Sports Weather Loss Full Policy Wording

Each policy’s Sports Weather Loss coverage is detailed below. View the coverage summary here.

AXA Assistance USA
AXA Assistance USA

1

Platinum
AXA Assistance USA

Sports Weather Loss Benefits

Lost Skier Days and Lost Golf Rounds coverage

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Full Policy Wording

LOST GOLF ROUNDS – Maximum Benefit Amount $500

If You are unable to Golf during the Trip due to the inability to complete play on at least nine (9) holes of an eighteen (18) hole round due to weather during the round where the Club Management expressly cancels or puts Your Golf round on delay or suspension for more than three (3) hours on the day of play, and documents same, the Company will reimburse You (on a pro-rated basis) for the value of Your pre-paid Golf tickets or greens fees for each day of the loss of Golf during Your Trip, up to the Maximum Benefit shown on the Confirmation of Coverage.

“Golf” or “Golfing” means the recreation of playing Golf on an officially registered Golf Course measuring over 4,000 yards with a par rating of at least sixty-eight (68) for eighteen (18) holes of play, or that has multiple eighteen (18) hole Courses of at least 4,000 yards each, within the resort and operated by the same management, that is accessed by a prepaid use ticket for rounds, play time, and/or use or admission. However, Golf or Golfing does not include miniature, executive or par-3 courses, or Golf that takes place where discounted rates are in effect for “twilight,” early evening, winter season, or nighttime play.

“Course” means land that is specifically and physically maintained for use as a Golf Course and depicted for such on a course card with distance and/or slope and handicap ratings as provided by management. This Lost Golf Rounds benefit is not intended for loss, delay, or suspension of Golf due to actual and/or tangible damage to the Course from any reason whatsoever, regardless of cause.

CONDITIONS – Golfing:

a) You must have made a confirmed reservation, including a pre-paid deposit, at least forty-eight (48) hours in advance of Your tee time with the course management;

b) You must incur a cancellation charge by the course management if You do not play, or lose the value of Your Golf fees if play is suspended. If the operator issues You a credit, there is no loss;

c) You or Your playing group must not have caused any delay by missing or initiating Your game past the reserved start time for the round;

d) This benefit applies only to Golfing that takes place during the high season for Golf at Your destination, meaning when the average playing temperature within twenty (20) miles of the Course is expected to be, and is historically measured by local forecast at above sixty (60) degrees Fahrenheit at 12 noon.

e) Maximum tee time reservations covered is five rounds for any one Trip.

You must provide a copy of the pre-paid Golf receipts and reports from the Resort or Course management stating the date, length of time, and reason for Course closure or reason for cancellation or suspension for which You are submitting a claim.

LOST SKIER DAYS – $25/Day Up to 5 Days

If You or a Traveling Companion are unable to Ski during the Trip due to 50% or more of the Trails closing for at least eight (8) consecutive hours, (excluding night Skiing), from lack of snow cover or stormy weather during the Trip, the Company will reimburse You (on a pro-rated basis) the value of Your or the Traveling Companion’s pre-paid Ski tickets for each day the closure or reduction in Trails during the Trip up to the Maximum Benefit shown on the Confirmation of Coverage.

“Ski” or “Skiing” means winter recreation of snow skiing, snowboarding, or telemarking on Trail systems as accessed by a prepaid use ticket for lifts and/or use or admission, but does not include cross country skiing, back country skiing, heliskiing, extreme skiing, snowcat skiing, ski-jumping, off-piste skiing, tubing, luging, half-pipes, terrain parks, or other snow play activities either on or off Trails.

“Trails” means named skier paths as designated for downhill travel as shown on a resort trail map using the international difficulty rating. Trails does not include connecting paths or cross-overs between downhill trails, trails that are outside the established marked and patrolled boundaries of a ski resort, or areas designated as unsafe or closed by ski resort management for avalanche control work.

CONDITIONS

a) Benefits begin on the later of the date You or the Traveling Companion arrive at the resort and begin to Ski or the date You or the Traveling Companion have a valid Ski lift ticket;

b) A minimum of ten (10) Trails must be open on the date You or the Traveling Companion arrive at the resort in order to be eligible for this Benefit;

c) This Benefit does not apply to reimbursement for season passes or towards night Skiing;

d) This Benefit is eligible to Skiing that takes place between December 1 and March 31 only;

e) Maximum Ski lift ticket purchase to be covered is a 6 day skier ticket;

f) If Your or the Traveling Companion’s Ski ticket applies to multiple ski mountains within a fifty (50) mile radius and one of the other Ski mountains for that Ski ticket does not meet these Benefits and Conditions, this Benefit is not provided;

g) Maximum Benefit is equal to the lesser of two (2) days or the amount noted on the Confirmation of Coverage.

You or the Traveling Companion must provide a copy of the pre-paid Ski lift ticket receipts and reports from the Ski Resort or Mountain stating the date, length of time, number and reason of Trail closures for which You or the Traveling Companion are submitting a claim.

Seven Corners Inc
Seven Corners Inc

2

RoundTrip Choice
Seven Corners Inc

Sports Weather Loss Benefits

Optional coverage

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COVERAGE G
OPTIONAL LOST SKIER DAYS

If You are unable to ski during Your Trip due to 50% or more of the mountain trails closing during Your Trip, benefits will be paid, on a one-time basis, up to the Maximum Benefit Amount shown in the Schedule of Benefits, for: the value of the ski lift ticket for the date/time of the closure only will be paid.

“Trails” means named skier paths with grade of difficulty intended to provide skiing down the mountain. Trails does not include connecting paths between trails.

1. Benefits begin on the date You arrive at the mountain or the date You have a valid ski lift ticket;
2. A minimum of 10 trails must be open on the date of Your arrival at the mountain in order to be eligible for this Benefit;
3. This Benefit does not apply to Season Passes;
4. If Your ski lift ticket applies to multiple ski mountains and one of the mountains is open for skiing per this Benefit as noted above, this Benefit is not provided;
5. Written documentation from authorized personnel at the ski location must be submitted as proof of loss;
6. Maximum Lost Skier Days Benefit is $1,000.

Benefits are not payable for lift tickets under this Lost Skier Days Benefit if lift tickets are used for:

• Heli-Skiing
• Back Country Skiing.

These benefits will not duplicate any other benefits payable under the Policy or any coverage(s) attached to the Policy.

COVERAGE H
OPTIONAL LOST GOLF ROUNDS

If You or Your Traveling Companion are unable to Golf during Your Trip due to the inability to complete play on at least nine (9) holes of an eighteen (18) hole round due to weather during the round where the Course management expressly cancels or puts the Golf round on delay or suspension for more than three (3) hours on the day of play, and documents same, the Company will reimburse You (on a pro-rated basis) for the value of Your Prepaid Golf tickets or greens fees for each day of the loss of Golf during Your Trip, up to the Maximum Benefit Amount shown on the Schedule of Benefits.

You must provide a copy of the Prepaid Golf receipts and reports from the resort or Course management stating the date, length of time, and reason for Course closure or reason for cancellation or suspension for which You are submitting a claim.

“Golf” or “Golfing” means the recreation of playing Golf on an officially registered Golf Course measuring over 4,000 yards with a par rating of at least sixty-eight (68) for eighteen (18) holes of play, or that has multiple eighteen (18) hole Courses of at least 4,000 yards each, within the resort and operated by the same management, that is accessed by a prepaid use ticket for rounds, play time, and/or use or admission. However, Golf or Golfing does not include miniature, executive or par3 courses, or Golf that takes place where discounted rates are in effect for “twilight,” early evening, winter season, or nighttime play.

“Course” means land that is specifically and physically maintained for use as a Golf Course and depicted for such on a course card with distance and/or slope and handicap ratings as provided by management.

This Lost Golf rounds Benefit does not cover loss, delay, or suspension of Golf due to actual and/or tangible damage to the Course from any reason whatsoever, regardless of cause.

The following conditions must be met for this Lost Golf rounds Benefit to be payable:

a) You must have made a confirmed reservation, including a Prepaid deposit, at least forty-eight (48) hours in advance of Your tee time with the course management;

b) You must incur a cancellation charge by the course management if You do not play, or lose the value of Your Golf fees if play is suspended. If the operator issues You a credit, there is no loss.

c) You or Your playing group must not have caused any delay by missing or initiating Your game past the reserved start time for the round;

d) Maximum tee time reservations covered is five rounds for any one Trip.

3

RoundTrip Elite
Seven Corners Inc

Sports Weather Loss Benefits

Optional coverage

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Full Policy Wording

COVERAGE H

OPTIONAL LOST SKIER DAYS – Maximum Benefit Amount $500

If You are unable to ski during Your Trip due to 50% or more of the mountain trails closing during Your Trip, benefits will be paid, on a one-time basis, up to the Maximum Benefit Amount shown in the Schedule of Benefits, for: the value of the ski lift ticket for the date/time of the closure only will be paid.

“Trails” means named skier paths with grade of difficulty intended to provide skiing down the mountain. Trails does not include connecting paths between trails.

1. Benefits begin on the date You arrive at the mountain or the date You have a valid ski lift ticket;

2. A minimum of 10 trails must be open on the date of Your arrival at the mountain in order to be eligible for this Benefit;

3. This Benefit does not apply to Season Passes;

4. If Your ski lift ticket applies to multiple ski mountains and one of the mountains is open for skiing per this Benefit as noted above, this Benefit is not provided;

5. Written documentation from authorized personnel at the ski location must be submitted as proof of loss;

6. Maximum Lost Skier Days Benefit is $500.

Benefits are not payable for lift tickets under this Lost Skier Days Benefit if lift tickets are used for:

• Heli-Skiing

• Back Country Skiing.

These benefits will not duplicate any other benefits payable under the Policy or any coverage(s) attached to the Policy.

This benefit also includes:

COVERAGE J

OPTIONAL SPORTS EQUIPMENT RENTAL – Maximum Benefit Amount $500

If, while on Your Trip, Your checked sports equipment is lost, stolen, damaged or delayed by a Common Carrier for 12 hours or more, benefits will be paid, up to the Maximum Benefit Amount shown in the Schedule of Benefits, for the reasonable cost of renting sports equipment during Your Trip. These benefits will not duplicate any other benefits payable under the Policy or any coverage(s) attached to the Policy.

COVERAGE I

OPTIONAL LOST GOLF ROUNDS – Maximum Benefit Amount $500

If You or Your Traveling Companion are unable to Golf during Your Trip due to the inability to complete play on at least nine (9) holes of an eighteen (18) hole round due to weather during the round where the Course management expressly cancels or puts the Golf round on delay or suspension for more than three (3) hours on the day of play, and documents same, the Company will reimburse You (on a pro-rated basis) for the value of Your Prepaid Golf tickets or greens fees for each day of the loss of Golf during Your Trip, up to the Maximum Benefit Amount shown on the Schedule of Benefits.

You must provide a copy of the Prepaid Golf receipts and reports from the resort or Course management stating the date, length of time, and reason for Course closure or reason for cancellation or suspension for which You are submitting a claim.

“Golf” or “Golfing” means the recreation of playing Golf on an officially registered Golf Course measuring over 4,000 yards with a par rating of at least sixty-eight (68) for eighteen (18) holes of play, or that has multiple eighteen (18) hole Courses of at least 4,000 yards each, within the resort and operated by the same management, that is accessed by a prepaid use ticket for rounds, play time, and/or use or admission. However, Golf or Golfing does not include miniature, executive or par-3 courses, or Golf that takes place where discounted rates are in effect for “twilight,” early evening, winter season, or nighttime play.

“Course” means land that is specifically and physically maintained for use as a Golf Course and depicted for such on a course card with distance and/or slope and handicap ratings as provided by management.

This Lost Golf rounds Benefit does not cover loss, delay, or suspension of Golf due to actual and/or tangible damage to the Course from any reason whatsoever, regardless of cause.

The following conditions must be met for this Lost Golf rounds Benefit to be payable:

a) You must have made a confirmed reservation, including a Prepaid deposit, at least forty-eight (48) hours in advance of Your tee time with the course management;

b) You must incur a cancellation charge by the course management if You do not play, or lose the value of Your Golf fees if play is suspended. If the operator issues You a credit, there is no loss.

c) You or Your playing group must not have caused any delay by missing or initiating Your game past the reserved start time for the round;

d) Maximum tee time reservations covered is five rounds for any one Trip.

This benefit also includes:

COVERAGE J

OPTIONAL SPORTS EQUIPMENT RENTAL – Maximum Benefit Amount $500

If, while on Your Trip, Your checked sports equipment is lost, stolen, damaged or delayed by a Common Carrier for 12 hours or more, benefits will be paid, up to the Maximum Benefit Amount shown in the Schedule of Benefits, for the reasonable cost of renting sports equipment during Your Trip. These benefits will not duplicate any other benefits payable under the Policy or any coverage(s) attached to the Policy.