Berkshire Hathaway offers four comprehensive policies on Squaremouth, all with an A++ rating from AM Best. Their LuxCare plan covers trip cancellations for trips costing up to $100,000 per traveler, making it a popular choice for those with expensive trips.
See how Berkshire Hathaway Travel Protection compares to other providers on Squaremouth in customer satisfaction and service quality:
*The overall customer rating is the average of all reviews for the provider since they joined the marketplace.
Berkshire Hathaway customers find customer service agents helpful and easy to reach. While the provider has an efficient claims process, some customers report frustration with the communication and clarity while waiting for reimbursement.
Overall experience outstanding! Unfortunately we had a medical situation develop that required attention while in Jamaica. Fortunately, the situation was handled and we were able to complete our trip. Upon return to the US, we filed a claim through the BH online process. Within hours a response was received from BH identifying support documentation required, and identified a 15 day window that the claim would be paid. Various means of submitting the documentation were identified (including a direct customer service number if we preferred). We submitted documents via the online process and our full claim was paid within 13 days. Highly recommend BH Travel Protection.
I filed a claim on March 1 - Berkshire Hathaway had 15 days to review. I heard nothing after 17 days and contacted their customer service only to find out that we were missing a document. The documents requested included "Cancellation Penalties - Carriers cancellation policy (CruiseLine/Tour Operator/Airline) to support on-refundable portion being claimed". We did not use a CruiseLine, Tour, or Airline so I didn't include that document. The instructions could have been clearer, and it would have been helpful to get the information that something was missing when the original documents were submitted
I created and sent in my claim a couple weeks ago but have yet to hear back!
Review Updated: 04/17/2024
I would have liked to have received acknowledgement of receipt of information, and also that all requested information was completed.
My cruise line cancelled one of our three ports. I asked Berkshire Hathaway for partial coverage of my cruise cost because trip cancellation is specifically covered in the policy with no written exceptions. They determined, "There is no compensation under the policy for the inconvenience of an itinerary change or loss of experience."
The worst experience! I had to cancel a cruise due to an unexpected surgery. Despite sending in extensive notes from my surgeon, they still required my surgeon to complete their form. Even though I had sent all the medical records that more than covered all the information requested on their form. No concern or compassion. Certainly no customer service. Claim is still unresolved. Guess it’s a good policy/company if you never need to make a claim.
Review Updated: 04/16/2024
This was the worst insurance claim experience I have ever had. My claim was straight forward. I needed an unexpected surgery and had to cancel my cruise. I was only trying to recover a small amount of the overall cost that was nonrefundable. Although my claim was eventually paid, the process was difficult, slow and, the adjuster was unreasonable. The zero complaint process at Squaremouth supported the insurance company not me, their customer. An overall terrible experience. I should have just bought the insurance offered by the cruise line. I won’t make that mistake again.
Having covid, I had to cancel my flight.
I downloaded the necessary forms from Berkshire Hathaway, but the print too.light to read. I had to call them and have them send me forms by mail. There are just too any questions and forms to fill out.
Valerie Mahoney
Review Updated: 04/13/2024
I had covid and I had to submit a ridiculous amount of information regarding my claim of which I did.
I was notified that the paperwork was received and I have heard nothing since.
That was, at least, 3 -4 weeks ago!
I'm not happy!
I'll let you know as soon as the claim process is complete.
While we had to submit a small claim, the process went smoothly - which we are glad.
Great experience. I had some questions up front which a very kind representative was able to help me with. It was nice to know our trip was protected and worry free.
My claim was filed on 2/8/24. I did not hear back from anyone until 2/28/24. She asked for two receipts that were already included in the initial information. The new request was for an affidavit that said I would not use the credited airline refund. 10 days later I emailed her for a status and never got a reply. On 3/6/24 I called the help line . I was told that it took 15 business days to process (not told that before). Furthermore, that the 15 business day clock started on 2/28/24 when all information was provided. I did receive the refund in the mail on 3/25/24 and am satisfied with that. The poor communication and lengthy, unneccesary delay was unsatisfactory.
Last updated: September 26, 2026