Overview

Tin Leg offers nine policies on Squaremouth, with its Gold plan being the top seller on the marketplace. They provide affordable cancellation options and have plans tailored for cruises and adventure travel.

Trips Protected
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SINCE 2014
342,096
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AVG. MONTH
7,369
Total Reviews
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SINCE 2014
5,229
Detailed Rating
Customer Service Before Trip
4.63/5
Customer Service During Trip
4.06/5
Customer Service During Claim
4.07/5

See how Tin Leg compares to other providers on Squaremouth in customer satisfaction and service quality:

Overall Customer Rating by Provider
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*The overall customer rating is the average of all reviews for the provider since they joined the marketplace.

Customer Reviews

4.53 (5,229 reviews)

Tin Leg customers praise the provider’s customer service, especially when making changes to their coverage or trip details. However, some have expressed frustration with the claims process, particularly regarding the amount of documentation required.

  • 5
    3791
  • 4
    883
  • 3
    313
  • 2
    119
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  • Tin Leg policy: Gold

    I appreciated the help transferring the policy from one trip to another after trip plans changed.

    Richard from TN
    Review Received: October 28, 2024
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    0 out of 0 people found this review helpful
    Tin Leg policy: Platinum

    Too early to say. Haven't filed claim for travel delay yet. Still recovering from jet lag.

    Richard from CA
    Review Received: October 27, 2024
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    0 out of 0 people found this review helpful
    Tin Leg policy: Gold

    Prosess of claim was too cumbersome. Had a statement from my doctor saying I was unbale to travel. Another form was required and then another form was required. My doctor was cooperative but expecting the additional from was expecting too much. This form wanted to know when I could travel. What difference does that make when I was unable to travel at the time of the trip.

    Margaret J from KS
    Review Received: October 27, 2024
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    4 out of 4 people found this review helpful
    Response from Tin Leg

    Thank you for taking the time to share your experience. I understand how frustrating it can be to deal with additional paperwork, especially when you've already provided a physician's note. To clarify, as part of our standard claims process, we do require a treating physician statement. Unfortunately, the initial form we received was incomplete, and we needed additional confirmation of the specific dates you were unable to travel. This step was necessary to ensure that the coverage criteria were met.

    Once we received the completed form with the required information from your doctor, we were able to approve your claim within six days. We truly value your patience and cooperation throughout this process and will continue working to make our claims procedures as straightforward as possible. If you have any further questions or concerns, please don’t hesitate to reach out.

    Tin Leg policy: Gold

    Disappointed

    Anna Maria from NJ
    Review Received: October 27, 2024
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    0 out of 2 people found this review helpful
    Response from Tin Leg

    Thank you for taking the time to leave a review. We are sorry to hear about your experience and would like to address your concerns as quickly as possible.
    We would like to schedule some time to speak with you regarding your concerns. Please visit our Zero Complaint page at - https://www.squaremouth.com/zero-complaint-guarantee and complete this form to open a Zero Complaint case. You will receive an email to schedule a time to speak with a member of our team for a time that is convenient for you.
    Your satisfaction is very important to us, and we thank you for allowing us to improve our products and services.

    Tin Leg policy: Platinum

    Was kept on the phone for over an hour waiting before I hung up - in Italy with no luggage. Received an email the next day. So much for 24 hour assistance

    Laura from CA
    Review Received: October 25, 2024
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    7 out of 7 people found this review helpful
    Response from Tin Leg

    Thank you for sharing your experience with us, and we are sorry to hear about the delay in reaching our Emergency Assistance support during such a challenging time.

    After a careful review of your case, it appears that the prompt selected during your call routed you to our customer service team rather than our dedicated Emergency Assistance line, which would have allowed for immediate priority response. We understand how crucial timely assistance is in situations like yours, and we’re working to improve the clarity of our phone menu to help ensure customers get the right assistance without delay.

    Please don’t hesitate to reach out if there’s anything more we can do to support you. We’re here to help!

    Tin Leg policy: Gold

    The representative from Tin Leg was very helpful and patient with me submitting my paperwork .

    Diane from FL
    Review Received: October 24, 2024
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    0 out of 2 people found this review helpful
    Tin Leg policy: Gold

    The claim refund process was a little slow, mostly because they required 6 months of medical records. It took awhile for the medical group to obtain, copy and mail 81 pages. And another several weeks for Tin Leg to log it in, assign and review. I guess I understand the need to review medical records, but they already had a signed letter from the surgeon explaining the injury, surgery, and that I was not physically able to travel. In the end, I did receive full reimbursement. I don’t, however, like how air travel is handled. Airline insisted to only give travel credits which had to be used within 12 months of booking. Flights were booked 8 months in advance. There was no way I can use the air travel credits by Dec 2024. I have a slow recovery. But since the airline issued credits, the insurance won’t reimburse for lost air travel costs. That’s a catch-22 if your medical issues won’t allow travel within that time.

    Christy from FL
    Review Received: October 24, 2024
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    8 out of 8 people found this review helpful
    Tin Leg policy: Gold

    I tried calling different 24/7 phone lines and no one answered except a person who said we should call the number that was based in Florida (we were in Italy) which would open at 8 est. That would be 2pm or 1400 in Italy. We kept calling and calling and letting the phone ring forever. Like magic the phone was answered at 8am EST. Out flights were the next day so we felt pressured. The reps we talked to were nice but not particularly helpful. We both had Covid and were wondering if we should cancel our flights and stay in a hotel until we were not contagious. The process that the agents laid out made it seem likely that if we made a claim there was a good chance we would not be reimbursed. We decided to go home as planned. There was no 24/7 service. If it had been an emergency it could have been a disaster. Disappointing to say the least. Frustrating too. We were both really sick and struggling.

    Sara from NY
    Review Received: October 24, 2024
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    4 out of 4 people found this review helpful
    Response from Tin Leg

    Thank you for sharing your experience. We understand how challenging and stressful this situation must have been for you, especially while managing your health and navigating the time difference.

    After reviewing your interactions, we discovered that you were directed to the customer service line after hours instead of our 24/7 emergency assistance line. Our phone system should have advised you of this and provided a prompt to direct you to emergency assistance, and we sincerely apologize for any added frustration this may have caused.

    Regarding the coverage information you received, our agent was correct in explaining that while she couldn't guarantee coverage at the time of your call, your claim would be thoroughly reviewed by a Claims Adjuster, who would make the final determination. We regret any misunderstanding about coverage that may have occurred, and we appreciate your feedback, as it helps us improve our service for future customers.

    Please feel free to reach out if you have any additional questions or concerns. We're here to help.

    Tin Leg policy: Luxury

    Buy travel insurance often and most times tin leg or a Berkshire Hathaway product because it meets my needs. First time I’ve filed a claim and though not completed, the filing process was relatively trouble free to complete.

    Forrest from FL
    Review Received: October 24, 2024
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    1 out of 1 people found this review helpful

    Review Updated: 11/21/2024

    Not too difficult to assemble required info required for claim. After submission, notified what to expect and happened as info provided.

    Tin Leg policy: Gold

    Tin Leg insurance is a scam. We had multi-city trip and one of the flights in the middle of our trip has been cancelled by the airline. We had to rebook with another airline so we could continue our trip. We got a refund for cancelled trip from the airline and requested insurance to compensate for the difference between cancelled and rebooked flights cost ($115). We paid for the insurance $226. Insurance denied the claim since they only provide coverage "if You are delayed en route to or from the Covered Trip". This is unacceptable and looks like a scam. Stay away from this company!

    Alexander from IL
    Review Received: October 23, 2024
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    10 out of 10 people found this review helpful
    Response from Tin Leg

    Thank you for your feedback. We understand how frustrating it must have been to rebook a flight during your trip and manage the added cost. I’d like to help clarify the coverage details based on your policy to explain our decision.

    The Trip Delay benefit in your policy is designed to provide coverage specifically for delays that occur while you are en route to or from your trip, such as when traveling to your destination or returning home. You were scheduled to return home on September 9th and the delay occurred on September 7. Since the delay you experienced happened mid-trip, rather than during travel to or from your destination, it fell outside the terms of coverage under this particular benefit.

    We appreciate the opportunity to review this with you, and we’re here to answer any other questions you may have about your policy or the claim process. Thank you again for reaching out, and please let us know if we can assist further.