standstill. Uncertainty throughout the travel landscape is expected to continue until the pandemic is under control.

Effective January 26, 2021, the CDC has implemented a requirement that all travelers – U.S. citizens included – must submit a negative COVID-19 test prior to taking an international flight into the U.S. This is in addition to numerous travel advisories that the U.S. State Department has issued for many countries worldwide. Travelers can view the current list of U.S. State Department Travel Advisories here.

The Covid-19 Pandemic Travel Insurance Information Center explains travel insurance coverage for the virus. This resource is regularly updated by Squaremouth’s travel insurance experts with official provider position statements, answers to frequently asked questions, and more. Information is subject to change at any time.

Although coverage can be limited, many travel insurance providers can offer coverage for travelers whose trips are affected by Covid-19, including cancellation and emergency medical benefits. Despite widespread cases, travelers can still purchase a policy that includes cancellation coverage for travelers who contract Covid-19 or are physically quarantined.

Please click here to view a list of providers that offer cancellation benefits for COVID-19. Many of Squaremouth’s providers may provide this coverage.

For travelers with cancellation concerns that are not covered by a standard policy, including fear of traveling because of the virus, the Cancel for Any Reason upgrade is the best option for cancellation coverage. This extensive coverage allows travelers to cancel their trip for any reason 2-3 days prior to departure and be reimbursed 75% of their insured trip cost. Travelers can search for policies that include Cancel for Any Reason.

Medical benefits related to coronavirus are also available on new policies purchased, in the event that travelers medical contract COVID-19 and require emergency medical care while on their trip. Travelers can search for policies that include coverage for contracting Covid-19.

Please click here to view a list of providers that offer medical benefits for COVID-19. Nearly all of Squaremouth’s providers may provide this coverage.

With the ongoing uncertainty of travel during the COVID-19 pandemic, many countries are requiring travel insurance, primarily medical coverage in case the traveler contracts the virus. Some countries, such as Costa Rica, also require travelers to have Travel Delay coverage to cover their meals and accommodations in case they must extend their trip. Please click here to view a list of countries that require travel insurance for COVID-19.

Effective January 26, 2021, the CDC has implemented a requirement that all travelers - U.S. citizens included - must submit a negative COVID-19 test prior to taking an international flight into the U.S. This is in addition to numerous travel advisories that the U.S. State Department has issued for many countries worldwide.

The World Health Organization declared the outbreak a global pandemic on March 11, 2020.

Squaremouth created a Traveler's Guide to Travel Insurance for Covid-19, explaining what coverage is recommended for travelers who are buying a policy now, and what coverage may apply to current policyholders.

If you are currently traveling in an area that may be affected by Covid-19, contact your provider's 24-Hour Emergency Assistance for help.

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