Tin Leg offers nine policies on Squaremouth, with its Gold plan being the top seller on the marketplace. They provide affordable cancellation options and have plans tailored for cruises and adventure travel.
See how Tin Leg compares to other providers on Squaremouth in customer satisfaction and service quality:
*The overall customer rating is the average of all reviews for the provider since they joined the marketplace.
Tin Leg customers praise the provider’s customer service, especially when making changes to their coverage or trip details. However, some have expressed frustration with the claims process, particularly regarding the amount of documentation required.
Trip cancelled because flights were cancelled to Japan by United Airlines as one of the biggest Typhoons of the season hit Tokyo! I notified your (24 hour emergency) customer service 48 hours before insurance was due to kick in…just wanted to move payment out to different dates when we reset up the same itinerary; which consequently has been done. Underwriting, through your representative, said they did this doing Covid, but not anymore!! BS!!! The cruise company and the airlines reset everything for us, but my travel insurance is/was a joke!! If I would have purchased the travel insurance through the cruise company and signed a waiver for “no claims” during the first cancelled period, they would have refunded the money back, or set up new dates for us at no charge; just simply shifted the dates. To summarize, calling in advance of utilizing your travel insurance at all, in an emergency cancellation situation, at no fault our ours, and just wanting to change dates of the same trip once they had been chosen, I was told could no longer be done!! So, the only thing that was forfeited with multiple hotels, first class air, and a 14 day cruise, was the TRAVEL INSURANCE…simply a joke!
It is only fair and reasonable that either the money is completed refunded or credited for our new dates to the same itinerary as you were notified 48 hours in advance, we did not use the insurance, and more importantly for you, your competition offers this as a standard business practice; why would anyone ever utilize your travel insurance when this is available? I will inform all my fellow travelers anyway I can, socially, personally, etc. of this ridiculous policy if not rectified!
I hope you enjoy the $1700 that you needed so badly to uphold a ridiculous underwriting scheme! Tin Leg is a joke, and Squaremouth needs to be rated the same for representing this company and their offerings!
Thank you for reaching out to share your experience, and I sincerely understand the frustration with the unforeseen events that impacted your trip. While we understand how challenging situations like this can be, I would like to clarify our policy in such circumstances.
Unfortunately, we are unable to pre-approve requests for policy date changes without defined future travel dates. This is to ensure the policy remains active and valid according to the terms set at the time of purchase. As explained during your interaction with our representative, we did offer the option to provide us with new defined departure and return dates by August 15, allowing us to move your policy to reflect the rescheduled itinerary. However, this option was declined.
Please also note that our policy includes a money-back guarantee, which allows for cancellations and refunds within the first 14 days of purchase, provided no claim has been filed and the departure date has not yet occurred. Regrettably, your policy was outside of this period.
We strive to provide clear and transparent options, and while we respect your perspective, the terms in place aim to provide clarity and consistency for all customers.
If you have any further questions or would like to discuss this matter in more detail, we’re happy to assist.
I am happy to have the insurance and hope I don't need it. It provides me with peace of mind. All the representatives I spoke with were helpful and informative.
I couldn't believe how much information I had to provide in order to collect approximately $16 for a meal because of a delayed flight. Makes me wonder how many hurdles I would have to go through if I ever had a large claim.
Thank you for taking the time to share your feedback. We understand that it may have felt excessive to provide a lot of information for a smaller claim, such as your meal reimbursement for the delayed flight. Our goal is to ensure that each claim, regardless of its size, is handled fairly and in accordance with policy terms.
While we strive to make the process as smooth as possible, certain documentation is necessary to validate claims and ensure proper compensation. This same attention to detail applies to all claims, large or small, as it allows us to thoroughly review and process them accurately.
We appreciate your understanding, and if you ever have a larger claim in the future, please know that our team is here to support you through the process and answer any questions you may have.
Helpful and knowledgeable
Easy to sign up on line and agent was very knowledgeable and helpful in increasing insurance as we added payments to our trip.
I have never written a bad review before, so I was unaware that zero stars was not an option. I hate that I'm having to leave even a single star. I wish I had seen all the other terrible reviews. I am sure SquareMouth pays a service to only have the good reviews most noticeable (using our policy money to do so, since they certainly did not cover our losses). I am so glad our hard-earned money can go to supporting a dishonest company.
1. Absolutely HORRIBLE customer service. You can not get through to anyone at any time. The 800 number is a black hole. No one calls you back. Their letters read, "Please do not hesitate to contact me if you have any other questions regarding this decision." Complete joke. They know there is no way you will be able to "contact them" via phone, and if you email back with a question, they do not respond.
2. Horrible coverage. We bought a "cancel for any reason" policy that cost over $400 for a 5-day trip. The trip was cancelled due to the cloud strike. Tin Leg did not reimburse us because the hotel offered a voucher. We could not use the voucher in the limited time the hotel gave us, so we were out the entire amount. I understand why a hotel can't reimburse everyone who had to cancel. If I could have cancelled the hotel on my own with a full refund, then why get insurance in the first place?
I have written back asking what policy would have covered this trip since the "cancel for any reason" did not. Of course, I will not hear back. So, not only are we out the money, but we will have no answered questions either. Complete misrepresentation and dishonest business practice.
Thank you for sharing your feedback. We apologize for the frustration you’ve experienced with your claim. I understand that you have concerns regarding both the coverage and the communication, and I want to assure you that we take your feedback seriously.
Regarding your claim, our claims supervisor has been in direct contact with you, and I want to clarify some key details. Initially, your claim was denied because both of the resorts involved had provided you with credits, which was considered a full reimbursement based on the documentation we received. However, I understand you’ve since communicated with the resorts and rejected the credits they offered. We appreciate you sending the necessary documentation confirming the rejection of those credits on September 13. Based on this new information, we are now able to re-review your claim and will finalize it accordingly.
I also want to explain that Cancel For Any Reason (CFAR) coverage is a pre-departure benefit. This means it is only available for cancellations made before your trip begins. Once your trip has started, CFAR coverage no longer applies. In your case, since the trip had already commenced, CFAR was not an option. I hope this clears up any confusion regarding the type of coverage your policy provides.
As for your experience with customer service, I sincerely apologize for any difficulties you encountered in reaching our team. We are committed to improving our communication processes and ensuring that our customers receive timely responses. I’m glad that we’ve since been able to connect with you directly to address your concerns, and we are dedicated to handling your claim fairly.
We will be following up with you shortly to complete the review of your claim. Thank you again for your patience and for bringing this to our attention.
Seamless, repeat customer
Piece of mind knowing that I purchased protection in the event something happened, and could call for assistance that would help me through my travel issues.
Thank you for taking the time to share your feedback and for choosing our travel insurance. We're glad to hear that our protection gave you peace of mind during your travels.
We always strive to provide a 5-star experience, so we would love to know what we could have done better to earn those extra stars. Your insights are invaluable and help us continuously improve our services.
Thank you again for your feedback, and we hope to serve you again on future travels!
Called customer service about making a claim. Was told to go through claim process on line. Filled out info, never heard back about my claim.
Thank you for your feedback. We apologize for the inconvenience you've experienced. After reviewing your case, we found that our team did send several emails requesting additional information to process your claim, but it seems they may not have reached your inbox. It's possible they were filtered into your spam or junk folder.
To resolve this, a claims examiner will be reaching out to you by phone today to ensure we get everything we need to move forward with your claim. We appreciate your patience and are committed to assisting you as quickly as possible.
My trip was good. Only thing is we had a 16 hour delay and my claim is in progress so until then my rating will not be completely accurate.