Travel Insurance FAQ

What is the "pre-existing condition look-back period"?

What is the "pre-existing condition look-back period"?

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The pre-existing look back period for a travel insurance policy is the number of days that the insurance company will “look back” to determine if a claim is related to a pre-existing condition. The look back period is generally between 60 and 180 days, depending on the policy selected.¬†Look back periods for International Medical plans can be 6 months to 3 years depending on the policy selected.

Pre-existing conditions are generally excluded by travel insurance policies; however some policies will waive this exclusion if a traveler purchases their policy within 14-30 days of making their first trip payment, depending on the policy. Squaremouth recommends referring to a policy’s certificate for full details of its Pre-Existing Condition coverage.