Last Updated: 10/27/2025 11:07AM ET
Hurricane Melissa formed in the Atlantic on October 21, 2025, and has developed into a major Category 5 hurricane. The storm is expected to hover around the Caribbean for several days, bringing severe weather and flooding to surrounding islands like Jamaica, Cuba, the Dominican Republic, and Haiti.
Most comprehensive travel insurance plans include Hurricane & Weather coverage. These plans can reimburse you if your trip is canceled, interrupted, or significantly delayed by Melissa. In order for coverage to apply, you must have purchased your policy before the storm was named on October 21st. Any plans purchased on or after this date will not provide any coverage for disruptions caused by the storm.
Squaremouth’s Hurricane Melissa Travel Insurance Information Center includes advice for travelers and answers to the most commonly asked questions about storms. This information is subject to change.
Questions? Squaremouth’s travel insurance experts are on hand to answer your questions about coverage relating to the storm. We are available from 8am to 10pm ET daily by chat and by phone at 1-800-240-0369.
Melissa became a named storm on October 21, 2025. Any travel insurance plans purchased on or after this date will not provide coverage related to the storm.
The storm is expected to stay in the Caribbean for the next several days and ultimately develop into a major hurricane.
If you are currently traveling to, or live in an area affected by the storm, contact your provider's 24-Hour Emergency Assistance for help.