Tin Leg offers nine policies on Squaremouth, with its Gold plan being the top seller on the marketplace. They provide affordable cancellation options and have plans tailored for cruises and adventure travel.
See how Tin Leg compares to other providers on Squaremouth in customer satisfaction and service quality:
*The overall customer rating is the average of all reviews for the provider since they joined the marketplace.
Tin Leg customers praise the provider’s customer service, especially when making changes to their coverage or trip details. However, some have expressed frustration with the claims process, particularly regarding the amount of documentation required.
My husband & I had to leave a prepaid 6-day bike trip via backroads from Madrid to Valencia 1.5 days early because both of us were too sick to continue. Several days before the trip my husband was diagnosed by a Madrid doctor with a sinus infection and prescribed antibiotics. We thought he would be well enough to participate in the ride but soon discovered he wasn't responding to the medication. I also became quite sick with vertigo and vomiting from traveling on the twisty mountain roads. Due to our sickness, each of us had only been ride 3 days out of the 6. My claim was denied because I was told we needed a doctor to say we were too sick to continue but, there were no doctors available by the time we decided to leave. Upon returning home, my husband went to urgent care where an MD confirmed the sinus infection diagnosis and prescribed a different antibiotic that my husband responded to. I went to my ENT who confirmed that for the first time in my life I experienced car sickness from the twisty mountain roads.
Documents ration that is required is onerous; and there was no requested documentation when policy was sold.
Review Updated: 07/15/2024
The adjuster asked for information that was already provided. For example the web site stated all inclusive including flights etc. the vendor provided a notice of cancellation. The adjuster wanted cancellation from the airlines etc. totally ludicrous. For my next trip I won’t use square mouth or tin leg.
It was a nightmare dealing with TinLeg. A total nightmare. The processes and procedures they have in place are not at all customer friendly or useful. They are so bad it is almost like a bad slapstick movie.
My sister and I were taking a tour of the UK and used different insurance carriers. My sister had a sudden medical condition that precluded her being able to travel. Her insurance paid back the $1,000 travel deposit promptly and closed the case.
I, however, had TinLeg. It took months and months and months for them to get their act together. They lost documents, said they didn't receive faxes and mail, and on and on. I was tempted to just give up. Finally --after 82 pages of medical history went to them they finally sent me my $1,000 travel deposit back.
Hours and hours of time and copying and mailing and faxing.
I will never use them again and hope this message will be useful to others that might consider dealing with them. Avoid at all costs.
Thank you for sharing your feedback. We are sorry to hear about the frustrating experience you had with the claim process.
We understand how distressing it can be to deal with extensive paperwork and delays, especially during a time when you were already dealing with a challenging situation. Insurance is highly regulated, and documentation is required for any claim.
Your feedback is invaluable to us as it highlights areas where we need to improve. We are currently reviewing our processes to ensure that documents are handled more efficiently and that communication with our customers is timely and clear. Our goal is to make the claims process as smooth and hassle-free as possible for our customers.
We appreciate you bringing this to our attention and regret any inconvenience this situation caused you. We hope you might give us another chance in the future to provide you with a better experience.
Since this was a very expensive trip and you don't know when there's fires in Canada or other issues. We decided to purchase insurance and the reviews were very good for this company. They gave us peace of mind knowing that if something happened we would be reimbursed.
I was extremely disappointed. I have been a customer for many years and this was my first claim. Both my brother-in law and I filed claims and we had the exact same, bad experience. We filed claims separately sending all the documents requested. After a long wait we were BOTH asked to resend the same documents that we previously submitted. Coincidence? I don’t think so. It seems that this was a way of delaying the claims process. After another long wait for BOTH of us, we each received letter from the claims adjuster that our claim was denied because the airline did not have the part for the plane to fly and thus the 18 hour delay, and our loss was not covered. A DELAY is a DELAY. Our policy stated that it covers DELAY but there must be lots of excuses not to pay. I am bitter because the claim took so long to resolve and also that there was no payment. It is now apparent that if you need to make a claim, the claim process is arduous, drawn out and as in this case, the insurance will find a way of avoiding any payment due to the small print. If our claim was such a simple one to file, I can only imagine the process that a customer would need to go through if their luggage is stolen or a relative dies.
The only item that wasn't addressed correctly in my opinion was one of my claim items being rejected. The rejected claim item was for additional parking costs. I didn't have a daily amount listed on my parking receipt and instead sent the whole charge and made a note showing a pro-rated portion. No allowance was made for the pro-rated portion and Tin Leg rejected it as if I was asking for it all to be reimbursed, which I wasn't. However, because my claim was less than $600 and my policy capped at $500, it was a moot point to me.
Overall, I am happy with Squaremouth and Tin-leg. I have purchased with them before without the need to file a claim and will continue to do so, as I have found their price points for the features I want in travel insurance to be a good value.
Thanks,
Tim
Very bad insurance company. I filed a 2 claims and on both claims they would not to take care of me. One was trip interruption, where they refused to pay for the interruption. The second was a lost baggage for 6 days and they as well refused to pay. Please be aware, DONT buy any insurance from them.
Thank you for sharing your feedback with us. We apologize for the frustration you have experienced throughout the claim process.
I have discussed your claim with our claim team to gather more information about your claim. I understand that your claim was unfortunately denied as your baggage delay occurred on your return home. Baggage delay benefits are designed to provide reimbursements when the unexpected happens during your trip to allow you to purchase essential items during your delay, and unfortunately, it does not include delays on your return home. I understand this has been a lengthy and frustrating process for you, and apologize that your claim did not have a more favorable outcome.
I filed a claim with Tin Leg for the miniscule amount of USD$2,400 for three (3) of the four passengers; the representative from this carrier is requesting so many proofs we actually traveled. Apart from all the other requirements, like proof of loss, proof of payment for the loss, etc., which I have provided, she insists she needs the email confirmation from the airline from when we purchased the tickets. I don't have the airline email confirmation for two of the travelers, only for one of them, since we made two separate reservations and deleted the other reservation after we returned. I provided a copy of the credit card statement with confirmation of the purchase of all four (4) airline tickets, which also include ticket numbers, as well as copies of outbound and inbound boarding cards.
This process has been exhausting, and I believe Tin Leg hopes I get bored and give up on the claim.
I will not recommend this carrier; I would rather forgo travel insurance than use them again.
Thank you for sharing your feedback with us. We apologize for the frustration you have experienced throughout the claim process.
I have discussed your claim with our claim team to gather more information about your claim. I understand that your claim is still in process and we require additional documents to support your claim, including flight itineraries. Insurance is highly regulated, and documentation is required, for any claim. Your claim adjuster is available to assist in confirming which documents will help support your claim. Please do not hesitate to reach out to us anytime. We appreciate your patience and hope to make the process smoother for you moving forward.
I chose TinLeg because we got better coverage for the same amount as other policies.
The customer service has been very responsive ..
I hope that my claim will be resolved soon …