Last Updated: 02/08/17

Squaremouth’s Winter Storm and Travel Insurance Information Center explains travel insurance coverage for winter storms.

Many travel insurance policies include coverage for winter storms that affect travel. View our official provider position statements to understand coverage for a specific storm.

Winter Storm Orson became a named storm on February 10, 2017. Coverage is no longer available on policies purchased on or after this date.

Travelers can no longer purchase a policy with coverage for losses related to a winter storm once the storm has been named.

Policies purchased before a winter storm is named can include coverage for travel delays and cancellations due to the storm.

Contact customer service for more information about coverage for winter storms. We are available 24/7, 365 days a year by chat and by phone at 1-800-240-0369.

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FAQs

  • What types of current events are covered by travel insurance?
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    Travel insurance can cover unforeseen events, including terrorist attacks, inclement weather and natural disasters.

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  • If there is a storm, when can I no longer be covered by travel insurance?
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    You can only be covered for a storm if you purchased your travel insurance policy before the storm was named.

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  • Am I covered if I miss my connecting flight?

    You can be covered if you miss your connecting flight for a covered reason.

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  • Am I covered if I get bumped from an overbooked flight?

    Travel insurance will not provide coverage if you are bumped from an overbooked flight.

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  • Am I covered if I miss my flight because of long security lines?

    Travel insurance will not cover you if you miss your flight due to security delays.

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  • What if the roads are bad and I don’t want to travel?

    Choosing not to travel because the roads are bad is not a covered reason to cancel your trip, although some policies may provide coverage if road closures prevent you from traveling.

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  • How long do I need to be delayed to trigger coverage?

    Typically, you must be delayed at least 3-12 hours for coverage to begin, depending on the policy.

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  • What do I do if my flight is delayed or canceled due to bad weather?
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    If your flight is delayed or canceled due to inclement weather, you can contact your provider’s 24-Hour Emergency Assistance department to receive help.

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  • Can I cancel my trip due to a winter storm or blizzard?
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    You may be covered to cancel your trip if a winter storm or blizzard seriously impacts your travel and you had a policy in place before the storm was named.

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  • Can I cancel my trip if I don’t want to travel in bad weather?

    Fear of traveling during bad weather is not a covered reason to cancel a trip on a standard travel insurance policy.

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