Tin Leg offers nine policies on Squaremouth, with its Gold plan being the top seller on the marketplace. They provide affordable cancellation options and have plans tailored for cruises and adventure travel.
See how Tin Leg compares to other providers on Squaremouth in customer satisfaction and service quality:
*The overall customer rating is the average of all reviews for the provider since they joined the marketplace.
Tin Leg customers praise the provider’s customer service, especially when making changes to their coverage or trip details. However, some have expressed frustration with the claims process, particularly regarding the amount of documentation required.
Exceptionally easy to purchase an appropriate policy -- very appreciative of the fact that you saved all of our previous info even though it had been three years since we had last purchased insurance.
Actually bought the insurance for possible injury. I used it for an allergy cross contamination situation. We were in South America and they even helped with the language barrier. The customer service was pleasant and helpful. All my paperwork was filed seamlessly while still on vacation, and the claim was processing before the trip was over. They emailed me at least three times to see how I was feeling. Very impressed with the cost and the care. Been home a week, and no check yet, but anticipate its arrival soon. Would highly recommend the company and policy.
I cannot rate the policy as I did not submit any claim.
I am very glad that you contacted me. Since supplying my claim information to Tin Leg,, Tin Leg has not contacted me regarding my claim. This lack of communications on Tin Leg's part inexcusable! It is not a large claim, especially since Tin Leg will neither cover the cost of my lost Canadian passport nor the cost of purchasing two new US passports due to lost photocopies of those US passports during our trip to England..
At this point, I will NOT RECOMMEND Tin Leg to any new insurance buyers on your website!
Best regards,
Ed from IA
We had a claim for $536 for 2 visits to the ship's physician, the 2nd visit being a follow-up to the first. Tin Leg approved and paid for the first visit, then denied the second visit ($143) on the grounds that the problem did not occur while on board the ship. In a very stern email to the claims processor I pointed out that all pre-existing conditions had been waived because the policy had been purchased immediately after the initial deposit, and also that we were travelling and the policy coverage period began a week before we boarded the ship. The claim was fully documented by detailed statements and forms from the physician.
Weeks later they agreed to pay the $143 and sent a check.
In the past we had one small claim to Tin Leg (for ship's physician) and one large claim ($5000) for a completely cancelled cruise due to needed surgery. Tin Leg covered those without any problems.
I will certainly hesitate to use Tin Leg again. There "interpretation" of the policy terms was ridiculous, and obviously they were just trying to save a few dollars.
After filing a claim two weeks ago, we have heard nothing.
What We Found:
We received your claim form and supporting documentation on 7/11/2017 and 7/12/2017.
We should have sent you an email confirming your documents were received and your claim would be finalized in 15 business days.
This was an error on our end, and we apologize for any frustration this may have caused you.
What We Did About It:
Your claim has been approved. Your check will be mailed this week.
Tin Leg's claim department are not responsive to telephone calls. I had to reach them via email. It is taking me 5 days just to get a telephone appointment to file a claim. Representatives from Tin Leg that I reached by telephone are not at all helpful.
Review Updated: 08/18/2017
Stay clear of this company. They do not pay on claims. Very poor customer service squaremouth seems to be connected with them. A total scam. Shop elsewhere to avoid getting ripped off like we did.
What We Found:
We received your notification of claim by voicemail on 7/19/2017.
We emailed you on 7/20/2017 to schedule a claim interview with one of our claims agents.
Your claim interview is scheduled for 7/25/2017.
What We Did About It:
We schedule a claim interview for all claims before we send a pre-filled claim form to our customers. This allows us to obtain more information about a claim and explain what documentation is required to process the claim.
We have found that this speeds up the claims process.
We are experiencing a high volume of claims at this time, so the first availability for an interview may be 5 business days in the future.
This is okay because we finalize most claims within 15 business days of receiving all required documentation.
I welcomed the security of medical assistance should it be necessary while traveling. With the challenges of travel today, it was important to me to be prepared. The good news is I didn't need to use the policy! A win-win.
I called seeking an answer to a basic question before leaving on my trip and was told someone would get back with me within 24 hours. I never heard from anyone.
What We Found:
You contacted us on 6/15/17 with a coverage question about potentially cancelling your trip.
What We Did About It:
We sent you an email to schedule a call with our claims department. We apologize the agent you spoke with was not clear that a call would need to be scheduled to discuss your options. We are sorry for the frustration this has caused you.
I had to cancel a 5-day hiking segment of our New Zealand trip because of a flare-up of arthritis. Although Tin Leg initially denied my claim because I was not seen by a physician in NZ, they were open to further discussion, and in the end we received a fair reimbursement. Tin Leg customer service was consistently polite and helpful. I will be using them again!