Extreme Weather & Natural Disasters

Can travel insurance cover me if my home is in a hurricane’s path?

Last Updated:

You may be covered by your travel insurance policy if a hurricane hits your home.

Many policies with Trip Cancellation offer coverage if your primary residence is rendered uninhabitable or inaccessible due to a hurricane. In order to have coverage, you must have purchased a Trip Cancellation-style policy before the storm was named.

If your home is damaged and you meet your policy’s cancellation requirements, you may be reimbursed for 100% of your prepaid and non-refundable trip expenses.

This information is time sensitive and may vary by policy. If you have questions about a specific policy, please contact us directly at 800-240-0369. Our customer service representatives are available from 8am to 10pm ET, seven days a week, and are delighted to help.


Notes to editors

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