Traveling to Philippines

Last updated: 02/25/2022

Philippines Travel Insurance Requirements

On February 4, 2022 the Philippines announced that the borders would be reopening starting February 10, 2022, and travel insurance would be required for all foreign visitors entering the country.

Travelers visiting the Philippines are required to have a travel insurance policy with the Emergency Medical benefit for at least $35,000. This policy must specifically offer coverage for Covid-19.

Squaremouth’s Travel Insurance Recommendations

The most important thing for travelers to look for when comparing policies is the amount of medical coverage to satisfy the Philippines requirement. Travelers need a policy with at least $35,000 in Emergency Medical in order to gain entry into the Philippines.

While $35,000 is the minimum amount required, Squaremouth recommends a minimum of $50,000 in Emergency Medical coverage. This benefit can provide coverage for Covid-19, and other unforeseen illness and injuries that occur during the trip.

Squaremouth also recommends a policy with at least $100,000 in Medical Evacuation coverage, which can provide reimbursement for transportation costs to the nearest adequate medical facility in the event of an emergency.

Due to the requirements, most travelers heading to the Philippines are specifically buying medical travel insurance. However, many travelers may also have non-refundable trip costs. In this case, Squaremouth recommends a comprehensive policy that includes the Trip Cancellation benefit.

Trip Cancellation can reimburse up to 100% of a traveler’s prepaid and non-refundable trip expenses in the event they have to cancel their trip for a covered reason. These reasons commonly include an unforeseen illness or injury, inclement weather, natural disaster, or death of an immediate family member. Travelers who contract Covid-19 before their trip and need to cancel can be covered by this benefit.

Travelers who buy this coverage can also receive other benefits, including Trip Interruption and Travel Delay, among others.

Trip Interruption can reimburse travelers who need to cut their trip short due to an unforeseen illness, injury, or death, or testing positive for Covid-19. Trip Interruption can reimburse a traveler between 100-200% of their unused, non-refundable trip costs, and can also reimburse travelers if they have expenses rebooking their flight home.

Travel Delay can reimburse travelers for daily expenses related to a delay post-departure. Most commonly, these delays are due to severe weather or a mechanical issue impacting their flight.

If a traveler cannot return home on time due to a positive Covid–19 test and required quarantine, the Travel Delay benefit can also cover those expenses. Policies with this coverage can typically be extended 5-10 days, and can cover a traveler’s meals and accommodations during their quarantine.

Click here to begin your search for Philippines Travel Insurance.

Philippines Travel Insurance Trends and Data

The Philippines is an Island near Malaysia and Vietnam famous for its stunning beaches, delicious food, and historical sites.

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Destination Rank: 3

Percentage of Squaremouth Sales: 6.16%

Average Premium: $114.29

Average Trip Cost: $1,333.42

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