Common carrier delay for any length of time
Accommodation made uninhabitable
Must be purchased before storm is named
This benefit relates to Trip Cancellation and Trip Interruption only.
Coverage is provided in the event of a complete cessation of either a common carrier or travel supplier, or your accommodation at your destination is rendered uninhabitable by weather. In order to be eligible for this benefit, the traveler must purchase the policy before the storm is named. Most policies also require the traveler be delayed by weather for a specific time period before becoming eligible.
Benefit will be provided for loss(es) incurred by You for a covered Trip cancelled up to the date and time of departure or interrupted or delayed after the time and date of departure. A maximum benefit of up to the amount indicated in the Schedule of Benefits to cover certain expenses as listed below which result in the cancellation or interruption of Your Trip due to any of the following Unforeseen events:
a) Inclement Weather, if it causes delay or cancellation of travel;
b) You or a Traveling Companion’s Primary Residence being made Uninhabitable or Inaccessible by Natural Disaster, vandalism, or burglary;
c) You or a Traveling Companion’s Destination being made Uninhabitable or Inaccessible by flood, tornado, earthquake, volcanic eruption, fire, wildfire, or blizzard that is due to natural causes;
d) a named hurricane causing cancellation or interruption of travel to Your Destination that is Inaccessible or Uninhabitable. Claims are not payable if a hurricane is foreseeable prior to Your effective date. A hurricane is foreseeable on the date it becomes a named storm. The Company will only pay the benefits for Losses occurring within 14 days after the named hurricane makes Your Destination Uninhabitable or Inaccessible.
a) cancellation of a scheduled event due to Inclement Weather prior to departing on the Trip provided attendance at the event was the sole reason for the Trip and the duration of the Trip does not exceed 48 hours before or after such an event;