Aegis provides three distinct policies on Squaremouth, including a stand-alone Trip Cancellation policy ideal for travelers who already have medical coverage. Their most popular plan, Go Ready Choice, is favored by international travelers with high trip costs.
See how Aegis compares to other providers on Squaremouth in customer satisfaction and service quality:
*The overall customer rating is the average of all reviews for the provider since they joined the marketplace.
Many Aegis customers appreciate the level of service they receive when they have questions about their coverage or need assistance while traveling. In contrast, other travelers have reported difficulties in obtaining status updates on filed claims.
Our return flight was canceled by United Airlines due to the closure of the Houston airport due to the historic storm that dumped 7-10 inches of snow across the US Gulf Coast. The soonest United could rebook us on a return flight was in four days. We were able to book a flight on American Airlines for the next day and had to spend an extra night in Buenos Aires. We will be submitting a claim for the airfare and extra night stay.
Aegis was very helpful and explained how to file a claim.
I was disappointed to learn that I could not extend my policy, except for medical reasons, or buy a new one for an extension of my stay in Europe. I had to spend part of my extended vacation shopping around elsewhere for a policy. It would have so much easoer to just at least buy it from you, even if my reason was non-medical.
Easy to buy the policy. Filing the claim has been a bit bumpy as we went back and forth with the doctor's note instead of the insurance providing a form for the medical team to complete. Claim is in-process now so hope they have all they need.
Review Updated: 02/19/2025
Once the claim was opened, it processed and paid quickly. However, the process to OPEN the claim was difficult.
Aegis required a note from the doctor and I had to go back and forth between the doctor and insurance to get the exact information Aegis wanted in the note. I also needed a note from the travel agent that the lodging was non-refundable despite the rental contract stating that. Once Aegis was satisfied with all this documentation, they THEN opened the claim and send a form...that needed to be completed/signed by the doctor. This was my mother's doctor and in the midst of her terminal care, it was frustrating that I had to continue asking for letters/signatures for travel insurance.
We’re sorry you had to cancel your trip due to illness and appreciate the time you took to post your review. Trip Cancellation due to Medical reasons always have a section for the treating physician to complete. If a note from the physician is submitted and has all of the needed information, it may be accepted in liu of the form. We apologize for any miscommunication and inconvenience this may have caused. Once all of the documentation was received the review was completed and proper adjudication was made in a timely manner.
Fortunately the family member for whom I purchased this policy did not need to make a claim or use any of the services while we were away on a family vacation. I did contact customer service to change the date that coverage would begin and it went very smoothly. I always use Squaremouth for travel insurance and I have bought policies issued by several companies through the years. My experience has always been good.
It's always a 5 star process buying insurance, it's when you want to file a claim and get reimbursement that might be problematic. In this case, I did need to file a claim for an injury that occurred outside the U.S. I knew in advance that Medicare would not cover it, but was surprised that my medigap policy would cover a portion of the costs. Once those had been quickly recovered from Mutual of Omaha, then I filed with the Aegis/Zurich travel policy. The carrier emailed me a very simple claim form and I followed the instructions to the letter. They responded within a couple of weeks with a full payment of the remainder of my costs. Everything fully covered with medigap and travel insurance. Thank you Squaremouth, Aegis and Zurich for coming to my assistance so efficiently!
Thank you for your review and positive feedback. We take great pride when we hear each aspect of the process, from purchase, to claim adjudication, works.
We hope you will consider Aegis again for your future travel insurance needs.
Did not file claim because customer service told me that the cancellation of the cruise was not reason covered by this policy. I had no way of knowing this
Lost everything
Aegis is a scam
Shelley Hartsock
Thank you for sharing your feedback. We understand how frustrating it can be when travel plans don’t work out as expected and would like to address your concerns
Travel insurance is designed to cover specific situations, which are outlined in the Description of Coverage provided with your policy. While the reason for your trip cancellation may not have been covered, we want to ensure every case is given the proper attention. You are welcome to file a claim, and our claims adjusters will carefully review it to determine if coverage applies.
For greater flexibility in the future, we recommend considering the "Cancel For Any Reason" upgrade, which allows cancellations for any reason and provides reimbursement of up to 75% of your trip cost.
If there’s anything we can do or if you’d like guidance on filing your claim, please don’t hesitate to reach out to us. We’re here to help.
Aegis was very caring and supportive. They called me several times to check on how my mother was doing. They were very prompt about providing the necessary forms to fill out. The process was straightforward. Great company
This process has taken months with no resolve. I've provided all information except one airline ticket for one of my daughters which I deleted it as I thought this was over after they said they would be sending me a check. Hey are denying my entire claim for both my daughters which were both in the hospital.
Claim has been submitted in its entirety! Waiting for payment!
Thank you for your review, your claim submission was received and properly adjudicated. Our records indicate your settlement check was presented for payment on January 28.
We look forward to providing you with future policies for your upcoming travels.