Overview

Tin Leg offers nine policies on Squaremouth, with its Gold plan being the top seller on the marketplace. They provide affordable cancellation options and have plans tailored for cruises and adventure travel.

Trips Protected
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SINCE 2014
342,096
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AVG. MONTH
7,369
Total Reviews
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SINCE 2014
5,229
Detailed Rating
Customer Service Before Trip
4.63/5
Customer Service During Trip
4.06/5
Customer Service During Claim
4.07/5

See how Tin Leg compares to other providers on Squaremouth in customer satisfaction and service quality:

Overall Customer Rating by Provider
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*The overall customer rating is the average of all reviews for the provider since they joined the marketplace.

Customer Reviews

4.53 (5,229 reviews)

Tin Leg customers praise the provider’s customer service, especially when making changes to their coverage or trip details. However, some have expressed frustration with the claims process, particularly regarding the amount of documentation required.

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    3791
  • 4
    883
  • 3
    313
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    119
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  • Tin Leg policy: Gold

    I am glad that I did not have to use the insurance, but it was comforting knowing that it was in place if an emergency arose.

    George from WA
    Review Received: December 9, 2024
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    1 out of 1 people found this review helpful
    Tin Leg policy: Gold

    Each time I contacted your representatives with questions about the insurance, I received what I needed. They were courteous and pleasant.

    Meredith from FL
    Review Received: December 8, 2024
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    4 out of 4 people found this review helpful
    Tin Leg policy: Gold

    We had purchased this policy for our cruise in November 2024.I purchased the policy insuring my wife and me.
    Tinleg asked for documentation of the cruise purchase and the cancellation.The original cruise ticket as well as the cancellation showed both of our names- the same names that were on the insurance policy.

    Tinleg asked us to provide a picture of a government ID. Previously I purchased with Squaremouth in the last 15 at least 6 -8 policies.On two of them I had claims where no Id was required.The real issue was after I sent in my wife's drivers license it took over a week to tell us that the picture wasn't clear.
    The same thing happened with my Id.Trying to communicate thru email or phone was extremely difficult.It was only after I called Tinleg and asked to speak to the claim adjuster's supervisor that I received a call from him.
    The claim was paid- but it was not a good experience.

    clark from FL
    Review Received: December 7, 2024
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    13 out of 14 people found this review helpful
    Response from Tin Leg

    Thank you for taking the time to share your recent experience with Tin Leg. We appreciate you bringing these issues to our attention, and we sincerely apologize for the difficulties you encountered during your claim process.

    We understand your frustration with needing to provide photo identification for your claim. It's important to note that photo ID is required for all Tin Leg claims as part of our verification process. This helps us ensure the legitimacy of claims and protects all our customers from potential fraud.

    We acknowledge that the delays in your email responses were unacceptable. We recently addressed these issues internally with our team to improve communication efficiency and ensure timely responses. We're committed to providing a smooth claim experience for all our customers, and we're taking steps to prevent similar situations in the future.

    We're glad your claim was ultimately paid, but we recognize that the process wasn't ideal. We appreciate your understanding and patience as we continue to improve our services.

    If you have any further concerns or questions, please don't hesitate to contact our customer service team directly. We are always happy to help.

    Tin Leg policy: Gold

    Due to my mom’s surgery, I made an inquiry on “trip interruption” while we were traveling to Hanoi. I received a response in a timely manner which I appreciate very much.

    Jennifer from CA
    Review Received: December 5, 2024
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    5 out of 5 people found this review helpful
    Tin Leg policy: Gold

    I started my claim but had to have surgery so I haven’t had time to get all of the paper work done but they have been in contact with me. One thing I have found was compared to other insurance companies on your site they require an inordinate amount of information from my Doctors involved. Being this was a last minute, had to cancel 3 days before leaving on trip, diagnosis of breast cancer I have many doctors, hospitals, and testing results to obtain.

    Anonymous from FL
    Review Received: December 5, 2024
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    2 out of 2 people found this review helpful
    Tin Leg policy: Luxury

    They want 6 months of my medical records that cover preexisting conditions for edema that a Dr gave me a no travel slip for. I never saw this Dr before. I dont have 6 months of records

    Scott from NY
    Review Received: December 4, 2024
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    5 out of 5 people found this review helpful
    Response from Tin Leg

    We understand your frustration with needing to submit medical documents to support your claim. Due to insurance regulations, certain documentation is required. We understand that this may seem strict, but these guidelines are in place to maintain fairness and consistency for all our customers. Rest assured, we will do our best to expedite the process.
    In this specific case, your adjuster has noted that you mentioned seeing the doctor only once. However, the records provided included two dates of service. To clarify this discrepancy and ensure a thorough review of your claim, we kindly request the medical records for these two specific dates.
    Your claim adjuster is available to assist with any questions in the meantime. We appreciate your patience and hope to make the process smoother for you moving forward.

    Tin Leg policy: Platinum

    We had to cancel our trip the day before departure Oct30 because my husband became ill. We were busy canceling with our tour operator, airlines hotels, etc. We then filed a claim to be reimbursed for $21,980 under our tin leg policy. We had to prompt them (Robin Assist) to send us the necessary forms and information request. We are not happy with “Robin assist“ which appears to be some sort of computer generated format for sending letters . On November 22, my husband‘s doctor faxed in the three page Medical Certificate. On November 23, we faxed in an additional eight pages of all the documentation requested by Peter King, who appears to be the person reviewing our claim #35188. When we inquired yesterday about the status of the claim, we received another email saying that their team is currently processing our claim and that once we processing is complete, we would receive an EOB. We are wondering how long it is going to take them to complete processing the claim and send our refund as it’s been 30 days since we submitted the claim.

    Pam from AZ
    Review Received: December 3, 2024
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    5 out of 5 people found this review helpful

    Review Updated: 01/01/2025

    Initially, I was not satisfied at all with the processing by the Tin Leg insurer because when the claim was finally approved, the EOB had the incorrect payment amount. The person processing the claim thought the policy was capped at an incorrect amount. I was also not advised as to what form the payment would take, when to expect it and that an electronic check would be emailed from a third party. I almost deleted the email. I had to file a complaint with Squaremouth to receive the balance of the payment to which I was entitled. Shortly after speaking to Dawn Watry, the Squaremouth agent assigned to handle the complaint, the situation was rectified and I received the balance of the payment due.

    Response from Tin Leg

    Thank you for sharing your feedback. We have confirmed with Robin Assist that your claim has been finalized and a payment has been issued. Your claim examiner left you a voicemail today with an update. Please do not hesitate to reach out if you have any further questions.

    Tin Leg policy: Gold

    I asked for a change on our policy with TinLeg and the request was immediate and positive.

    Pamela from FL
    Review Received: December 2, 2024
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    2 out of 2 people found this review helpful
    Tin Leg policy: Gold

    Thanks for the security for good travel health insurance.

    Rodney from MO
    Review Received: December 1, 2024
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    1 out of 1 people found this review helpful
    Tin Leg policy: Gold

    It was very easy to obtain a quote and purchase the policy at reasonable rates.

    Julian from FL
    Review Received: December 1, 2024
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    1 out of 1 people found this review helpful