Tin Leg offers nine policies on Squaremouth, with its Gold plan being the top seller on the marketplace. They provide affordable cancellation options and have plans tailored for cruises and adventure travel.
See how Tin Leg compares to other providers on Squaremouth in customer satisfaction and service quality:
*The overall customer rating is the average of all reviews for the provider since they joined the marketplace.
Tin Leg customers praise the provider’s customer service, especially when making changes to their coverage or trip details. However, some have expressed frustration with the claims process, particularly regarding the amount of documentation required.
Very bad insurance company. I filed a 2 claims and on both claims they would not to take care of me. One was trip interruption, where they refused to pay for the interruption. The second was a lost baggage for 6 days and they as well refused to pay. Please be aware, DONT buy any insurance from them.
Thank you for sharing your feedback with us. We apologize for the frustration you have experienced throughout the claim process.
I have discussed your claim with our claim team to gather more information about your claim. I understand that your claim was unfortunately denied as your baggage delay occurred on your return home. Baggage delay benefits are designed to provide reimbursements when the unexpected happens during your trip to allow you to purchase essential items during your delay, and unfortunately, it does not include delays on your return home. I understand this has been a lengthy and frustrating process for you, and apologize that your claim did not have a more favorable outcome.
I filed a claim with Tin Leg for the miniscule amount of USD$2,400 for three (3) of the four passengers; the representative from this carrier is requesting so many proofs we actually traveled. Apart from all the other requirements, like proof of loss, proof of payment for the loss, etc., which I have provided, she insists she needs the email confirmation from the airline from when we purchased the tickets. I don't have the airline email confirmation for two of the travelers, only for one of them, since we made two separate reservations and deleted the other reservation after we returned. I provided a copy of the credit card statement with confirmation of the purchase of all four (4) airline tickets, which also include ticket numbers, as well as copies of outbound and inbound boarding cards.
This process has been exhausting, and I believe Tin Leg hopes I get bored and give up on the claim.
I will not recommend this carrier; I would rather forgo travel insurance than use them again.
Thank you for sharing your feedback with us. We apologize for the frustration you have experienced throughout the claim process.
I have discussed your claim with our claim team to gather more information about your claim. I understand that your claim is still in process and we require additional documents to support your claim, including flight itineraries. Insurance is highly regulated, and documentation is required, for any claim. Your claim adjuster is available to assist in confirming which documents will help support your claim. Please do not hesitate to reach out to us anytime. We appreciate your patience and hope to make the process smoother for you moving forward.
I chose TinLeg because we got better coverage for the same amount as other policies.
The customer service has been very responsive ..
I hope that my claim will be resolved soon …
I was told it was basically a waste of time because Trip Delay would'nt cover me.
In the end my claim was approved, and I was paid my just amount. That said I found the process and documents required to "prove" I was too sick to travel on the day my cruise departed excessive and some even pointless. To have to prove where the money came from I paid for the trip with doesn't seem relevant as an example. This experience has made me reluctant to travel because even if I purchase relative expensive trip insurance and some problem occurs outside of the country or involves multiple doctors and organizations, I can't imagine being able to get all the "required" documents. Tin Leg was totally inflexible in their demands. At one point I was having trouble getting a letter from the cruise line stating I didn't go on the cruise and didn't get any money back from them. I explained this to the claim adjuster and his response was get it or you won't get paid.
Waste of money
Thank you for sharing your feedback with us. Your satisfaction is very important to us, and we would like to better understand what went wrong and how we can make it right. We would like to schedule some time to speak with you regarding your concerns. Please visit our Zero Complaint page at - https://www.squaremouth.com/zero-complaint-guarantee and complete this form to open a Zero Complaint case. You will receive an email to schedule a time to speak with a member of our team.
Thank you for giving us the opportunity to improve our products and services.
Due to hospitalization, I was unable to go on my trip. I contacted Tin Leg and placed a claim before the start of the trip. I am waiting for my refund. I thought I sent all the needed information but they keep asking for additional information. I hope I will receive information in regards to my full reimbursement soon.
Thank you for sharing your feedback with us. We apologize for the frustration you have experienced throughout the claim process.
I have discussed your claim with our claim team to gather more information about your claim. I understand that your claim is still in process and we require additional documents to support your claim, including flight itineraries and receipts for the loss you incurred during your delay. It is important to remember that insurance is highly regulated, and documentation is required, for any claim. Your claim adjuster reached out via email today with a list of missing documentation for your claim. We appreciate your patience and hope to make the process smoother for you moving forward.
Terrible customer service when I called in on two occasions while traveling. Both Susie and MacKenzie were not able to help me at all. I would ask specific questions and both associates would read from the certificate on insurance, Mackenzie was even citing page numbers and paragraphs.
One of the reasons I chose this company was for the 24-hour assistance but it was anything but. Why would a company put reps on the phone if they can't answer questions? The standard response was always "I am not a licensed claims adjuster." If you are going to offer 24-hour assistance it should be helpful, not frustrating.
I am a traveler who always insures my trips. Fortunately, I have never had to use my insurance until now and it is beyond frustrating.
I can read a certificate, but they does not give all the insight and coverage/limitations. That is what I was seeking.
Thank you for your feedback. We apologize for the inconvenience you experienced while trying to get information during your trip delay.
We understand how frustrating it can be when timely assistance is needed, and we regret that our customer service agents were unable to provide the answers you were looking for. Our customer service team is dedicated to offering the best support possible, but it's important to note that they are not claims adjusters and thus cannot guarantee coverage details or outcomes. Claims adjusters have the specific training and authority to handle coverage determinations and complex policy questions.
After reviewing your policy, I see you have initiated your claim with our claim team and scheduled a call on 06/06 with them. Our team will be happy to answer your claims related questions and they will be able to review your policy and provide the detailed information and support you need.
Again, we apologize for any inconvenience this may have caused and appreciate your understanding.
Because the original cruise company went bankrupt our travel agency was able to rebook us on another cruise just a few days later. I was able to change dates with your company very easily which was greatly appreciated.