Australia Travel Insurance Requirements

Last updated: 03/07/2024

Squaremouth’s Australia Travel Insurance Recommendations

Travelers visiting Australia are currently not required to obtain travel insurance. However, travel insurance is still recommended for travelers visiting Australia. The Australia Department of Home Affairs makes clear that the majority of visitors to Australia do not have access to Medicare, the country’s universal health care program.

Healthcare in Australia can be particularly expensive for tourists and travelers on temporary visas. Under the current laws, all visitors are financially responsible for any medical care received while in Australia. This can lead to several thousands of dollars in unexpected hospital bills, if not more.

Due to the potential for high medical costs while abroad, Squaremouth recommends a comprehensive policy with Emergency Medical and Medical Evacuation coverage. Emergency Medical provides coverage in the event of an illness or injury that occurs during a trip. Medical Evacuation coverage can protect traveler’s expenses to get to the nearest adequate hospital in the event of a medical emergency.

According to Squaremouth’s recommendations, travelers visiting Australia should purchase a policy with at least $50,000 in Emergency Medical coverage and a minimum of $100,000 in Medical Evacuation coverage.

Many of the popular activities Australia is known for, like bungee jumping and surfing, may not be covered under a standard travel insurance policy. If a traveler anticipates taking part in such activities while abroad, it’s important to check which sports or activities are covered, and choose a policy that accommodates their itinerary. Travelers can find the best adventure travel insurance policy for their trip using Squaremouth’s sports and activities selection matrix.

If a traveler has non-refundable trip costs, such as airfare, hotel accommodations, or tours, Squaremouth also recommends a policy with Trip Cancellation coverage. This type of coverage can reimburse a traveler up to 100% for those expenses if the traveler has to cancel for an unforeseen reason, most commonly an illness, injury, or inclement weather.

Most travel insurance policies are comprehensive, including coverage for the most common traveler concerns. Along with benefits for cancellations and medical emergencies, this includes coverage for travel delays and lost luggage, among other benefits.

Click here to begin your search for Australia Travel Insurance.

Australia Travel Insurance Trends and Data

Australia is the sixth largest country in the world, and offers tropical beaches, world famous marine reserves, incredible wildlife, lush rainforests, and unique Aboriginal culture.


Destination Rank: 16

Percentage of Squaremouth Sales: 1.58%

Average Premium: $509.66

Average Trip Cost: $6,489.30

Squaremouth Analytics compares thousands of travel insurance policies purchased pre- and post-pandemic to identify changes and trends in the travel insurance industry.

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