Overview

IMG has nine policies on Squaremouth, including ‘cancellation-only’ and ‘medical-only’ options. They offer some of the best Travel Delay and Emergency Medical coverage available, with certain plans providing up to $2,000,000 in medical protection.

Trips Protected
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SINCE 2005
118,146
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AVG. MONTH
4,370
Total Reviews
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SINCE 2005
2,793
Detailed Rating
Customer Service Before Trip
4.32/5
Customer Service During Trip
3.64/5
Customer Service During Claim
3.35/5

See how IMG compares to other providers on Squaremouth in customer satisfaction and service quality:

Overall Customer Rating by Provider
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*The overall customer rating is the average of all reviews for the provider since they joined the marketplace.

Customer Reviews

IMG customers have noted that the customer service is attentive both before and during their trips, especially when they need to modify their policies. Some customers have experienced difficulties with the online claims portal and uploading documents. However, IMG has recently improved its claims process to make it more efficient and transparent for customers.

  • 5
    1666
  • 4
    504
  • 3
    286
  • 2
    118
  • 1
    173
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  • IMG policy: iTravelInsured Choice

    I had to cancel my trip because my traveling companion, who I take care of, got a positive result on his cancer test. Due to his delicate medical condition we had to see doctors and have more tests run to determine a course of action. I contact IMG and told them I was having difficulties with their system and didn't know what claim forms to submit. They sent me an email with all the forms. I completed the forms along with the doctor's statement and submitted them on their website. Weeks later IMG sent me an email and said I needed to complete a bank authorization which I submitted that day. The claim still shows as needing more documentation but IMG will not tell me what I need to submit. I called again this morning to their customer service and no one can tell me what I need to send. This is crazy town. I will never use IMG and I will tell everyone who travels not to use them as well. I would rate IMG with negative starts if I could. I don't know if I will ever use Squaremouth based on this horrible experience.

    Patricia from TX
    Review Received: October 9, 2025
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    IMG policy: iTravelInsured Choice

    Very easy to work with. Easy website to use and able to upload documents quickly. Claim was processed in a reasonable amount of time.

    Amy from NC
    Review Received: October 8, 2025
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    0 out of 1 people found this review helpful
    IMG policy: iTravelInsured Choice

    Ended up getting sick during our cruise and had to go to the medical center which incurred some medical bills. I have filed a claim and am now waiting for my claim to be reviewed.

    Teresa from SC
    Review Received: October 8, 2025
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    0 out of 2 people found this review helpful
    IMG policy: iTravelInsured Choice

    Extremely easy.

    Scott from CO
    Review Received: October 8, 2025
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    0 out of 0 people found this review helpful
    IMG policy: iTravelInsured Choice

    Michael from CA
    Review Received: October 7, 2025
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    0 out of 0 people found this review helpful

    Claim process was easy to navigate- fast response

    IMG policy: iTravelInsured Choice

    The experience was easy and the customer service rep was very helpful and answered my questions.

    Kathleen from IL
    Review Received: October 7, 2025
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    IMG policy: iTravelInsured Choice

    While on vacation at Cartagena Columbia, I chipped a tooth, and called ALL your telephones numbers listed on the paperwork without getting through (even the call collect#). I wrote 2 emails, without a response as to contact me, letting me know what to do next. Still "not" getting a response, on my last day at Cartagena, I contacted a reconstructive orthodontist (thinking if I had to repair this in the USA, it would probably cost a LOT) and so she took an xray, which showed she could save the tooth with just filing down the tooth which won't reach the nerves or pulp and that's what she did and then covered it with resin.

    When I got back home to the USA, I called the Insurance, that then sent me a form by email, which before hanging up, I saw it requested an "authority" form which I didn't see included anywhere on the form or email sent so asked her for it and she said that she didn't have it that once in review, if they need it, they will contact me about it. She instructed me to send the form and all other requested supporting information via email, which I did two days ago, requesting confirmation that they had received the email. I still haven't heard from them, until now, getting this email from you that reminded me I have to follow up... I HATE TO SAY BUT IF THIS WAS TRULY A LIFE OR DEATH SITUATION, this insurance wouldn't have helped me when needing it the most! I have always gotten insurance from you and "never" had to use it but now I see how poorly it is when actually needing it... I still hope it can be resolved and my money refunded...

    Francisco from FL
    Review Received: October 7, 2025
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    0 out of 4 people found this review helpful

    Review Updated: 11/04/2025

    I said I was satisfied because eventually they did pay me, the $66.61 BUT it was terrible to communicate with them "during" the incident of a chipped tooth while in "Columbia"... The international calling numbers were NOT going through (not even the call collect number worked), and even sending them emails, there was NO response. I had to wait until I arrived in FL, USA, to submit my claim. This was hair-raising to me, being if this were a devastating accident or sickness etc., I would have been truly abandoned outside on international grounds without their help! Also had to follow up a couple of times, calling from the USA, being the claim was having issues uploading on the website and even through email, they weren't getting it, so I had to follow up a couple of times to finally confirm, they got it... I would not use them again, though I'm glad, they eventually paid the claim but it seems for $66 I truly felt, I was paying for my time and effort involved, instead of a seamless claim submission from beginning to end, it was truly, terribly executed and a terrible experience not being able to reach customer service at the destination during my time of need... But I do remain grateful for my claim to be accepted and to then payment finally be received were the only reasons I gave it a 3-star... Thank you

    IMG policy: iTravelInsured Choice

    Glenn from CA
    Review Received: October 6, 2025
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    The claim process dragged on forever - I submitted the claim on 9/28 and received settlement on 11/21. And they asked for information I had already sent. Any contact with them had an average response time of almost 6 weeks. Ironically, the claim was settled soon after a phone call to IMG where I was told the agent couldn't talk to me about the claim because it was "in process" --- and I was trying to get clarification of what was holding up processing.
    While the claim was finally processed, I found the process distressing and very slow.

    IMG policy: iTravelInsured Travel SE

    I chose this policy based on the policy that had the best hurricane protection. Since the trip was to Orlando, FL, in September, there was a 1:10 chance of a hurricane interrupting it. What actually happened was that my wife passed away unexpectedly a couple of weeks before the trip, so the trip had to be cancelled. I was able to get all of the pre-paid expenses refunded by the vendors except for the condo rental. I called IMG and asked about how to claim that expense, and I got good, clear information. Now I have the info, I intend to file the claim ASAP.

    Geoff from CA
    Review Received: October 4, 2025
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    0 out of 0 people found this review helpful
    IMG policy: iTravelInsured Choice

    Just what we needed

    Bethany from IL
    Review Received: October 2, 2025
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    0 out of 1 people found this review helpful