Overview

Tin Leg offers nine policies on Squaremouth, with its Gold plan being the top seller on the marketplace. They provide affordable cancellation options and have plans tailored for cruises and adventure travel.

Trips Protected
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SINCE 2014
358,525
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AVG. MONTH
8,446
Total Reviews
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SINCE 2014
5,351
Detailed Rating
Customer Service Before Trip
4.62/5
Customer Service During Trip
4.05/5
Customer Service During Claim
4.07/5

See how Tin Leg compares to other providers on Squaremouth in customer satisfaction and service quality:

Overall Customer Rating by Provider
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*The overall customer rating is the average of all reviews for the provider since they joined the marketplace.

Customer Reviews

4.52 (5,351 reviews)

Tin Leg customers praise the provider’s customer service, especially when making changes to their coverage or trip details. However, some have expressed frustration with the claims process, particularly regarding the amount of documentation required.

  • 5
    3871
  • 4
    902
  • 3
    325
  • 2
    125
  • 1
    128
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  • Tin Leg policy: Standard

    Mark from WI
    Review Received: March 14, 2025
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    0 out of 0 people found this review helpful

    I never made a claim

    Tin Leg policy: Gold

    I was able to file a claim online without difficulty and the claim was approved before I even returned home. The claim was for a dental issue and was paid in full.

    Sandra from PA
    Review Received: March 13, 2025
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    0 out of 2 people found this review helpful
    Tin Leg policy: Gold

    Using the FGA emergency assistance was helpful, and they were responsive, but the Tin Leg local agent in Seville Spain was not at all helpful. It took four days for him to tell FGA that he couldn't obtain the needed medical records for my wife's hospitalization so that Tin Leg could authorize her surgery. I obtained them in a few hours, yet Tin Leg still did not authorize the surgery. Although this policy is sold as primary medical insurance, I had to pay out of pocket for all of her care. Fortunately I had the financial wherewithal to do that in this case. Had it been some other medical emergency I may not have had that ability, and Tin Leg was nowhere to be found! I am profoundly disappointed in Tin Leg's performance while we were in Spain in a very stressful situation.
    Since we have been home the Tin Leg claim process has been very smooth so far. Their follow through on our claim, which I just submitted, remains to be seen.

    Harry from OR
    Review Received: March 13, 2025
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    2 out of 15 people found this review helpful
    Response from Tin Leg

    Thank you for sharing your feedback. A local agent was dispatched to the hospital to obtain the necessary medical records to review the Guarantee of Payment (GOP). However, the hospital informed the agent that they could only provide the medical records directly to the patient and that they do not accept GOPs. We acknowledge the difficulties this situation caused and regret that your wife's surgery authorization process was not as smooth as expected. We have paid the claim and hope the claim process was a smooth one.

    Tin Leg policy: Adventure

    It's clear that this group is just looking to find any reason not to support traveler claims. I purchased in good faith, and my experience with squaremouth at this point is quite tarnished. This is why nobody respects insurance companies.

    Paul from MA
    Review Received: March 12, 2025
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    2 out of 6 people found this review helpful
    Response from Tin Leg

    Thank you for sharing your feedback. Your claim was denied because the claim was for a change in your travel plans, which isn't covered under the standard trip cancellation benefits of your policy. Trip cancellation coverage is designed for unforeseen events that prevent you from taking your trip altogether, not for situations where you choose to alter your plans. We understand this outcome is frustrating. For any additional questions, please email your claim adjuster directly.

    Tin Leg policy: Gold

    Very easily and quickly had birthdate for my husband corrected that I had entered incorrectly . Person answered with in 3 rings and it was fixed in less than a minute. Glad we did not need to make a claim, but hope the service would have been as good

    Cynthia from AR
    Review Received: March 11, 2025
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    0 out of 0 people found this review helpful
    Tin Leg policy: Gold

    I did not have a claim which I believe is when a person can rate the travel insurance provider. I do find it odd that when travel internationally there is not a toll-free number to call.

    Deborah from KS
    Review Received: March 10, 2025
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    1 out of 2 people found this review helpful
    Tin Leg policy: Gold

    The claim was for trip interruption due to the death of a parent. The claim was handled in a timely manner and we appreciate the weekly updates on it's progress. There were 2 charges we submitted for reimbursement, one for an upgraded accommodation and another for Uber fares which Tinleg declined reimbursement even though there were plenty of funds in the policy we purchased to cover those expenses. We did receive the travel reimbursement 1 month after filing the claim. We feel it was timely service. We will be purchasing Tinleg Gold insurance for future travel.

    Betty from WI
    Review Received: March 9, 2025
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    2 out of 2 people found this review helpful
    Tin Leg policy: Basic

    Every policy I purchase through Square Mouth, including this policy, provides more coverage for less money than the policies offered through cruise lines and land based travel companies. Fortunately I did not have to use this policy, but having it gave me peace of mind during my travels.

    Sharon from PA
    Review Received: March 8, 2025
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    3 out of 3 people found this review helpful
    Tin Leg policy: Gold

    Very helpful and courteous. Delighted that all went well for the trip and there was no need to file any claim.

    Barb from IL
    Review Received: March 7, 2025
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    2 out of 4 people found this review helpful
    Tin Leg policy: Gold

    Worth the peace of mind!

    Barbara from NV
    Review Received: March 7, 2025
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    0 out of 3 people found this review helpful