Travel insurance policies which offer a “cancel for work reason” benefit provide reimbursement for prepaid, non-refundable trip payments and deposits if a trip is canceled for specific unforeseen work related circumstances. These circumstances may include being required to work as a result of  merger or acquisition, natural disaster, or having approved time off revoked.  Usually this option is unavailable unless purchased within a 14 - 21 window from the time of the initial deposit date. Conditions generally apply, so always refer to the policy certificate for full details.