Overview

Tin Leg offers nine policies on Squaremouth, with its Gold plan being the top seller on the marketplace. They provide affordable cancellation options and have plans tailored for cruises and adventure travel.

Trips Protected
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SINCE 2014
343,408
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AVG. MONTH
7,489
Total Reviews
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SINCE 2014
5,237
Detailed Rating
Customer Service Before Trip
4.63/5
Customer Service During Trip
4.06/5
Customer Service During Claim
4.07/5

See how Tin Leg compares to other providers on Squaremouth in customer satisfaction and service quality:

Overall Customer Rating by Provider
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*The overall customer rating is the average of all reviews for the provider since they joined the marketplace.

Customer Reviews

4.53 (5,237 reviews)

Tin Leg customers praise the provider’s customer service, especially when making changes to their coverage or trip details. However, some have expressed frustration with the claims process, particularly regarding the amount of documentation required.

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    3796
  • 4
    884
  • 3
    314
  • 2
    119
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  • Tin Leg policy: Gold

    I had to cancel a 20 day trip to Egypt/Jordan because of a serious illness with my mother. I was very happy with the courteous and quick service of Tin Leg. I had a telephone interview with an agent, Taniyah Green, who was very respectful. After I had submitted all of the required documentation, I received a full refund within 10 days. Thank you!

    Katheryne from IL
    Review Received: March 1, 2023
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    46 out of 48 people found this review helpful
    Tin Leg policy: Silver

    This is probably the first time I’ve ever written a review, but I felt compelled to because this whole experience has made me so angry and others need to know….
    I would NOT recommend using this company. From beginning to end, the claims process has been a living ****:
    1) they don't call when they say they are going to call you
    2) they ask you to submit paperwork, sit on it for a couple of weeks, and then request additional paperwork, then sit on it more, and then ask for the same paperwork again
    3) once you think you've provided everything, they again sit on things for a couple more weeks and then they tell you that the files you’ve uploaded aren't in the correct format
    4) finally, I had to be proactive and contact the claims adjuster and it's just more of the same, but with a human ignoring you vs. dealing with a portal
    5) after months of dragging their feet, constantly asking for additional documents that have already been submitted, saying they tried to call you back, but your voicemail didn't pick up, saying they didn’t receive email attachments...then ABSOLUTELY NOTHING still happens
    6) I finally, had to do the "give me your supervisor's name and number" thing, which I hated doing
    So after 5 months of dealing with delays, dishonesty (dare of say lies?), and incompetence, I finally got my claim check. Don’t be fooled by the positive reviews because these people most likely never had to file a claim. Honestly, I think most folks just give up, but I'm meticulous, organized, and have a flexible enough schedule where I could take this "part-time" job on. What a colossal waste of time jumping through all these hoops. I couldn't imagine a company doing a worse job. They should be ashamed of themselves. Simply put they are the absolute worst and I wouldn’t wish this experience on my worst enemy.

    John from VA
    Review Received: November 16, 2022
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    518 out of 524 people found this review helpful
    Tin Leg policy: Gold

    The trip was canceled by the operator in January. I sent in the forms and was told by my then claims agent that what I sent in was sufficient. I recieved no response for several months and called back on April 13 and got a new claims agent (Kandace Tate) She sent an email saying my claim had been forwarded to be reviewed and I would hear in 7-10 days. No response. Called on Sep 8 ans was told (by Sharice) that agent (Kandace) or her manager (Marcus) were super busy and not available and she would call me within 5 business days,
    Sep 26 - called again and talked to Sandy. She said she would reach out to Kandace and have her send me something. It is now November and I have heard nothing. In my opinion Tin Leg is garbage. I will not use them again if I have any choice in the matter.

    Parveen from CA
    Review Received: November 9, 2022
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    222 out of 240 people found this review helpful
    Tin Leg policy: Gold

    Darliss from ID
    Review Received: August 15, 2022
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    175 out of 177 people found this review helpful

    They kept asking for documentation that I already sent. It was a small claim (less than $100). I had surgery and didn't have the energy to continue trying to deal with them. I was never reimbursed.

    Tin Leg policy: Gold

    Our trip was cancelled due to Covid.
    We have 3 policies with SquareMouth and all three policies received the same information.
    Our policies are for over $1000 of travel insurance for airline carriers, British Air and Finn Air.

    We submitted all of the same information for each claim.
    As mentioned in our claim, we have tried multiple times to contact Finn Air with no response. Upon finally speaking in person (extremely rude people) we also had live chat dialog that we provided with our claim. We filled out the forms required and Finn Air still remains unresponsive to our request for them to simply sign a form stating that they have NOT provided us any refund. The refund was a mere $60.
    Without this paperwork, TinLeg (through Broadspire), cancelled my claim worth over $1000 because the horrible airline has not responded and the documentation we have provided was insufficient.

    YOU cancelled our over $1000 claim because you say that you have not heard from me. We've done everything we could to obtain the required documentation from an airline who cares NOTHING about its customers....and you have TREATED US exactly the same way.
    Squaremouth/TinLeg/Broadspire, thank you for requiring me to now how to seek an attorney to deal with YOU and a horrible airline.
    Thank you for showing how worthless your product and service is.

    VERY UNHAPPY from CA
    Review Received: August 1, 2022
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    219 out of 226 people found this review helpful
    Response from Tin Leg

    Hello, thank you for notifying us of this issue. We apologize for the inconvenience and frustration you have experience as a result of having to cancel your trip. Unfortunately, it is industry standard for underwriters to require both proof of cancelation, as well as documentation confirming any applicable refunds that were accepted or denied. This is necessary in order for our claims adjusters to determine how much you are eligible to be reimbursed for. However, we have opened a Zero Complaint case to investigate your claim and determine how we can move forward. You should have received an email to schedule a time to speak to a licensed member of our team. Thank you again for taking the time to make us aware of your situation.

    Tin Leg policy: Gold

    We purchased travel insurance specifically with Covid coverage. We tested positive outside of the country and could not return as planned. We filed a claim immediately. They said to keep all receipts. They then punted us to some third party called Broadspire. I uploaded all documents as requested upon our return. I have yet to hear anything back despite multiple attempts to contact them by phone and email. I reached out to Tin Leg who said they contacted Broadspire on my behalf, but still nothing.

    Awful experience so far, am unsure we'll ever recoup our costs (which Tin Leg said on the phone while we were out of the country would be no problem), and now feel like I wasted money on even getting the travel insurance.

    Jennifer from MI
    Review Received: June 4, 2022
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    355 out of 402 people found this review helpful
    Tin Leg policy: Gold

    I submitted a claim on January 26th. It is a simple claim, for a fairly inexpensive trip. I contracted COVID while I was away. Tin Leg assigned the claim responsibility to Broadspire and they keep asking me for documentation that I have already submitted an explanation for. I cannot get any answers from them. Every time I call I get the runaround. Last time, the very nice woman told me she would send an urgent email to the person in charge of my claim and his manager. Two weeks later....nothing. This type of business practice borders on being fraudulent.

    Kristi from NY
    Review Received: May 30, 2022
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    291 out of 330 people found this review helpful
    Tin Leg policy: Gold

    Horrible - Tin Leg assigned claim responsibility to Affinity and they will not respond to claim status. I cannot get any answers from Tin Leg or Affinity and Tin Leg Claims only puts you in voicemail. This type of business practice borders on being fraudulent.

    James from GA
    Review Received: May 24, 2022
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    184 out of 210 people found this review helpful
    Tin Leg policy: Gold

    We have used Square Mouth for
    Two European river cruises.
    We first heard about SM from Travel With Alan.

    Michael from WA
    Review Received: May 16, 2022
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    4 out of 76 people found this review helpful
    Tin Leg policy: Gold

    Waiting on Claim forms due to Covid

    Mark from FL
    Review Received: May 16, 2022
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    50 out of 62 people found this review helpful

    Review Updated: 06/23/2022

    Claim was handled properly. Could have been some pro active communication from the claim rep.