Overview

Aegis provides three distinct policies on Squaremouth, including a stand-alone Trip Cancellation policy ideal for travelers who already have medical coverage. Their most popular plan, Go Ready Choice, is favored by international travelers with high trip costs.

Trips Protected
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SINCE 2013
74,933
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AVG. MONTH
456
Total Reviews
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SINCE 2013
1,392
Detailed Rating
Customer Service Before Trip
4.2/5
Customer Service During Trip
3.42/5
Customer Service During Claim
3.35/5

See how Aegis compares to other providers on Squaremouth in customer satisfaction and service quality:

Overall Customer Rating by Provider
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*The overall customer rating is the average of all reviews for the provider since they joined the marketplace.

Customer Reviews

4.08 (1,392 reviews)

Many Aegis customers appreciate the level of service they receive when they have questions about their coverage or need assistance while traveling. In contrast, other travelers have reported difficulties in obtaining status updates on filed claims.

  • 5
    781
  • 4
    269
  • 3
    168
  • 2
    72
  • 1
    102
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  • Aegis policy: Go Ready Pandemic Plus

    It’s taken over a month so far to get a $300 claim check refund from the insurance company after submitting all the required documents and then some. A cancelled trip to Israel shouldn’t take this long. Pretty ridiculous actually. Waiting.

    Scott from UT
    Review Received: December 14, 2023
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    4 out of 4 people found this review helpful

    Review Updated: 01/11/2024

    Took almost five weeks to provide $300 refund from a Cancel for ANY REASON policy to Israel. Communication with company was confusing as they are a third party company so I never knew who I was talking with. Kept getting transferred. But my persistence paid off. They finally refunded. Not sure I’d use them again.

    Aegis policy: Go Ready Choice

    I am not happy with the results of my claim. I have submitted a letter to claims responding to it. If my claim is not paid. I want my money back that I paid to you for insurance because you have not insured me at all. I don't think that I will ever get travel insurance again.

    Donnan from TN
    Review Received: December 13, 2023
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    10 out of 13 people found this review helpful
    Aegis policy: Go Ready Trip Cancellation

    I filed a claim because my father-in-law died and his funeral was being held on the day of my departing flight. This exact scenario is listed in the policy as something that should be covered. So far they have refused to honor their commitment. It is making me question whether there's any point in getting travel insurance if they're not going to honor a straightforward situation like this. I definitely will avoid using this insurance company again in the future if I bother getting a policy at all.

    David from NJ
    Review Received: December 12, 2023
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    30 out of 31 people found this review helpful
    Aegis policy: Go Ready Choice

    I purchased this insurance to cover my stay in Tel Aviv. This was changed to Athens so I no longer needed insurance. When I tried to cancel policy I was told I could not. Also when I purchased policy I only wanted it for the 3 days spent in Tel Aviv pre cruise but was told I had to purchase for my whole cruise which I had insurance for through NCL. Now when calling to cancel I was told I couldn't have double insurance but still not able to cancel. Original policy for Tel Aviv not Athens; Holding 2 policies for cruise and still was unable to cancel policy after being misinformed.

    Kristine from NY
    Review Received: December 9, 2023
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    6 out of 6 people found this review helpful
    Response from Aegis

    We spoke with Kristine & were able to resolve the situation to her satisfaction.

    Aegis policy: Go Ready Choice

    So far, Aegis has done nothing but take our money for the insurance policy. My wife suffered a severe back injury before our vacation that required surgery on November1. Under doctors order she was told not to travel on November 19. When I contacted Aegis they passed me off to squaremouth/Go Ready and I filled out numerous forms and documentation. After I had satisfied all of their requirements I was then passed over to Zurich Travel Assist. Zurich basically had me duplicate all of the work I had previously done with squaremouth /Go Ready plus some additional forms, including having to go to our doctor and get his signature as to the nature of her injury. This was after our doctor had already written a letter at our request describing her injury and stating for her not to fly for our vacation. We have submitted all of the paperwork Zurich requested and am waiting for their response. The whole claims experience has been frustrating. We don’t even know who we are dealing with, Aegis, Go Ready, squaremouth, Zurich?

    Richard from MI
    Review Received: December 3, 2023
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    20 out of 20 people found this review helpful
    Response from Aegis

    We’re sorry that you weren’t initially satisfied with the claims process & unfamiliar with the companies involved. For clarification, “SquareMouth” is the website that allowed you to compare policies from a range of varying insurers. “Aegis” is the company that you found offered the best policy. Aegis’s Travel Insurance Products are branded as their “Go Ready” plans. “Zurich” is the underwriter of those plans.

    To help the efficiency of the claim process, when clients contact our service center, we help them collect backup documentation we know their adjuster will ultimately ask for. We then forward that information to your adjuster as we ask them to initiate your claim process. There shouldn’t have been any need to send the same information twice.

    If the doctor’s note doesn’t clearly indicate the diagnosis or include a recommendation for the individual not to travel, then those are 2 common areas you’ll see an adjuster push back asking for an improved document from the medical professional.

    As you know, your claim was approved & you have received payment. Based on our recent conversation with you, it seems like you were satisfied with the final outcome.

    Aegis policy: Go Ready Choice

    I found Aegis difficult to work with. The person I was able to connect with via phone was helpful, but all subsequent contact via email was very convoluted, unhelpful, almost hostile at times. The clarification was horrible. The requirements they asked for were nearly impossible in the country I was traveling in, and then AFTER the fact when I was told to rebook my ticket they said they wont pay over a economy fare, of which I didn't have to begin with... so they said they would not pay my ticket home, and would not pay for my extended stay due to covid, and then said they wont pay for the number of days I needed to stay based on the airline's requirements and when I could get a flight based on holiday schedules.

    Overall they were terrible and I will be filing my claim and I expect I will have to fight to get coverage reimbursed. I made my arrangements based on the first agent I spoke with. However all subsequent contact, the emails just kept says they wont help me.... too bad, we wont pay for this or that......

    Really unhelpful.

    If you are going to insure someone traveling to a specific country, you should at least KNOW what options a foreign traveler has because some things they asked for where nearly impossible. If I did not have a friend here to help me, I would not have been able to get the documentation from the government offices (because they no longer provide those documents) for the insurance company.

    C. from NY
    Review Received: December 2, 2023
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    5 out of 5 people found this review helpful
    Aegis policy: Go Ready Choice

    I am awaiting final refund amount & will file a claim then.

    Nancy from NJ
    Review Received: November 29, 2023
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    0 out of 1 people found this review helpful
    Aegis policy: Go Ready Choice

    So far my experience has not been good. I had to visit a doctor while in Spain for an infection and was given antibiotics. I filed the claim upon my return. Because they required so many documents, ,I put the package together and mailed it through USPS with 2-day delivery. I received an email confirmation that my claim had been received. I was told 5-10 business days to process the claim. However, it is now 11/29, and I had not heard anything from them regarding my claim. I had sent an email requesting status and received no response. So, today I called them. I got some sort of runaround from them that because I had sent it through USPS (2-day delivery), the claims department did not actually receive my claim until Nov. 14. To me, that is unacceptable. It has been 10 business days today since they received my claim and I was told to call back next week!! I have never experienced such bad customer service before. This is upsetting as I used this same company for my next vacation in January. Hopefully my claim will be approved. It is a very straightforward claim. But the delay so far is unacceptable.

    Mary from CA
    Review Received: November 29, 2023
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    4 out of 6 people found this review helpful

    Review Updated: 12/27/2023

    I filed a claim for reimbursement of medical expenses incurred on vacation in Spain. The documentation required was extensive and they wouldn’t accept any receipts or documents that had been photographed (as so opposed to copying). This was time consuming and is a requirement I have not come across before. Since I had so many pages, rather than scan all of them on a one at a time basis, I sent the documents in USMail to the address on the website. Two weeks passed and I had heard nothing. So, I called and spoke with someone in a call center. She blamed me for mailing the package in instead of using email. But it was their process and requirements which necessitated my paper submission ( and I paid for 2-day delivery). After that conversation, I received an email stating that I would need to send them a
    Copying my itinerary, (which had been included in my original letter/package of documents). A few days after that, I got a call from a manager apologizing for the service and the confusion. I appreciated that. As it turns out, I was at fault for not reading the policy carefully enough to see that they only provided secondary medical and that I needed to go through my provider first and then they would evaluate everything not covered. (All of my previously purchased plans provided primary medical
    Coverage). I submitted my claim to my provider (didn’t need to send all the itinerary to them) and received full
    Compensation from them fo the $340+ expenses. All that said, the 2-week delay in responding to my submission and then asking me to resend my documents is enough to make me think twice about purchasing from them again.

    Response from Aegis

    We appreciate Ms. King sharing her feedback. We touched base with her insurance adjuster who required some additional documentation & emailed Ms. King accordingly. We also reached out to Ms. King by phone & email to ensure she received that email from the adjuster & to help clarify or collect that information for her. As of now, we’re still pending a response from Ms. King.

    Aegis policy: Go Ready Choice

    They have not been helpful with my claim since the trip was canceled.
    They keep requesting more information stating that what I sent wasn’t clear enough even though it is from the tour company.
    They did not call the tour company to verify anything like customer service said they would.
    It’s been a month and no money.
    Wry disappointed.

    Sherry from CA
    Review Received: November 28, 2023
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    4 out of 4 people found this review helpful
    Response from Aegis

    We are sorry to hear you found the claims experience not helpful, and the outcome not what you expected.

    Your trip was cancelled, because of the Terrorist Acts that took place on October 7th in Israel. However, your destination was Egypt, not Israel. Unfortunately, your destination was not within 30 miles of the destination city where the initial attack took place, which is a requirement for benefits to apply. While we understand the advisory was issued, this situation does not qualify as an Other Covered Event under the policy.

    Aegis policy: Go Ready Choice

    I purchased several policies from SquareMouth in the past. Never filed a claim, so I do not have any experience. This time I filed a very small claim, and we'll see how it will go.

    Edward from CA
    Review Received: November 24, 2023
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    0 out of 3 people found this review helpful

    Review Updated: 12/22/2023

    I had a very satisfying experience with Squaremouth Insurance. The claim was processed without any problems. Will be using it again.

    Response from Aegis

    This insured’s claim which was just initiated one week ago on 11/20/23 just prior to the Thanksgiving holiday has been approved. Payment will be sent shortly.