What is Emergency Medical coverage?

Last Updated: October 25, 2013May 30, 2023

Short Answer

Emergency Medical coverage offers reimbursement for the cost of unexpected medical treatment while traveling.

More Detail

The Emergency Medical benefit covers the costs of treatment for unexpected illness or injury while traveling. This benefit will not provide coverage for routine checkups or physicals.

Generally, you are required to pay for medical care out-of-pocket and file a claim for reimbursement when you arrive home. On a case-by-case basis, pre-certification of payment for a traveler’s medical fees may be available, however, it is not guaranteed.

This information can vary based on the travel insurance policy. Please review the policy certificate to verify coverage. If you have questions about a specific policy, please contact us directly at 800-240-0369. Our customer service representatives are available from 8am to 10pm ET seven days a week and are delighted to help!