Travelex Insurance Services

Squaremouth offers 4 policies from Travelex Insurance Services. Below, you can compare all 4 policies and review each policy’s certificate.

Provider & Policy
Travel Basic
Certificate
Travel Select
Certificate
Flight Insure
Certificate
Flight Insure Plus
Certificate
Ratings
AM Best Rating Underwritten by Berkshire Hathaway Specialty Insurance Company

AM Best's Rating of A++ (Superior)
Effective as of: 03/28/2024

Verify this rating at www.ambest.com
Underwritten by Berkshire Hathaway Specialty Insurance Company

AM Best's Rating of A++ (Superior)
Effective as of: 03/28/2024

Verify this rating at www.ambest.com
Underwritten by Berkshire Hathaway Specialty Insurance Company

AM Best's Rating of A++ (Superior)
Effective as of: 03/28/2024

Verify this rating at www.ambest.com
Underwritten by Berkshire Hathaway Specialty Insurance Company

AM Best's Rating of A++ (Superior)
Effective as of: 03/28/2024

Verify this rating at www.ambest.com
Zero Complaint Guarantee
This provider complies with Squaremouth's Zero Complaint Guarantee

This provider complies with Squaremouth's Zero Complaint Guarantee

This provider complies with Squaremouth's Zero Complaint Guarantee

This provider complies with Squaremouth's Zero Complaint Guarantee
Cancellation
Cancel for Covid-19 Sickness

Included in Trip Cancellation & Interruption

Included in Trip Cancellation & Interruption

No coverage

No coverage

Trip Cancellation

100% of the trip cost

100% of the trip cost

No coverage

No coverage

Trip Interruption

100% of the trip cost

150% of the trip cost

No coverage

No coverage

Hurricane & Weather

Covered for Inclement Weather

Common carrier delay for any length of time
Accommodation made uninhabitable
Must be purchased before storm is named

No coverage

No coverage

Terrorism

No coverage

Covered for foreign and domestic

No coverage

No coverage

Financial Default

Covered after 14 day wait if purchased within 15 days of trip deposit

Covered after 14 day wait if purchased within 15 days of trip deposit

No coverage

No coverage

Employment Layoff

Covered
If employed for 1 continuous year

Covered
If employed for 1 continuous year

No coverage

No coverage

Cancel For Medical Reasons

Included in Trip Cancellation and Trip Interruption

Included in Trip Cancellation and Trip Interruption

No coverage

No coverage

Cancel For Work Reasons

Covered for 100% of trip cost if purchased within 15 days of trip deposit

Included in Trip Cancellation and Trip Interruption

No coverage

No coverage

Cancel For Any Reason

No coverage

Optional coverage
This benefit is separate from Trip Cancellation

No coverage
This benefit is separate from Trip Cancellation

No coverage
This benefit is separate from Trip Cancellation

Medical
Medical Coverage for Covid-19

Included in Emergency Medical

Included in Emergency Medical

No coverage

Included in Emergency Medical

Emergency Medical

$15,000 per person
Primary coverage

$50,000 per person
Primary coverage

No coverage

$10,000 per person
Primary coverage

Pre-Existing Condition

No coverage
Pre-existing look-back period 60 days

Covered if purchased within 15 days of trip deposit

No coverage
Pre-existing look-back period 180 days

No coverage
Pre-existing look-back period 180 days

Evacuation
Medical Evacuation & Repatriation

$100,000 per person

$500,000 per person

No coverage

$100,000 per person

Loss or Delay
Extension Of Coverage

Coverage can extend up to 7 days
Coverage for medical quarantine included

Coverage can extend up to 7 days
Coverage for medical quarantine included

No coverage

No coverage

Travel Delay

$500 per person
$250 daily limit
Covered after 5 hour delay

$2,000 per person
$250 daily limit
Covered after 5 hour delay

$100 per person
$100 daily limit
Covered after 5 hour delay

$100 per person
$100 daily limit
Covered after 5 hour delay

Baggage Delay

$100 per person
Covered after 12 hour delay

$200 per person
Covered after 12 hour delay

No coverage

$500 per person
Covered after 12 hour delay

Baggage & Personal Items Loss

$500 per person
$500 first item limit
$250 subsequent items limit
$500 specific items limit

$1,000 per person
$500 first item limit
$250 subsequent items limit
$500 specific items limit

No coverage

$1,000 per person
$500 first item limit
$250 subsequent items limit
$500 specific items limit

Missed Connection

$500 per person
Covered after 3 hour delay

$750 per person
Covered after 3 hour delay

No coverage

No coverage

Accidental Death
24 Hour AD&D

$10,000 per person

$25,000 per person

No coverage

No coverage

Flight Only AD&D

Optional coverage

Optional coverage

$300,000 per person

$300,000 per person

Sports
Sports & Activities

Covered
Limitations apply

Covered
Limitations apply

No coverage

No coverage

Sports Equipment Loss

Included in Baggage & Personal Items Loss

Included in Baggage & Personal Items Loss

No coverage

Included in Baggage & Personal Items Loss

Sports Equipment Delay

No coverage

$200 per person

No coverage

No coverage

Sports Fees

Included in Cancellation & Interruption

Included in Cancellation & Interruption

No coverage

No coverage

Other Benefits
Rental Car Damage

Optional coverage

Optional coverage

No coverage

No coverage

Money Back Guarantee

Free look up to 15 days after purchase

Free look up to 15 days after purchase

Free look up to 15 days after purchase

Free look up to 15 days after purchase

24 Hour Assistance Service

24 hour assistance provided

24 hour assistance provided

24 hour assistance provided

24 hour assistance provided

Additional Benefits

Concierge Services Coverage

Concierge Services Coverage

Concierge Services Coverage

Concierge Services Coverage