Overview

Aegis provides three distinct policies on Squaremouth, including a stand-alone Trip Cancellation policy ideal for travelers who already have medical coverage. Their most popular plan, Go Ready Choice, is favored by international travelers with high trip costs.

Trips Protected
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SINCE 2013
78,334
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AVG. MONTH
546
Total Reviews
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SINCE 2013
1,446
Detailed Rating
Customer Service Before Trip
4.21/5
Customer Service During Trip
3.46/5
Customer Service During Claim
3.35/5

See how Aegis compares to other providers on Squaremouth in customer satisfaction and service quality:

Overall Customer Rating by Provider
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*The overall customer rating is the average of all reviews for the provider since they joined the marketplace.

Customer Reviews

4.09 (1,446 reviews)

Many Aegis customers appreciate the level of service they receive when they have questions about their coverage or need assistance while traveling. In contrast, other travelers have reported difficulties in obtaining status updates on filed claims.

  • 5
    813
  • 4
    285
  • 3
    169
  • 2
    73
  • 1
    106
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  • Aegis policy: Go Ready Choice

    I am not happy with the process. I have sent the requested documents twice and each get a response that appears to be AI generated asking for the same documents. I’ve asked them to call be so far no luck. I’d appreciate your intervention
    714-328-0217
    Steve Sanfilippo

    steven from CA
    Review Received: June 9, 2026
    Was this review helpful?
    2 out of 3 people found this review helpful
    Response from Aegis

    Thanks for providing this feedback, Steve! After investigating this further, we see that your claim was approved for payment, and our team representative spoke to you directly to share this update. We’re glad we could help!

    Aegis policy: Go Ready Choice

    Did not take the trip due to medical issues. Working with Aegis is difficult. They ask for duplicated information. Medical letter was required, sent, and when that was not enough a medical form had to be filled out by doctor. They are pleasant enough on the phone but I feel that the company wants me to give up. Requirements keep being amendef

    elizabeth from WI
    Review Received: June 8, 2026
    Was this review helpful?
    2 out of 2 people found this review helpful
    Response from Aegis

    Thank you for this feedback, Elizabeth. We understand that the claims process can feel involved, especially during an already stressful medical situation, and we appreciate the effort required to gather documentation.
    To move your claim forward, certain items are needed to properly evaluate eligibility under the policy. These requirements are consistent with standard insurance claims processes and are part of ensuring claims are reviewed accurately and fairly. While these were requested via email, our claims manager will be reaching out to you directly to offer additional support. We're here to help you!

    Aegis policy: Go Ready Choice

    Just too slow to settle. Generally satisfied with the amount, although one item was denied for a reason I found questionable.

    Philip from GA
    Review Received: May 17, 2026
    Was this review helpful?
    2 out of 2 people found this review helpful
    Response from Aegis

    Thank you for your feedback. After reading your review, we personally connected with you to better understand your experience and were grateful for the opportunity to speak with you directly

    We understand how frustrating it can be when part of a claim is denied or takes longer than expected. While the early check-in expense felt connected to your delay, it fell outside the covered time period under the policy. We recognize this can be confusing and truly value your perspective.

    Since additional documentation was required in this case, it extended the processing time. We appreciate your patience and were happy to hear you were generally satisfied with the outcome.

    It was a pleasure speaking with you, and we’re grateful for your thoughtful feedback.

    Aegis policy: Go Ready Choice

    Just waiting for them to get all my information to see exactly what they are going to do for our luggage that was lost for three days

    Arlene from FL
    Review Received: May 2, 2026
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    0 out of 1 people found this review helpful
    Response from Aegis

    Thanks so much for taking the time to provide this feedback! We completely understand the waiting can feel frustrating, especially after dealing with lost luggage for several days. We want to reassure you that we’re ready to move forward as quickly as possible.
    On 4/27/26, our team emailed you the claim form along with a checklist of the required supporting documents. Once we receive your completed submission, we’ll review it and determine reimbursement based on your coverage. If you have any questions while completing the form or if anything is unclear, we’re more than happy to help. You can reach out to us directly at (800) 498-9540.
    Our goal is to make this process as smooth and stress-free as possible, and we truly appreciate the opportunity to assist you. We look forward to receiving your information soon and taking great care of the rest!

    Aegis policy: Go Ready Choice

    Our claim was accepted and the customer service reps were polite. It was just very slow. I filed via email. Once they had all the documents they needed it took about 22 business days to process and another 3 before funds were deposited.

    Eliza from NC
    Review Received: April 25, 2026
    Was this review helpful?
    6 out of 6 people found this review helpful
    Response from Aegis

    Thank you for sharing your experience. We’re glad to hear your claim was approved and that our team was courteous throughout the process. That said, we sincerely apologize that the timeline did not meet your expectations.

    This claim took longer than usual due to higher claim volume at the time, as our standard processing timeframe is typically one to two weeks after all documentation is received. We understand how important timely resolution is, and we regret the delay in this case.

    To help prevent situations like this going forward, we’ve continued to invest in efficiencies such as our online claim intake, which eliminates the need for traditional claim forms, speeds up reviews, and often enables instant payment upon approval. Many customers who use this option experience significantly faster outcomes.

    We truly appreciate the feedback. It helps us continue improving, and we thank you for trusting us to protect what matters to you.

    Aegis policy: Go Ready Choice

    fell and broke my arm which required medical treatment. treatment recommendation by their assistance line was considerable different than in-country doctors.

    white ghost from NC
    Review Received: April 14, 2026
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    3 out of 3 people found this review helpful
    Aegis policy: Go Ready Choice

    each of us had a Dr visit and prescriptions while on the cruise.

    Carol from WA
    Review Received: March 31, 2026
    Was this review helpful?
    0 out of 2 people found this review helpful
    Response from Aegis

    Thank you for your review, and welcome home. We’re sorry to hear that both of you needed to visit the shipboard medical center during your trip. We hope you’re both feeling better and were still able to enjoy the remainder of your cruise.

    A member of our team will be reaching out shortly to assist you in initiating a claim for your out-of-pocket expenses. If you have any questions or need further assistance in the meantime, please don’t hesitate to contact our Customer Service team at (800) 498-9540 (toll-free).

    Aegis policy: Go Ready Choice

    There were two incidents of travel interruptions on our three-week trip. We were fully reimbursed for both incidents after supplying the necessary documentation.

    John from AZ
    Review Received: March 1, 2026
    Was this review helpful?
    7 out of 7 people found this review helpful
    Response from Aegis

    Welcome home, and thank you, for taking the time to post a review of your claims experience. We’re happy to know that the process went smoothly and you were pleased with the outcome.

    We hope you will consider Aegis again, for your future travel insurance needs.

    Aegis policy: Go Ready Choice

    Peter from MI
    Review Received: February 13, 2026
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    1 out of 1 people found this review helpful

    Aegis' claim processor, CBP, is extremely slow. They took about 15 business days to respond to my initial claim. They asked for more information, and I had to wait about another 15 business days - at which time they asked for MORE information. Every time a document needed to be reviewed, it was about another 15 business days.

    I FINALLY got my claim approved, and was asked to wait another 3-5 business days for an email from Chase Bank so I can give direct deposit information. It's now day 6, and after calling CBP, a manager told me "the email" from Chase Bank has not been sent yet - just keep waiting. How long? They couldn't say. Why was the email delayed? No answer for that, either.

    Maybe I'll see my money - but probably not anytime soon. Avoid Aegis/CBP/Zurich at all costs!

    Oh, by the way, my claim number is 255065 if anyone cares to follow up about this terrible experience with me.

    Aegis policy: Go Ready Choice

    The claims process was too long. I submitted everything on December 27, 2025. It was uploaded into their system on January 1, 2026. They contacted me on January 12, asking for my credit card statement showing the charge, and they stated they need an additional 15 business days to review. I finally got an answer on February 3rd, and got a direct deposit of the insurance payout on February 4, 2026.

    Brian from TX
    Review Received: February 4, 2026
    Was this review helpful?
    4 out of 5 people found this review helpful
    Response from Aegis

    Thank you for taking the time to share feedback regarding your claims experience. We’re sorry to learn that you felt the process took longer than expected.

    Typically, once a claim is submitted, the review period is fifteen (15) business days. Your claim was submitted on December 27 and acknowledged on January 1. The initial review was completed on January 12, at which time you were notified that additional supporting documentation was required.

    Please note that when additional documents are requested, the review timeframe resets to fifteen (15) business days from the date the requested information is received. Your case was reviewed and adjudicated on February 3, 2026, which falls within the applicable timeframe.

    We’re pleased to hear that you have received your settlement and hope you will consider Aegis again for your future travel insurance needs.

Last updated: June 25, 2026