See how IMG compares to other providers on Squaremouth in customer satisfaction and service quality:
*The overall customer rating is the average of all reviews for the provider since they joined the marketplace.
IMG customers have noted that the customer service is attentive both before and during their trips, especially when they need to modify their policies. Some customers have experienced difficulties with the online claims portal and uploading documents. However, IMG has recently improved its claims process to make it more efficient and transparent for customers.
So far, service has been great. We just arrived home this past week and dealing with health care issues. We will be filing a claim for disruption of our trip that occurred the last days of our trip.
Thank you
Great customer service...
I filed a claim on Feb 20 and it's now May 23rd. They've requested different documents in 3 subsequent emails. I have complied every time (though they should have asked for all documents up front or in first email reply). They say I'll hear from them in 2-5 business days. It's always more than that. I've filed a complaint with our state Attorney General. Hopefully I'll see some progress soon and Squaremouth will give me an opportunity to provide that update here.
Review Updated: 06/20/2024
IMG kept finding more and more docs to request, instead of just requesting them all up front, and some took a lot of work to get. (e.g. They wanted a specific email from the airline that the airline doesn't send by default so I had to go through 3 levels of customer service at Delta to get it ) ,It felt shady like they were just stalling and hoping I'd give up. They'd say I'd hear from them in 3-5 business days after each submission of more docs, but it only was that short the first time. Every other time (at least 3 other times) it was up to me to contact them a week or more later to ask what was going on. Eventually I notified our state's Attorney General office who wrote them a letter. Can't say for sure that's what did it, but just a few days after that I finally got confirmation my claim was approved, and just a few days later the funds were in my account. I filed my claim on Feb 20th and finally got funds on June 4th.
No problems. It's just very expensive insurance.
There was a computer glitch during the online payment process. I called customer service and spoke with a very professional advisor who solved the problem for me.
as i am submitting a claim now i don't have any feedback to report at this time.
Our cruise line declared bankruptcy 2 months prior to our trip. We have had NO LUCK or HELP getting reimbursed for the trip. We have filed all requested documents without any resolution.
CMS HAS LOST MY DOCUMENTS AND HAS NOT MADE A PAYMENT. ROYAL CARIBBEAN HAS MY DOCUMENTS AND HAS NOT SENT THEM. I WILL NOT BE ABLE TO MAKE A CLAIM TO YOU DUE TO YOUR 30 DAY LIMIT WHICH IS COMING UP UNLESS MY DOCUMENTS ARE RETREIVED AND I THINK YOUR INSURANCE WILL REMAIN ONE BIG QUESTION MARK.
Easy to contact and speak to someone who can handle your questions. The trip insurance makes me feel comfortable when traveling knowing that my wife and me have protection from start to finish. I highly recommend.
Claim filed and received by IMG on February 9 2024. After contacting IMG staff 13 times from 2/26/24 thru 5/9/24, claim was finally paid on 5/10/24. Obviously I am not happy that it took 3 months to finally get a resolution. Based on this experience, I will not use IMG for travel insurance on future trips/cruises.
Last updated: November 1, 2026