Generally, most basic travel insurance plans include protection for Trip Cancellation, Trip Interruption, Emergency Medical, Emergency Medical Evacuation, Baggage Loss, Baggage Delay, and Travel Delay benefits. Some plans may offer additional coverages, such as Missed Connection, Rental Car Damage or optional coverages for Cancel for any Reason or Cancel for Work reasons. It is advisable to purchase enough Trip Cancellation and Interruption coverage to protect all of your prepaid, non-refundable trip payments.