Aegis provides three distinct policies on Squaremouth, including a stand-alone Trip Cancellation policy ideal for travelers who already have medical coverage. Their most popular plan, Go Ready Choice, is favored by international travelers with high trip costs.
See how Aegis compares to other providers on Squaremouth in customer satisfaction and service quality:
*The overall customer rating is the average of all reviews for the provider since they joined the marketplace.
Many Aegis customers appreciate the level of service they receive when they have questions about their coverage or need assistance while traveling. In contrast, other travelers have reported difficulties in obtaining status updates on filed claims.
So far the experience has been very good. They are very prompt.
I attempted to call customer service because I and others on my trip had food poisoning. However, I had trouble getting through. It was my problem I think—dialing from an international number. I just wanted to know if there was anything I needed to do.
I gave up and was well again the next day and forgot about it. Meanwhile, the travel company has stepped up with a $250. Credit.
After receiving this review, we contacted the insured to better understand the actions she took. Apparently, she tried calling our Customer Service department after we were closed instead of dialing or emailing our 24/7 Emergency Assistance department. For next time, we pointed her to the various places she could find that information in her documentation from us & also by simply pressing 4 on any of our main lines after it says, “if you’re traveling & in need of emergency assistance.” She was appreciative of the follow up & we’re hopeful to work with Gail again.
I would like to get my claim processed
This insured’s check was cut approximately 1 week prior to this review being posted. Therefore, her claim was paid out within 30 calendar days of being opened. We hope that the insured will reconsider her 3-star rating after receiving her check & verifying this information to be accurate.
When we got sick with COVID while we were in London and we had to miss one week of our plans, I contacted GoReady. Although they said we must get professional documentation and I informed them we only had public transportation to use, they made no effort to find out exactly where we were to assist in choosing the closest location. They sent info on places way on the other side of London and quoted lines from the policy at me. I did not feel supported in our time of need.
Once we were home I was required to submit documentation that GoReady would evaluate to see if I had a valid claim before they would send me a claim form.
Apparently the claim form comes from a 3rd party. That company requested all of the same documents I had already sent plus more.
I had to call numerous times (waiting weeks between calls) to find out what was happening with my claim. I was not allowed to speak to the claims adjuster but the person answering the phone had to email the adjuster and wait for him to respond, if he would.
Eventually I was told the adjuster would give me a call. Once he did it became apparent he did not even understand my claim. Eventually I was able to get him to understand why & what I was claiming for (We had purchased activities to do from various websites on our own. It wasn't a tour package). The company did eventually pay the claim after that.
We’re sorry to hear that the insured feels that way about how they were handled. Insured emailed us at 10:30 am on a Saturday & were responded to within approximately 1 hour. Regarding their condition & situation, they specifically wrote “have what we need as long as we do not get worse. I am writing because this week we have non-refundable [train & event tickets, hotel, etc.].” When told that an at home COVID test by itself would not be sufficient for their claim unless it was proctored or they saw a doctor or visited a testing clinic, the insured wrote “we do not feel up to going out.” Therefore, we sent the insured information on how to arrange a proctored COVID test as well as a website where they could input their location information to find a local clinic (if they preferred that option).
Regarding their reimbursement claim, a check was cut to the insured 2 weeks after they provided the necessary backup documentation.
I wasn't made aware that the travel insurance when I purchased the insurance. When I went to file a claim it was very difficult getting the insurance company to respond to me. I was dissatisfied with their service.
I did not have reason to contact Go Ready before my trip. I rated pre-travel experience at 3 starts to indicate receipt of policy documents other standard communication to be as I would expect, and have experienced with other carriers.
I submitted a claim for loss of a "non-refundable deposit" occasioned by a weather/common carrier related event. I was able to re-book the hotel at the original rate, and enjoyed my stay there earlier this month.
When I realized I would be making a claim for the original cancelation, I contacted the Go Ready claims department. Although not quite rude, their agent was curt, and not especially helpful. Subsequent communication with Go Ready had been via email, and I have no complaint with their process. I am expecting resolution of the claim by the end of this week.
I would be willing to communicate with Squaremouth about how things turn out.
Thank you.
Review Updated: 03/24/2023
The ultimate outcome of my claims experience was satisfactory, but the process to get there was poor. To be fair to Go Ready, the criticism is directed mostly at the third party intermediaries and claims adjusters, variously identified as Broadspire, Crawford, and Affinity. Still, since Go Ready is the one who must answer to clients, I direct the following to them.
I expected the claims process to be something like what I have experienced with automobile insurance. An adjuster is assigned and puts some effort into walking their client through the process. I invested a lot of time filling out forms and compiling data that turned out to be irrelevant. When I got a settlement check (which I allow was within a reasonable time-frame) it was less than I had been led to believe, and was, according to the Broadspire website derived, from data that had "not been reviewed".Timely communication and returned phone calls would have saved me a lot of trouble, and spared the provider this negative review. I did finally get such a conversation but not before sending unanswered emails, being misdirected by phone support, and waiting out at least 5 unanswered requests for a return call.
I'm guessing that the same underwriters and class adjusters handle many of Squaremouth's insurance vendors. Purchasers of travel insurance will be well served if Squaremouth can exert influence to obtain better serve for its clients.
We first talked to Squaremouth/GoReady on January 5 on the phone and started our claim to get a refund for our trip, since our flight from Dallas to Miami was cancelled and we could not get another flight to get us to the ship before it sailed from Miami. I was told what documents needed to be emailed to them, which I did, to document our cancelled flight, cost of our cruise, etc. I thought all was completed. After I called to check to make sure everything was received, I then received more documents to be filled out as well as a list of more things that needed to be emailed or sent into them, some of which I had already emailed in. We then had computer problems so I made copies of everything that was requested and mailed everything into them on January 13. We have heard nothing yet. I will wait another week, then I will contact Squaremouth/GoReady to see what the hold up is. So far, I haven't been very happy with their slow response.
Insurance was a great rate, and covers spot. Waiting to hear back on my claim. Communication is not great
Review Updated: 02/17/2023
Payment was fairly quick. I would have given them 5 stars had the claim process been easier to get started. But they did a a great job with communication and speed to process.
After receiving this review, we immediately contacted the insured by phone. It turns out that she contacted the completely wrong company about her claim & they never answered her. We’ve set her on the right track now to get her claim attended to.
I cancelled the trip at least 30 days prior to departure and requested a refund due to a medical condition and your company would not refund the cost. I performed due diligence and really needed to utilize those funds for other purposes, so the response was very disappointing.
This insured was not asking for a refund of their trip costs. They were asking to have their premium refunded after utilizing the Trip Cancellation benefits to protect their trip costs. Unfortunately, as with all travel insurance policies they become non-refundable after the Free Look Period is over which in this case had already passed. We offered to pursue an exception with the underwriter to allow them to reuse the full value of the policy for a future trip. However, the insured wasn't interested due to their personal situation.
Go ready is very slow at reviewing my claim. i file claim in July of 2022 and I am still in battle with getting my funds. They keep asking for the same items over and over again with no resolve.
This insured’s check was mailed out approximately 1 week prior to this review being submitted. Once receiving the review, we contacted the insured to make her aware. Unfortunately, she didn’t answer the call, so we emailed her showing the date on the check to confirm that it wasn’t sent in response to her complaint. The claim’s delay was partially due to backup documentation that had not been submitted by the insured.