Unfortunately, the answer is no. The “cancel for any reason” benefit is a pre-departure benefit with conditions which apply. You must purchase the travel insurance within an advantage period (usually 14 days from the date of first deposit or payment), insure the full trip cost and cancel 2 days or more PRIOR to yout scheduled trip departure date. Once you are within 2 days of departure, you must cancel or interupt your trip for a covered reason listed in the policy for any re-imbursement.