Compare Backpacker Travel Insurance Plans & Prices

Emergency Medical Evacuation coverage can cover emergency medical transportation to the nearest adequate medical facility, even if that means sending you back to the USA for treatment. This can include being airlifted from a remote location to a nearby hospital. This is especially important for traveling to remote areas, going on multi-day treks, or trips to developing destinations where adequate health facilities may be few and far between. Due to the high cost of Medevac services, we recommend opting for coverage limits of $250,000 or more.

These two coverages typically go together. Trip Cancellation coverage can reimburse you for up to 100% of your prepaid, non-refundable travel expenses if you need to cancel your backpacking trip due to a reason covered by your policy, such as falling ill before your trip, and more. This coverage can refund things like permits you bought, hostels, guided tours, and transportation costs. Trip Interruption coverage can take effect if you have to cut your trip short, or pause and restart your trip due to a covered reason. Plans often cover up to 150% of your total trip cost, which can refund you or pay for rebooking the remaining legs of your trip.

Backpackers typically have complex itineraries involving plans, trains, buses, and more. If you run into significant travel delays or have missed connections caused by unforeseen events like inclement weather, common carrier issues, or more, Travel Delay protection can cover extra added expenses for meals, accommodations, and transportation while you wait for your new departure.

Many travel insurance plans have restrictions on certain sports activities, which means you need to seek out specific coverage for the activities you plan to do while you are away. These can include common things like hiking, swimming, biking, riding mopeds, and more. Although these are excluded from some policies, you can find plans that cover adventure sports by using search filters on Squaremouth to ensure you are covered while you are away.

Comprehensive travel insurance plans include reimbursement if your personal items are lost, stolen, damaged, or delayed. Some baggage coverage also offers stipends to pay for rental sports gear or replacement items like clothes and toiletries if your baggage is delayed. As a backpacker, this is important coverage to consider due to your complex itineraries and the potential risks for theft and damage as you carry your items around on your back.

All travel insurance plans sold on Squaremouth include 24/7 Emergency Assistance. With this service, your travel insurance provider can help you coordinate medical care, locate local clinics, arrange evacuations, or provide translation services in an emergency. This coverage is great for backpackers who often visit multiple countries in a single trip, which makes it a bit more challenging to get the lay of the land. With 24/7 assistance, you won't need to rely only on your own wits to get help in an emergency.