Tin Leg Travel Insurance Reviews

It is easy to select a policy that is cost effective compared to cruise line prices.

No need to file a claim.

Changed our departure date to one day earlier after we had purchased the policy. They quickly replied no problem, changed our coverage start date, and charged us no additional dollars.

Great rate easy to sign up..

We did not need to make any claims but in our online search, found that Tin Leg offered all the types of insurance that we wanted at the best prices.

Information on the website was easy to obtain and understand. This product overall is difficult to shop and understand. Tin Leg’s website and coverage clearly outlined coverages and their costs. We will use them in the future.

The best experience is that I didn't need to file a claim. Trip went well - no delays and only issue was a port diversion, but our tour company refunded half of our cost, so our loss was only $60 and hardly seems worth filing a claim.

I have submitted documents requested and claim form on 11/14/19. I am awaiting confirmation that they have been received and that the claim is being processed.

Getting in contact with customer service before selecting a policy was confusing but once I made contact it was fine. I spoke with three representatives over the course of making my decision, I got a conflicting answer on a question I asked in regards to if my TinLeg would cover (as my secondary carrier with no deductible), the co-pay on emergency treatment imposed by my primary insurance. What I could find online did not answer this. The first representative said no and referred me to the exclusions section on the details and that did not spell out an answer. When I called again and asked the question again, the 2nd representative yes. Two days later when I called to set up and pay for the policy the plan I was interested in was no longer available...this plan had exactly the terms of coverage I was interested in. I was told Berkshire had pulled the policy off the products offerings to review and update eit. I find it surprising that a plan would be out in hiatus while a revision was being made. so I was forced if I wanted a TinLeg policy to underinsure or over insure. I choose to underinsured sine the next level of coverage was too expensive for me. I will be travelling in April 2020 to the same international location and was told the policy I had originally wanted to purchase will be offered again. I guess I will find out come April if that is true. If it is not true, that will cast some doubt in my mind about the honesty of all this,

I always feel comfortable knowing that I have travel insurance, and am always relieved that I have never had to file a claim or use it in any way.